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  • $490,000

    130 Settlement Ridge Dr #48, Marion, NC 28752

    0beds
    --baths
    399sqft
    : 
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    Single Family Residence
    Built in 2017
    3.15 Acres Lot
    $465,400 Zestimate®
    $1,228/sqft
    $546/mo HOA

    What's special

    Covered front porchBordering the catawba riverOpen deck for grillingReclaimed chestnut flooringSurrounded by native hardwoodsKitchen with refrigeratorHardware from nepal
    Welcome to Camp Catawba, Lake James NC! Truly Paradise Found! Tucked quietly into the heart of the most exclusive community known as Black Forest bordering the Catawba River, this rare off the grid retreat/ artists cottage offers a chance to experience mountain/lake living in its purest form. Set within an exclusive 600 acre private , gated community on Lake James with only 50 homesites, the cabin rests on 3 private acres bordering protected, community owned conservation land creating an extraordinary sense of privacy, peace and connection to nature. This could be your tiny house while you build your main residence further up on the land or just come down for the weekend to enjoy the lake and relaxation. Designed with warmth and authenticity in mind, the cabin is wrapped in low maintenance poplar bark siding crafted with natural reclaimed woods throughout, giving the feel of a timeless woodland hideaway. The interior is cozy, inviting and intentionally simple... a place where mornings begin with birdsong and coffee on the screened porch or covered front porch and evenings end beside the glow of sunset off the back deck. Whether used as a weekend escape, creative retreat or future mountain homestead, the property allows flexibility rarely found in such a protected setting. The cabin is currently off grid, allowing for a simpler lifestyle close to nature, while still offering the opportunity to add a private well and septic system in the future if desired. The homesite also provides an additional building envelope with room for guest quarters, a studio,garage, workshop,or expanded living space- all while maintaining the natural beauty and privacy that make Black Forest so special. Surrounded by native hardwoods, mountain air and quiet trails this property feels worlds away while remaining part of one of the areas most unique and thoughtfully preserved developments. The existing 399 sq ft cabin offers spacious living room, kitchen with refrigerator, portable microwave/convection oven all with reclaimed chestnut flooring, opening to large 204 sq ft heated screened porch which provides more living space and an open deck for grilling, overlooking the North Fork of Catawba River with views of the surrounding mountains . Bath area with Dry Flush toilet ,antique stained glass windows imported from France and hardware from Nepal. 50 sq ft loft for storage,etc.. This darling cabin/artist day studio has all of the perks of lake living without the premium price. A scenic walk approximately 1/3 mile (5 minute walk) from the cabin leads to the Lake Camp which includes your deeded boat slip #14 and pavilion . Enjoy easy access to the lake for boating, kayaking, fishing or simply relaxing along the shoreline while surrounded by the quiet beauty of the mountains. Also included is the River Camp with easy places to launch your kayak and fishing piers. This gated community offers a full time on site caretaker, a community building for cozy neighborhood get togethers and heli-pad . Only minutes to downtown Marion for dining, shopping, entertainment,etc. Also just 20 minutes to some of the best mountain biking and hiking trails at Fonta Flora State Park or Paddys Creek State Park. Truly nature's playground!
    32 days
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    954
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    50
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    Zillow last checked:

    Listing updated:

    Listed by:

    Dianne Reihl drreihl@bellsouth.net,

    Engel & Volkers Foothills Lake James

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4388960MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 0
      Kitchen
      • Level: Main
      Living room
      • Features: Cathedral Ceiling(s), Ceiling Fan(s), Open Floorplan
      • Level: Main
      Loft
      • Features: Storage
      • Level: Upper
      Heating
      • Ductless, Electric
      Cooling
      • Ceiling Fan(s), Ductless, Window Unit(s)
      Appliances
      • Included: Microwave, Refrigerator
      • Laundry: None
      Features
      • Open Floorplan
      • Flooring: Wood
      • Doors: Insulated Door(s), Sliding Doors
      • Windows: Insulated Windows
      • Has basement: No
      Interior area
      • Total structure area: 399
      • Total interior livable area: 399 sqft
      • Finished area above ground: 399
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway
      • Uncovered spaces: 2
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Patio & porch: Covered, Deck, Front Porch, Screened
      • Has view: Yes
      • View description: Long Range, Mountain(s), Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Boat Slip (Deed), Boat Slip – Community, Paddlesport Launch Site
      • Body of water: Lake James
      Lot
      • Size: 3.15 Acres
      • Features: Private, Rolling Slope, Wooded, Views
      Details
      • Parcel number: 171300538548
      • Zoning: R-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cabin
      • Property subtype: Single Family Residence
      Materials
      • Wood, Other
      • Foundation: Other - See Remarks
      • Roof: Composition,Metal
      Condition
      • New construction: No
      • Year built: 2017
      Details
      • Builder name: Travis Crook

      Utilities & green energy

      • Sewer: None
      • Water: None
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Features: Clubhouse, Gated, Helipad, Lake Access, Picnic Area, Recreation Area, Walking Trails
      • Subdivision: Black Forest
      HOA
      • Has HOA: Yes
      • HOA fee: $6,550 annually
      • HOA name: First Residential Services
      Location
      • Region: Marion
      • Elevation: 1000 Feet

      Financial & listing details

      • Price per square foot: $1,228/sqft
      • Tax assessed value: $288,940
      • Date on market: 6/4/2026
      • Cumulative days on market: 32 days
      • Listing terms: Cash
      • Electric utility on property: Yes
      • Road surface type: Gravel, Paved

        Estimated market value

        $465,400

        $442,000 - $489,000

        $1,515/mo

        Price history

        DateEventPrice
        6/4/2026Listed for sale$490,000$1,228/sqft
        Source: Canopy MLS as distributed by MLS GRID #4388960 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28752

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: North Cove
        • Middle: West McDowell
        • High: McDowell

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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