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For sale
  • Price cut: $30.1K (5/21)
    $399,950

    13015 Surf St, Lusby, MD 20657

    4beds
    1,518sqft
    : 
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    Single Family Residence
    Built in 1977
    0.33 Acres Lot
    $399,500 Zestimate®
    $263/sqft
    $23/mo HOA

    What's special

    Nearby chesapeake bayCeiling fans throughoutShed for extra storageSleek stoveFour spacious bedroomsInviting open floor plan
    Drum Point on the Chesapeake Bay Nestled in the serene community of Drum Point, this exquisite raised ranch home offers a harmonious blend of comfort and luxury, perfect for those seeking an elevated lifestyle. With 1,518 square feet of thoughtfully designed living space, this residence features four spacious bedrooms and two full bathrooms, ensuring ample room for relaxation and entertainment. Step inside to discover an inviting open floor plan that seamlessly connects the kitchen and living areas, creating a warm atmosphere ideal for gatherings. The galley kitchen is equipped with high-end appliances, including a sleek stove, refrigerator, microwave, dishwasher, and disposal, making meal preparation a delight. The combination of functionality and style is enhanced by the charming family room that flows effortlessly from the kitchen, perfect for cozy evenings or lively get-togethers. Natural light pours through the thoughtfully placed windows, accentuating the home's inviting ambiance. Ceiling fans throughout provide a gentle breeze, enhancing the comfort of each room. The entry-level bedroom offers convenience and accessibility, making it a versatile space for guests or a home office. Outside, the property boasts a generous 0.33-acre lot, providing ample space for outdoor activities or serene moments of reflection. Enjoy the tranquility of the nearby Chesapeake Bay, with water access just a stone's throw away. Whether you're kayaking, fishing, or simply soaking in the stunning views, this location offers a unique opportunity to embrace a water-oriented lifestyle. Additional features include a convenient laundry area with a washer and dryer, ensuring that daily chores are a breeze. The property also includes a shed for extra storage, keeping your outdoor space organized and clutter-free. With a driveway that accommodates up to three vehicles, parking is never a concern. This home is not just a residence; it's a lifestyle choice that invites you to experience the beauty of waterfront living while enjoying the comforts of a well-appointed home. Embrace the charm of Drum Point and make this luxurious retreat your own. This is Chesapeake living at its finest — come home to the water.
    71 days
    |
    615
    |
    33
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Walt Spann 301-529-2621,

    RE/MAX United Real Estate 301-702-4200

    Source: Bright MLS,MLS#: MDCA2026366MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Basement
      • Area: 506
      Heating
      • Baseboard, Electric
      Cooling
      • Window Unit(s), Electric
      Appliances
      • Included: Cooktop, Refrigerator, Microwave, Dishwasher, Disposal, Dryer, Washer, Electric Water Heater
      Features
      • Bathroom - Tub Shower, Ceiling Fan(s), Combination Kitchen/Living, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Kitchen - Galley
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 1,518
      • Total interior livable area: 1,518 sqft
      • Finished area above ground: 1,012
      • Finished area below ground: 506

      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway
      • Uncovered spaces: 3
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Pool features: None
      • Waterfront features: Bay
      • Body of water: Chesapeake Bay
      Lot
      • Size: 0.33 Acres
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 0501139045
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Raised Ranch/Rambler
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Foundation: Block, Slab
      Condition
      • New construction: No
      • Year built: 1977

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Private, Well

      Community & HOA

      Community
      • Subdivision: Drum Point
      HOA
      • Has HOA: Yes
      • HOA fee: $275 annually
      • HOA name: DRUM POINT PROPERTY OWNERS' ASSOCIATION
      Location
      • Region: Lusby

      Financial & listing details

      • Price per square foot: $263/sqft
      • Tax assessed value: $334,600
      • Annual tax amount: $3,833
      • Date on market: 4/22/2026
      • Listing agreement: Exclusive Agency
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple

        Estimated market value

        $399,500

        $380,000 - $419,000

        $2,594/mo

        Price history

        DateEventPrice
        5/21/2026Price change$399,950-7%$263/sqft
        Source: Bright MLS #MDCA2026366 Report a problem
        5/8/2026Price change$430,000-6.5%$283/sqft
        Source: Bright MLS #MDCA2026366 Report a problem
        4/22/2026Listed for sale$460,000$303/sqft
        Source: Bright MLS #MDCA2026366 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,423 +5.8%$317,267 +5.8%
        2024$3,236 +10.2%$299,933 +6.1%
        2023$2,936 +2.4%$282,600
        2022$2,866 +2.5%$282,600 +5%
        2021$2,796 +2.1%$269,133 +2.6%
        2020$2,739 -0.5%$262,400
        2019$2,753 $262,400
        2018$2,753 -2.2%$262,400 -0.8%
        2017$2,814 -18.1%$264,500 +0.4%
        2016$3,437 $263,500 +0.4%
        2015$3,437 $262,500 +0.4%
        2014$3,437 $261,500
        2013-- $261,500
        2012-- $261,500 -19.1%
        2011-- $323,090 +5.4%
        2010-- $306,662 +5.7%
        2009-- $290,236 +6%
        2008-- $273,810 +16.2%
        2007-- $235,636 +19.3%
        2006-- $197,463 +24%
        2005-- $159,290 +6.4%
        2004-- $149,666 +6.9%
        2003-- $140,043 +7.4%
        2002-- $130,420 +0.4%
        2001-- $129,922

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 20657

        Getting around

        0 / 100
        Car-Dependent
        21 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Calvert County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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