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For sale
  • Price cut: $10K (4/21)
    $399,999

    1306 S 4th St, Fernandina Beach, FL 32034

    3beds
    1,008sqft
    : 
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    Single Family Residence
    Built in 1960
    10,018 Square Feet Lot
    $-- Zestimate®
    $397/sqft
    $-- HOA

    What's special

    Multiple fruit treesLarge storage shedBeing sold furnished
    Whether you’re looking for a furnished island getaway, an investment opportunity, or a place to call home, this 3 bedroom, 2 bath bungalow offers flexibility, concrete block construction, and a location just minutes from the ocean and historic downtown Fernandina Beach. Being sold furnished, it is move-in ready and ideal as a primary residence, second home, vacation getaway, or investment property. Vinyl plank flooring runs throughout, providing durability and easy maintenance. The efficient floor plan maximizes living space while offering comfortable everyday functionality. Outside, you’ll find multiple fruit trees, a large storage shed, and a fully fenced backyard with plenty of room for pets, entertaining, or additional outdoor enjoyment. Two separate driveways offer abundant off-street parking for residents, guests, boats, or recreational vehicles. Eligible for short-term rentals, this property provides flexibility for personal enjoyment and income-producing potential. Located approximately five minutes from the ocean and just two minutes from historic downtown Fernandina Beach, you’ll enjoy convenient access to restaurants, shopping, entertainment, and local attractions. Furnished island properties with no HOA and this level of versatility are becoming increasingly difficult to find. Schedule your private showing today.
    164 days
    |
    1,160
    |
    53
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Keith Davis 904-704-0195,

    SUMMER HOUSE REALTY

    Source: AINCAR,MLS#: 114837MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Stove, Washer
      Features
      • Ceiling Fan(s), Furnished, Workshop
      • Windows: Insulated Windows
      • Furnished: Yes
      Interior area
      • Total structure area: 1,008
      • Total interior livable area: 1,008 sqft

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Front Porch, Screened
      • Exterior features: Fence, Fruit Trees
      • Pool features: None
      Lot
      • Size: 10,018 Square Feet
      • Dimensions: 100 x 100
      Details
      • Parcel number: 000031180001910010
      • Zoning: RM

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: One Story
      • Property subtype: Single Family Residence
      Materials
      • Block, Fiber Cement, Concrete
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 1960

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $397/sqft
      • Tax assessed value: $182,373
      • Annual tax amount: $2,519
      • Date on market: 1/23/2026
      • Cumulative days on market: 165 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        4/21/2026Price change$399,999-2.4%$397/sqft
        Source: AINCAR #114837 Report a problem
        4/15/2026Price change$410,000-1.2%$407/sqft
        Source: AINCAR #114837 Report a problem
        4/2/2026Price change$415,000-1.2%$412/sqft
        Source: realMLS #2126609 Report a problem
        3/10/2026Price change$420,000-2.1%$417/sqft
        Source: AINCAR #114837 Report a problem
        2/28/2026Price change$429,000-1.4%$426/sqft
        Source: AINCAR #114837 Report a problem
        2/17/2026Price change$435,000-1.1%$432/sqft
        Source: AINCAR #114837 Report a problem
        2/1/2026Price change$440,000-2.2%$437/sqft
        Source: realMLS #2126609 Report a problem
        1/23/2026Listed for sale$450,000+730.3%$446/sqft
        Source: AINCAR #114837 Report a problem
        10/18/2010Sold$54,200-9.5%$54/sqft
        Source: Public Record Report a problem
        9/4/2010Pending sale$59,900$59/sqft
        Source: Fannie Mae #52940 Report a problem
        8/19/2010Price change$59,900-13.2%$59/sqft
        Source: Fannie Mae #52940 Report a problem
        7/12/2010Price change$69,000-16.4%$68/sqft
        Source: Fannie Mae #52940 Report a problem
        7/9/2010Listed for sale--
        Source: foreclosure.com Report a problem
        8/22/2002Sold$82,500$82/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,519 +8.3%$143,681 +10%
        2023$2,326 +13.1%$130,619 +10%
        2022$2,056 +19.4%$118,745 +10%
        2021$1,722 +8.3%$107,950 +9.9%
        2020$1,590 +3.8%$98,209 +5%
        2019$1,532 $93,495 +7.8%
        2018$1,532 +6.6%$86,698 +2.3%
        2017$1,438 +10.3%$84,710 +9.4%
        2016$1,304 +7.8%$77,446 -0.3%
        2015$1,209 -2%$77,708 +9.9%
        2014$1,233 $70,712 +28.9%
        2013-- $54,859 -0.3%
        2012-- $55,002 -11.4%
        2011-- $62,096 -14.9%
        2010-- $72,978 +7.9%
        2009-- $67,629 +0.1%
        2008-- $67,561 +3%
        2007-- $65,593 -31%
        2006-- $95,048 +53%
        2005-- $62,129 +3%
        2004-- $60,319 +1.9%
        2003-- $59,194 +3.1%
        2002-- $57,408 +6.6%
        2001-- $53,837 +14.6%
        2000-- $46,993

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32034

        Getting around

        21 / 100
        Car-Dependent
        42 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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