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Under contract
    • Price cut: $26K (7/13)
    $399,000

    1307 Panama Pl, The Villages, FL 32159

    3beds
    1,499sqft
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    Single Family Residence
    Built in 1995
    8,280 Square Feet Lot
    $-- Zestimate®
    $266/sqft
    $204/mo HOA

    What's special

    Brand-new roofNeutral interior paintCorian countertopsBrand-new water heaterLakefront homeModern window treatmentsOversized lot
    Under contract-accepting backup offers. Virtually Staged. This is the lakefront home you've been waiting for. Rarely does an opportunity arise in The Villages to own a property with both stunning lake and golf course views on an oversized lot with room to grow. An added bonus: a very low-interest assumable VA loan is available for qualified buyers, including eligible veterans and non-veterans. Nestled in the desirable Village of Rio Grande, this beautifully maintained 3-bedroom, 2-bath Designer San Miguel model offers a split-bedroom floor plan and breathtaking views from the moment you enter. Enjoy picturesque water and golf course vistas from the primary suite, great room, kitchen, and third bedroom. Sliding glass doors from both the primary suite and great room open to a spacious screened patio, creating the perfect setting for morning coffee, evening sunsets, entertaining guests, or simply relaxing while taking in the ever-changing beauty of nature. The oversized homesite offers endless possibilities, including room for a pool, golf cart garage, home expansion, or outdoor living enhancements—all at an affordable price. The private backyard provides a tranquil retreat overlooking both the lake and golf course. Thoughtfully updated, this home features neutral interior paint, modern window treatments, luxury vinyl plank flooring, Corian countertops, an UPDATED electrical panel (2026), BRAND-NEW WATER HEATER (2026), and a BRAND-NEW ROOF (2026). The great room includes a small area of new carpet that can easily be replaced to match the existing flooring. The third bedroom currently features a custom built-in desk in place of a closet, which can be easily converted back if desired. A spacious two-car garage adds convenience and storage. Beyond the home, enjoy The Villages' unmatched active lifestyle with convenient golf cart access to Spanish Springs Town Square and Lake Sumter Landing. Residents enjoy championship and executive golf courses, recreation centers, resort-style pools, pickleball courts, fitness facilities, live entertainment, dining, shopping, and hundreds of clubs and activities. Everyday conveniences such as Publix, Target, Lowe's, Walmart, CVS, Costco, Sam's Club, and numerous restaurants are all nearby, many accessible by golf cart. This exceptional waterfront property combines breathtaking views, thoughtful updates, expansion potential, and an unbeatable location—making it one of the best values in The Villages. No Bond. Motivated Seller!
    110 days
    |
    1,414
    |
    67
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Norma Pollitt-Sloth 770-880-9169,

    EXP REALTY LLC 888-883-8509

    Source: Stellar MLS,MLS#: G5110367MLS LogoOriginating MLS: Sarasota - Manatee

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      Bedroom 2
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      Bedroom 3
      • Features: Ceiling Fan(s), Built-in Features, No Closet
      • Level: First
      Primary bathroom
      • Features: Tub with Separate Shower Stall
      • Level: First
      Great room
      • Features: Ceiling Fan(s), No Closet
      • Level: First
      Kitchen
      • Features: Ceiling Fan(s), Pantry, No Closet
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
      • Laundry: Laundry Room
      Features
      • Ceiling Fan(s), Chair Rail, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Vaulted Ceiling(s)
      • Flooring: Carpet, Linoleum, Luxury Vinyl
      • Doors: Sliding Doors
      • Windows: Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 2,127
      • Total interior livable area: 1,499 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Door Opener, Off Street
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Front Porch, Rear Porch, Screened
      • Exterior features: Rain Gutters
      • Has view: Yes
      • View description: Golf Course, Water, Lake
      • Has water view: Yes
      • Water view: Water,Lake
      • Waterfront features: Lake Front, Lake Privileges
      Lot
      • Size: 8,280 Square Feet
      • Dimensions: 90 x 92
      • Features: Level, Near Golf Course, Oversized Lot
      Details
      • Parcel number: D12F009
      • Zoning: RES
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Wood Frame
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1995

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Cable Connected, Electricity Available, Phone Available, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected

      Community & HOA

      Community
      • Features: Association Recreation - Owned, Community Mailbox, Deed Restrictions, Dog Park, Gated Community - Guard, Golf Carts OK, Golf, Pool, Restaurant
      • Pet fee: $0 monthly
      • Senior community: Yes
      • Subdivision: THE VILLAGES
      HOA
      • Has HOA: Yes
      • Amenities included: Golf Course, Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s)
      • Services included: Common Area Taxes, Community Pool
      • HOA fee: $204 monthly
      • HOA name: Brian Goodman
      • Second HOA name: The Villages Community Development District
      Location
      • Region: The Villages

      Financial & listing details

      • Price per square foot: $266/sqft
      • Tax assessed value: $307,810
      • Annual tax amount: $932
      • Date on market: 3/31/2026
      • Cumulative days on market: 103 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/15/2026Contingent$399,000$266/sqft
        Source: eXp Realty #G5110367 Report a problem
        7/13/2026Price change$399,000-6.1%$266/sqft
        Source: eXp Realty #G5110367 Report a problem
        7/8/2026Listed for sale$425,000$284/sqft
        Source: eXp Realty #G5110367 Report a problem
        7/8/2026Contingent$425,000$284/sqft
        Source: Stellar MLS #G5110367 Report a problem
        7/3/2026Pending sale$425,000$284/sqft
        Source: Stellar MLS #G5110367 Report a problem
        5/19/2026Price change$425,000-0.9%$284/sqft
        Source: eXp Realty #G5110367 Report a problem
        5/10/2026Price change$429,000-2.5%$286/sqft
        Source: eXp Realty #G5110367 Report a problem
        4/1/2026Listed for sale$439,900$293/sqft
        Source: Stellar MLS #G5110367 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$933 $171,900 +2.9%
        2024$933 +41.4%$167,060 +3%
        2023$660 +0.1%$162,200 +3%
        2022$659 +8%$157,480 +3%
        2021$610 -68.8%$152,900 +1.4%
        2020$1,959 $150,790 +2.3%
        2019$1,959 +0.3%$147,400 +1.9%
        2018$1,954 +8.4%$144,660 +2.1%
        2017$1,802 -0.4%$141,690 +2.1%
        2016$1,809 +6%$138,780 +0.7%
        2015$1,706 -0.6%$137,820 +0.8%
        2014$1,716 -1.4%$136,730 +1.5%
        2013$1,740 $134,710 +1.7%
        2012-- $132,460 +3%
        2011-- $128,608 +1.5%
        2010-- $126,708 +2.7%
        2009-- $123,377 +0.1%
        2008-- $123,254 +3%
        2007-- $119,665 +2.5%
        2006-- $116,747 +3%
        2005-- $113,347 +3%
        2004-- $110,046 +1.9%
        2003-- $107,995 +2.4%
        2002-- $105,464 +1.6%
        2001-- $103,803 +3%
        2000-- $100,780 -2.9%
        1999-- $103,740
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32159

        Getting around

        18 / 100
        Car-Dependent
        54 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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