1304 Utah St, Toledo, OH 43605

Freshly renovated and ready to welcome you home, this charming two-story sits on a quiet street in East Toledo. Step inside to find brand-new wood-look flooring stretching across the main level, fresh paint from top to bottom, and bright, airy rooms filled with natural light. The updated kitchen is the heart of the home, with crisp white shaker cabinets, sleek stainless steel appliances, and clean countertops that make cooking and gathering a pleasure. An open living and dining area gives you room to relax and entertain, while the refreshed full bathroom offers a clean, modern feel with a new vanity and fixtures. Upstairs, comfortable carpeted bedrooms provide cozy, private retreats, each with plenty of light and space to make your own. Out back, a large fenced yard with a patio and mature shade trees creates the perfect spot for morning coffee, weekend cookouts, or room to spread out. With its thoughtful updates, comfortable layout, and unbeatable move-in-ready condition, this is a place you'll be proud to call home. Participants in the LadderUp program live in the home while working closely with a financial and credit advisor to build savings, improve credit, and prepare for a future mortgage. A future purchase price is established up front, providing clarity and a clear path toward owning the home you live in. This opportunity is ideal for households who are motivated to take the next step toward homeownership and are ready to commit to the responsibilities that come with it, while receiving structured support along the way. This is not a traditional rental. Program requirements apply, including participation in monthly check-ins focused on financial readiness and homeownership preparation. Renter is responsible for all utilities and agrees to participate in the LadderUp Homeownership Program Resident is responsible for all utilities and expected to participate in the LadderUp Homeownership Coaching program.