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For sale
    • Price cut: $20K (8/13)
    $355,000

    1315 PINE ISLAND DR N, ST CLOUD, FL 34771

    1beds
    521sqft
    Manufactured Home, Single Family Residence
    Built in 2018
    3,003 Square Feet Lot
    $346,200 Zestimate®
    $681/sqft
    $178/mo HOA

    What's special

    Composite dock and deckingMetal roofCustom-built tiki barCeiling fansDouble-pane windowsGarbage disposalCulligan ro filtration system
    This is everything you have been dreaming of! Check out this 1bedroom 1 bathroom lakefront on the Alligator Chain of Lakes with extensive upgrades and superior construction. Tray ceilings, crown molding, full baseboards, vinyl plank flooring, quartz counters in kitchen and bath with custom backsplash, large stainless sink, solid wood cabinetry, walk-in glass shower, and ceiling fans. Stainless appliance package includes glass-top range, oven, microwave, dishwasher, and upgraded refrigerator with ice maker. Garbage disposal and Culligan RO filtration system. Built with 2x6 shear walls, Hardie board concrete siding to the base, metal roof, double-pane windows, double cross tie-down system anchored into concrete, and upgraded 200-amp service.Outdoor living is taken to the next level with a composite dock and decking leading to a custom-built tiki bar, constructed on pilings driven to the lake bottom and topped with a standing seam metal roof. The tiki area is fully equipped with 50-amp electric, water, refrigeration, and a bar setup—perfect for entertaining. Remote-controlled screens provide comfort and shade while you enjoy the view. The composite seawall is reinforced with stainless steel tie-backs and durable filter fabric, offering both beauty and long-term stability. Boat ramp is located just seconds away. Excellent waterfront location for boating, fishing, and skiing. Ideal for primary residence or weekend retreat. Don't miss this opportunity to own your own private oasis. Home is located close to beaches, resturants, hospitals loca shopping but still maintains a privacy with its own community.
    134 days
    |
    112
    |
    5
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Stephanie Peterson, PA 407-709-1260,

    TIE TEAM REALTY LLC 321-805-4392

    Source: Stellar MLS,MLS#: S5146989MLS LogoOriginating MLS: Osceola

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Built-in Closet
      • Level: First
      • Area: 161 Square Feet
      • Dimensions: 11.5x14
      Primary bathroom
      • Features: Linen Closet
      • Level: First
      • Area: 72 Square Feet
      • Dimensions: 12x6
      Kitchen
      • Level: First
      • Area: 98 Square Feet
      • Dimensions: 7x14
      Living room
      • Level: First
      • Area: 147 Square Feet
      • Dimensions: 10.5x14
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Water Filtration System
      • Laundry: Laundry Room, Other, Outside
      Features
      • Ceiling Fan(s), Crown Molding, High Ceilings, Primary Bedroom Main Floor, Solid Wood Cabinets, Tray Ceiling(s), Vaulted Ceiling(s)
      • Flooring: Vinyl
      • Doors: Sliding Doors
      • Has fireplace: No
      • Common walls with other units/homes: End Unit
      Interior area
      • Total structure area: 521
      • Total interior livable area: 521 sqft
      Video & virtual tour

      Property

      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Lighting, Storage, Boat Slip
      • Has view: Yes
      • View description: Water, Lake
      • Has water view: Yes
      • Water view: Water,Lake
      • Waterfront features: Lake - Chain of Lakes, Lake Privileges, Boat Ramp - Private, Seawall, Skiing Allowed
      • Body of water: CENTER LAKE
      Lot
      • Size: 3,003 Square Feet
      • Features: In County, Landscaped
      Details
      • Additional structures: Cabana, Shed(s), Storage
      • Parcel number: 342531498700010046
      • Zoning: OPUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: MobileManufactured
      • Property subtype: Manufactured Home, Single Family Residence
      Materials
      • HardiPlank Type
      • Foundation: Block
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2018

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Boat Slip, Buyer Approval Required, Clubhouse, Community Mailbox, Gated Community - No Guard, Golf Carts OK, Pool
      • Pet fee: $0 monthly
      • Subdivision: SHELTER COVE
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Pool, Shuffleboard Court
      • Services included: Common Area Taxes, Community Pool, Pool Maintenance, Private Road, Sewer, Trash, Water
      • HOA fee: $178 monthly
      • HOA name: Sentry management/ Bridgett Shearin
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $681/sqft
      • Tax assessed value: $121,400
      • Annual tax amount: $996
      • Date on market: 4/1/2026
      • Cumulative days on market: 135 days
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Road surface type: Paved
      • Body type: Single Wide

        Estimated market value

        $346,200

        $329,000 - $364,000

        $1,461/mo

        Price history

        DateEventPrice
        8/13/2026Price change$355,000-5.3%$681/sqft
        Source: Stellar MLS #S5146989 Report a problem
        4/2/2026Listed for sale$375,000-10.7%$720/sqft
        Source: Stellar MLS #S5146989 Report a problem
        5/31/2025Listing removed$420,000$806/sqft
        Source: Space Coast AOR #1028675 Report a problem
        11/1/2024Listed for sale$420,000+200.2%$806/sqft
        Source: Stellar MLS #O6253457 Report a problem
        2/26/2015Listing removed$139,900$269/sqft
        Source: NONA MANAGEMENT #S4805118 Report a problem
        10/17/2014Listed for sale$139,900+86.5%$269/sqft
        Source: NONA MANAGEMENT (272506271) #S4805118 Report a problem
        6/6/2007Sold$75,000+82.9%$144/sqft
        Source: Public Record Report a problem
        2/8/2007Sold$41,000$79/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,039 +10.4%$121,400 +3.5%
        2024$940 +2.8%$117,300 -7.2%
        2023$915 +6.5%$126,400 +33.9%
        2022$859 +0.5%$94,400 +0.1%
        2021$855 +1%$94,300 -12.5%
        2020$846 +2.4%$107,800 +34.8%
        2019$826 $80,000 +105.7%
        2018$826 +41.9%$38,900 +9.6%
        2017$582 +6.9%$35,500 +2.9%
        2016$544 +1.8%$34,500 -2%
        2015$535 -30.1%$35,200 +3.2%
        2014$765 $34,100 -1.7%
        2013-- $34,700 -1.7%
        2012-- $35,300
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 34771

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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