Significant Price Reduction - puts home at one of the lowest price per square foot in the community. Welcome to this beautifully refreshed and move-in ready home in the highly desirable Montecito neighborhood of Otay Ranch. Situated at the end of the street, this mainly WEST facing light-filled residence enjoys added privacy and an abundance of natural light throughout all three levels. The property is uniquely situated to provide privacy and unobstructed southwesterly views over Meadow Park. Offering 5 bedrooms and 4 bathrooms plus an optional 6th & 7th bedroom/office on the 1st floor and/or 3rd floor, this spacious home features thoughtfully designed living areas on each floor, creating flexibility for multigenerational living, guests, work-from-home needs, or additional entertaining space. Floors 2 and 3 each offer their own ample sized loft/flex area for whatever your needs may be. The expansive primary suite is a true retreat with a luxurious 5-piece ensuite bath and dual walk-in closets. A conveniently located second-floor laundry room adds everyday ease. The entire home has been freshly painted and upgraded with durable luxury vinyl plank flooring throughout, giving the home a clean, modern feel while providing long-lasting style and low-maintenance living for years to come. Buyers can move right in and immediately enjoy the home without needing to update a thing. Additional features include solar, 9 ft ceilings throughout, a tankless water heater, LED lighting, and a two-car garage. One of the most unique highlights of this property is the ownership of side yard space on both the east and west sides of the home, creating rare separation from neighboring properties and offering a blank canvas for outdoor living, play space, gardening, pets, or future customization. Located within the sought-after Otay Ranch community, residents enjoy access to top-rated schools, parks, a community pool, and all the amenities that make this neighborhood one of Chula Vista’s most desirable places to call home.
For sale
Listed by: Surterre Properties, Inc • Sharm Newbold • Contact: snewbold@surterreproperties.com
Price cut: $50K (8/26)
$999,900
1304 Keck Rd, Chula Vista, CA 91913
5beds
3,016sqft
Single Family Residence
Built in 2018
3,589 Square Feet Lot
$1,002,000 Zestimate®
$332/sqft
$110/mo HOA
What's special
- 112 days
- 1,439
- 75
Zillow last checked:
Listing updated:
Listed by:
Sharm Newbold DRE #01393677 snewbold@surterreproperties.com,
Surterre Properties, Inc,
Cheryl Hamilton DRE #02018631 619-742-3685,
Surterre Properties, Inc
Source: CRMLS,MLS#: NDP2605180
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 1
Rooms
- Room types: Family Room, Kitchen, Laundry, Primary Bedroom, Other
Other
- Features: Walk-In Closet(s)
Cooling
- Central Air
Appliances
- Laundry: Laundry Room
Features
- Walk-In Closet(s)
- Has fireplace: No
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 3,016 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: Three Or More
- Stories: 3
- Entry location: 1
- Pool features: Community, Association
- Has view: Yes
Lot
- Size: 3,589 Square Feet
- Features: Corner Lot
Details
- Parcel number: 6443180100
- Zoning: R-1:SINGLE FAM-RES
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Condition
- Year built: 2018
Community & HOA
Community
- Features: Park, Suburban, Pool
HOA
- Has HOA: Yes
- Amenities included: Bocce Court, Clubhouse, Maintenance Front Yard, Outdoor Cooking Area, Barbecue, Playground, Pool
- HOA fee: $110 monthly
- HOA name: Montecito @ Otay Ranch
- HOA phone: 858-576-5595
Location
- Region: Chula Vista
Financial & listing details
- Price per square foot: $332/sqft
- Tax assessed value: $696,228
- Date on market: 5/29/2026
- Cumulative days on market: 112 days
- Listing terms: Cash,Conventional,1031 Exchange,FHA,VA Loan
- Inclusions: All appliances onsite convey with the home
Estimated market value
$1,002,000
$952,000 - $1.05M
$5,278/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/26/2026 | Price change | $999,900-4.8%$332/sqft |
Source: | ||
| 7/10/2026 | Price change | $1,049,900-4.6%$348/sqft |
Source: | ||
| 5/29/2026 | Listed for sale | $1,100,000+83.3%$365/sqft |
Source: | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 11/4/2019 | Listing removed | $3,500$1/sqft |
Source: Owner Report a problem | ||
| 11/2/2019 | Price change | $3,500-6.7%$1/sqft |
Source: Owner Report a problem | ||
| 10/21/2019 | Listed for rent | $3,750$1/sqft |
Source: Owner Report a problem | ||
| 9/18/2019 | Listing removed | $3,750$1/sqft |
Source: Owner Report a problem | ||
| 9/16/2019 | Listed for rent | $3,750$1/sqft |
Source: Owner Report a problem | ||
| 2/23/2018 | Sold | $600,000$199/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | -- | $696,228 +2% |
| 2025 | $13,780 +6.1% | $682,577 +2% |
| 2024 | $12,993 +4.2% | $669,194 +2% |
| 2023 | $12,475 +4.4% | $656,074 +2% |
| 2022 | $11,952 +3.7% | $643,211 +2% |
| 2021 | $11,530 +2.4% | $630,600 +1% |
| 2020 | $11,264 +64.6% | $624,135 +2% |
| 2019 | $6,845 -18% | $611,898 +62.6% |
| 2018 | $8,344 +893% | $376,400 +437.7% |
| 2017 | $840 | $70,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Otay Ranch
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