1312 Peach Creek Drive, Osteen, FL 32764
What's special
2024 built 4 bedroom in Osteen with a real path to ownership. Seller financing and owner financing alternative, no bank needed. You become a legal co-owner at closing through the seller's co-ownership program. Every payment buys more of the home until you own 100%. Not rent to own, the equity you build is yours. Bank said no? Steady W-2, self employed or 1099 income plus your entry payment is what counts, not just a credit score. 1,950 sq ft of single story living, 4 bedrooms, 2 baths in Vineland Reserve, an easy drive to Sanford and Lake Mary on SR 415. Schedule your tour today and ask for the ownership guide. Se habla español.
- 145 days |
- 456 |
- 24 |
Originating MLS: BeachesMLSTravel times
Living Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
Dustin Cook 772-303-3377,
The Keyes Company
Originating MLS: BeachesMLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 4
Primary bedroom
- Level: Main
- Area: 206.08
- Dimensions: 12.8 X 16.1
Kitchen
- Level: Main
- Area: 336.67
- Dimensions: 25.7 X 13.1
Living room
- Level: Main
- Area: 135.54
- Dimensions: 12.2 X 11.11
Heating
- Central
Cooling
- Ceiling Fan(s)
Appliances
- Laundry: Other
Features
- Main Level Primary, Other
- Flooring: Other
- Has fireplace: No
Interior area
- Total structure area: 2,402
- Total interior livable area: 1,950 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage
- Attached garage spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Pool features: Association
- Waterfront features: None
Lot
- Size: 5,744 Square Feet
- Features: < 1/4 Acre
Details
- Parcel number: 12193104002190
- Zoning: R-4
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Other
- Roof: Other
Condition
- Resale
- New construction: No
- Year built: 2024
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: None
Community & HOA
Community
- Features: Home Owners Association
HOA
- Has HOA: Yes
- Amenities included: Cabana, Clubhouse, Pool
- Services included: Pool(s)
- HOA fee: $110 monthly
Location
- Region: Osteen
Financial & listing details
- Price per square foot: $179/sqft
- Tax assessed value: $328,274
- Annual tax amount: $5,788
- Date on market: 4/2/2026
- Cumulative days on market: 145 days
- Listing terms: Cash,Owner Will Carry,Owner May Carry,Other,Private Financing Available
Price history
| Date | Event | Price |
|---|---|---|
| 8/13/2026 | Price change | $349,900-4.1%$179/sqft |
Source:  Stellar MLS #O6395974 Report a problem | ||
| 7/20/2026 | Price change | $364,999-3.9%$187/sqft |
Source:  BeachesMLS #B26010254 Report a problem | ||
| 6/2/2026 | Price change | $379,999-1.3%$195/sqft |
Source: Stellar MLS #O6395974 Report a problem | ||
| 4/30/2026 | Price change | $384,999-1.3%$197/sqft |
Source: BeachesMLS #B26010254 Report a problem | ||
| 4/2/2026 | Listed for sale | $389,999+2.4%$200/sqft |
Source: BeachesMLS #B26010254 Report a problem | ||
| 3/25/2026 | Sold | $380,943-4.7%$195/sqft |
Source: Public Record Report a problem | ||
| 1/3/2026 | Price change | $399,900-10.1%$205/sqft |
Source: Stellar MLS #TB8369059 Report a problem | ||
| 4/10/2025 | Listed for sale | $445,000+11.6%$228/sqft |
Source: Stellar MLS #TB8369059 Report a problem | ||
| 5/9/2024 | Sold | $398,750+5.3%$204/sqft |
Source: Public Record Report a problem | ||
| 3/3/2024 | Listed for sale | $378,750$194/sqft |
Source:  Lennar Homes Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,788 +425.3% | $328,274 +531.3% |
| 2024 | $1,102 +143.4% | $52,000 +174.2% |
| 2023 | $453 | $18,962 |
Find assessor info on the county website
Monthly payment
Estimated market value
$348,300
$331,000 - $366,000
$2,595/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.