Back on the market due to buyer financing, dont miss out on this fantastic home! Where comfort meets opportunity, this charming 3-bedroom, 1.5-bath home sits on nearly an acre along a main thoroughfare, offering both privacy and potential. Set back from the road and surrounded by neighboring homes, the property feels comfortably residential, with the sounds of traffic fading away once you’re home. While the property is currently zoned commercial, it has only ever been used as a residence. The home was purchased in 2024 using a residential mortgage despite the commercial zoning, demonstrating that residential financing is possible. Interested buyers are encouraged to contact the listing agent to be connected with a lender familiar with financing homes with commercial zoning. The seller has completed due diligence with the township, which indicated that rezoning to residential is unlikely due to the commercial zoning at the nearby corner. For a homeowner, this means you can continue to use the property as a residence just as it has been, but the zoning may also allow for certain small business or mixed-use opportunities, depending on township guidelines. For buyers thinking long term, this zoning could represent a unique advantage. Whether you simply enjoy the extra space and privacy of the lot or envision future possibilities, the flexibility of the zoning opens doors that typical residential properties may not offer. Adding to the opportunity, two neighboring lots are currently available for purchase, presenting the potential to expand your footprint or further explore future commercial possibilities in a high-visibility location. Well and septic inspections have already been completed and passed, offering peace of mind from day one. Whether you’re looking for a comfortable home with room to breathe or a property that offers long-term upside and flexibility, this one invites you to imagine what’s next.
151 days
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359
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49
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Zillow last checked:
Listing updated:
Listed by:
Kelsi V Long989-475-5679,
Century 21 Signature Realty - Bay City989-686-4500
Source: MiRealSource,MLS#: 50201438Originating MLS: Bay County REALTOR Association
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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