Some lakefront properties simply cannot be recreated, and this is one of them. Set on just over half an acre in peaceful Harvey Peninsula Cove, this original 1946 Deep Creek cabin offers 100 feet of pristine, level lakefront, expansive water views, and a private Type A dock. Inside, the 4-bedroom, 2-bath home is rich with authentic character, featuring original wormy chestnut walls, a beautiful stone fireplace, and an all-season sunroom, while thoughtful improvements add comfort without losing its timeless charm. Outside, a spacious deck and lakeside fire pit set the stage for boating, swimming, quiet mornings, and long summer evenings by the water. Tucked away from the activity of the main lake yet approximately five minutes from shopping, dining, and area amenities, the setting offers a rare combination of privacy and convenience. More than a lake house, this is an opportunity to own an authentic piece of Deep Creek Lake and make it part of your family's story for generations to come.
Under contract
$1,299,000
131 N Shore Dr, Swanton, MD 21561
4beds
1,248sqft
Single Family Residence
Built in 1946
0.52 Acres Lot
$-- Zestimate®
$1,041/sqft
$-- HOA
What's special
- 45 days
- 67
- 0
Zillow last checked:
Listing updated:
Listed by:
Jessie Railey 240-442-7262,
Railey Realty, Inc. 301-387-2000
Source: Bright MLS,MLS#: MDGA2012620
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Rooms
- Room types: Living Room, Kitchen, Sun/Florida Room
Kitchen
- Level: Main
Living room
- Level: Main
Other
- Level: Main
Heating
- Wood Stove, Wall Unit, Electric, Wood
Cooling
- None
Appliances
- Included: Electric Water Heater
Features
- Wood Walls
- Flooring: Carpet, Laminate, Other
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Wood Burning, Stone
Interior area
- Total structure area: 1,248
- Total interior livable area: 1,248 sqft
- Finished area above ground: 1,248
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Private Dock Site, Lake, Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed, Waterski/Wakeboard
- Body of water: Deep Creek Lake
- Frontage length: Water Frontage Ft: 100
Lot
- Size: 0.52 Acres
- Features: Level, Wooded
Details
- Additional structures: Above Grade
- Parcel number: 1218007630
- Zoning: R
- Zoning description: Rural development
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cabin/Lodge
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Other
- Foundation: Other
- Roof: Metal
Condition
- New construction: No
- Year built: 1946
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
- Utilities for property: Electricity Available, Sewer Available
Community & HOA
Community
- Subdivision: Harveys Peninsul
HOA
- Has HOA: No
Location
- Region: Swanton
Financial & listing details
- Price per square foot: $1,041/sqft
- Tax assessed value: $654,367
- Annual tax amount: $7,137
- Date on market: 8/21/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,Other
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
$1,766/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/22/2026 | Contingent | $1,299,000$1,041/sqft |
Source:  Bright MLS #MDGA2012620 Report a problem | ||
| 8/22/2026 | Listed for sale | $1,299,000$1,041/sqft |
Source: Bright MLS #MDGA2012620 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | $7,604 +2% | $654,367 +3.8% |
| 2025 | $7,453 +10.9% | $630,500 +9.6% |
| 2024 | $6,720 +10.6% | $575,333 +10.6% |
| 2023 | $6,076 +11.9% | $520,167 +11.9% |
| 2022 | $5,431 +0.4% | $465,000 +0.4% |
| 2021 | $5,411 +0.4% | $463,267 +0.4% |
| 2020 | $5,391 +0.4% | $461,533 +0.4% |
| 2019 | $5,370 +6% | $459,800 |
| 2018 | $5,067 0% | $459,800 |
| 2017 | $5,067 | $459,800 -0.4% |
| 2016 | -- | $461,500 |
| 2015 | -- | $461,500 |
| 2014 | -- | $461,500 -22.1% |
| 2013 | -- | $592,400 |
| 2012 | -- | $592,400 |
| 2011 | -- | $592,400 -0.6% |
| 2010 | -- | $596,060 +4% |
| 2009 | -- | $573,250 +4.1% |
| 2008 | -- | $550,440 +4.3% |
| 2007 | -- | $527,630 +16.1% |
| 2006 | -- | $454,402 +19.2% |
| 2005 | -- | $381,176 +23.8% |
| 2004 | -- | $307,950 +10% |
| 2003 | -- | $280,022 +11.1% |
| 2002 | -- | $252,096 +12.9% |
| 2001 | -- | $223,210 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 21561
Nearby schools
Schools provided by the listing agent
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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