Whether you’re looking for a furnished island getaway, an investment opportunity, or a place to call home, this 3 bedroom, 2 bath bungalow offers flexibility, concrete block construction, and a location just minutes from the ocean and historic downtown Fernandina Beach. Being sold furnished, it is move-in ready and ideal as a primary residence, second home, vacation getaway, or investment property. Vinyl plank flooring runs throughout, providing durability and easy maintenance. The efficient floor plan maximizes living space while offering comfortable everyday functionality. Outside, you’ll find multiple fruit trees, a large storage shed, and a fully fenced backyard with plenty of room for pets, entertaining, or additional outdoor enjoyment. Two separate driveways offer abundant off-street parking for residents, guests, boats, or recreational vehicles. Eligible for short-term rentals, this property provides flexibility for personal enjoyment and income-producing potential. Located approximately five minutes from the ocean and just two minutes from historic downtown Fernandina Beach, you’ll enjoy convenient access to restaurants, shopping, entertainment, and local attractions. Furnished island properties with no HOA and this level of versatility are becoming increasingly difficult to find. Schedule your private showing today.
For sale
Price cut: $10K (4/21)
$399,999
1306 S 4th St, Fernandina Beach, FL 32034
3beds
1,008sqft
Single Family Residence
Built in 1960
10,018 Square Feet Lot
$-- Zestimate®
$397/sqft
$-- HOA
What's special
Multiple fruit treesLarge storage shedBeing sold furnished
- 164 days |
- 1,160 |
- 53 |
Zillow last checked:
Listing updated:
Listed by:
Keith Davis 904-704-0195,
SUMMER HOUSE REALTY
Source: AINCAR,MLS#: 114837
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Loading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Stove, Washer
Features
- Ceiling Fan(s), Furnished, Workshop
- Windows: Insulated Windows
- Furnished: Yes
Interior area
- Total structure area: 1,008
- Total interior livable area: 1,008 sqft
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch, Screened
- Exterior features: Fence, Fruit Trees
- Pool features: None
Lot
- Size: 10,018 Square Feet
- Dimensions: 100 x 100
Details
- Parcel number: 000031180001910010
- Zoning: RM
Construction
Type & style
- Home type: SingleFamily
- Architectural style: One Story
- Property subtype: Single Family Residence
Materials
- Block, Fiber Cement, Concrete
- Roof: Shingle
Condition
- Resale
- Year built: 1960
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
HOA
- Has HOA: No
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $397/sqft
- Tax assessed value: $182,373
- Annual tax amount: $2,519
- Date on market: 1/23/2026
- Cumulative days on market: 165 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 4/21/2026 | Price change | $399,999-2.4%$397/sqft |
Source: | ||
| 4/15/2026 | Price change | $410,000-1.2%$407/sqft |
Source: | ||
| 4/2/2026 | Price change | $415,000-1.2%$412/sqft |
Source: | ||
| 3/10/2026 | Price change | $420,000-2.1%$417/sqft |
Source: | ||
| 2/28/2026 | Price change | $429,000-1.4%$426/sqft |
Source: | ||
| 2/17/2026 | Price change | $435,000-1.1%$432/sqft |
Source: | ||
| 2/1/2026 | Price change | $440,000-2.2%$437/sqft |
Source: | ||
| 1/23/2026 | Listed for sale | $450,000+730.3%$446/sqft |
Source: | ||
| 10/18/2010 | Sold | $54,200-9.5%$54/sqft |
Source: Public Record Report a problem | ||
| 9/4/2010 | Pending sale | $59,900$59/sqft |
Source: Fannie Mae #52940 Report a problem | ||
| 8/19/2010 | Price change | $59,900-13.2%$59/sqft |
Source: Fannie Mae #52940 Report a problem | ||
| 7/12/2010 | Price change | $69,000-16.4%$68/sqft |
Source: Fannie Mae #52940 Report a problem | ||
| 7/9/2010 | Listed for sale | -- |
Source: foreclosure.com Report a problem | ||
| 8/22/2002 | Sold | $82,500$82/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,519 +8.3% | $143,681 +10% |
| 2023 | $2,326 +13.1% | $130,619 +10% |
| 2022 | $2,056 +19.4% | $118,745 +10% |
| 2021 | $1,722 +8.3% | $107,950 +9.9% |
| 2020 | $1,590 +3.8% | $98,209 +5% |
| 2019 | $1,532 | $93,495 +7.8% |
| 2018 | $1,532 +6.6% | $86,698 +2.3% |
| 2017 | $1,438 +10.3% | $84,710 +9.4% |
| 2016 | $1,304 +7.8% | $77,446 -0.3% |
| 2015 | $1,209 -2% | $77,708 +9.9% |
| 2014 | $1,233 | $70,712 +28.9% |
| 2013 | -- | $54,859 -0.3% |
| 2012 | -- | $55,002 -11.4% |
| 2011 | -- | $62,096 -14.9% |
| 2010 | -- | $72,978 +7.9% |
| 2009 | -- | $67,629 +0.1% |
| 2008 | -- | $67,561 +3% |
| 2007 | -- | $65,593 -31% |
| 2006 | -- | $95,048 +53% |
| 2005 | -- | $62,129 +3% |
| 2004 | -- | $60,319 +1.9% |
| 2003 | -- | $59,194 +3.1% |
| 2002 | -- | $57,408 +6.6% |
| 2001 | -- | $53,837 +14.6% |
| 2000 | -- | $46,993 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32034
Nearby schools
GreatSchools rating
- NASouthside Elementary SchoolGrades: PK-2Distance: 0.5 mi
- 6/10Fernandina Beach High SchoolGrades: PK,3,8-12Distance: 1.2 mi
- 8/10Emma Love Hardee Elementary SchoolGrades: 3-5Distance: 1.4 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Nassau County
- Fernandina Beach
- 32034
- 1306 S 4th St
Nearby cities
Nearby zip codes
Other Fernandina Beach Topics
- Apartments for Rent in 32034
- Houses for Sale in 32034
- Houses for Rent in 32034
- 32034 Real Estate
- Fernandina Beach Condos
- Houses for Sale in Fernandina Beach
- Newest Listings in Fernandina Beach
- Fernandina Beach Home Values
- Fernandina Beach Real Estate Agents
- Fernandina Beach Refinance
- Fernandina Beach Mortgage Rates






