13020 Front Beach Rd Unit 103, Panama City Beach, FL 32407

One of the LOWEST HOA'S on the beach! The HOA fees are currently only $350 a month and paid quarterly. This pays for trash, water, pest control, building insurance and outside maintenance. Spring/Summer 2026 already pre-booked. PET FRIENDLY COMPLEX! Somerset is a unique 16 unit low rise condo community directly across the street from the beach. No high-rise condo traffic or wait for the elevators. Location is perfect with 2 public beach entrances just steps away in between million dollar beach homes. Once you leave the parking area you are less than 100 yards from the beach. PRIVATE COVERED PARKING for 2-3 cars. The covered parking is a BIG deal because you have a designated area large enough for 2-3 cars. Your vehicle is out of the sun during the hot summer months as well as the rain. Walking distance to coffee, restaurants, bars, ice cream parlors and MORE!! Convenient location in the middle of PCB, drive just minutes to Pier Park or the marinas as well as other local attractions. Sold with high end LUXURY furnishings included! Fully stocked kitchen, appliances and renovations. Renovations include luxury plank flooring throughout. New paint, brand new quartz kitchen countertops, white painted cabinetry and stainless steel appliances. A LARGE bathroom that could be converted to two bathrooms in the future. The bathroom was recently renovated with shiplap, tub with handles and custom antique vanity/sink. Living room sofa set is high quality mid-century modern brown leather. All beds feature new comfort mattresses, luxury sheets and bedding. Enjoy a large spacious balcony that faces a residential area. Condo has 3 double beds and allows 6 guest. Also, entire complex is pet friendly for any size pet, a huge booking perk with extra income. DON'T MISS THIS OPPORTUNITY TO HAVE A TURNKEY READY PROPERTY ALREADY PRE-BOOKED AT CLOSING FOR SPRING AND SUMMER 2026.