A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced Triple Lot—Safely Located Outside the Flood Zone with NO Flood Insurance Required! ON THE MARKET AT A DETONATED PRICE—APPRAISED SIGNIFICANTLY HIGHER! Why settle for a cramped, cookie-cutter house on a tiny lot? Welcome to 1316 NE 20th Street, a custom-built waterfront fortress situated on a rare, sprawling 0.34-ACRE TRIPLE LOT that guarantees incredible privacy, expansive space, and a lifestyle that stands entirely on its own. The absolute crown jewel of this estate is the oversized, extra-deep 3-car garage, fully outfitted with its own independent mini-split air conditioning system! This pristine, climate-controlled space is an absolute dream layout for classic car collectors, premium workshops, or immaculate toy storage. Financial peace of mind is built right into the location: situated high and dry in a coveted X-Flood Zone, this home requires ZERO mandated flood insurance, instantly saving you thousands of dollars annually compared to high-risk coastal areas. Step inside to discover over 2,600 square feet of custom architectural luxury. A massive, wide-open great room greets you with soaring volume ceilings and panoramic views out to your private backyard resort. The chef-inspired kitchen features custom cabinetry and premium wrap-around countertops perfect for high-end entertaining. (2) NEWER A/C SYSTEMS and NEWER ROOF! Step out onto the expansive brick paver lanai to enjoy your massive saltwater pool, or walk down to your private concrete dock equipped with a protective boat canopy right on a wide, serene freshwater canal. Every inch of this property radiates structural integrity and custom scale that you simply cannot duplicate in today's rapid new-construction builds. Do not leave your equity on the table—schedule your private tour today!
Sold for $560,000
$560,000
1316 NE 20th ST, CAPE CORAL, FL 33909
4beds
2,689sqft
Single Family Residence
Built in 2014
0.34 Acres Lot
$559,600 Zestimate®
$208/sqft
$4,219 Estimated rent
Home value
$559,600
$498,000 - $627,000
$4,219/mo
Zestimate® history
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List your homeWhat's special
Protective boat canopyMassive saltwater poolExpansive brick paver lanaiCustom cabinetryPremium wrap-around countertopsWide serene freshwater canalChef-inspired kitchen
Zillow last checked:
Listing updated:
Listed by:
Donna L Mason 239-357-7093,
Keller Williams Elite Realty
Bought with:
Donna L Mason
Keller Williams Elite Realty
Source: SWFLMLS,MLS#: 226008797
Originating MLS: Bonita Springs
Originating MLS: Bonita SpringsFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Great Room, Guest Bath, Guest Room, Open Porch/Lanai, 4 Bed
Bedroom
- Features: Split Bedrooms
Dining room
- Features: Breakfast Bar, Dining - Living, Formal
Kitchen
- Features: Island, Pantry
Heating
- Central, Zoned
Cooling
- Ceiling Fan(s), Central Air, Zoned
Appliances
- Included: Gas Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Oven, Warming Tray, Washer
- Laundry: Washer/Dryer Hookup, Inside, Laundry Tub
Features
- Built-In Cabinets, Coffered Ceiling(s), Fireplace, Laundry Tub, Pantry, Smoke Detectors, Tray Ceiling(s), Volume Ceiling, Walk-In Closet(s), Window Coverings, Great Room, Guest Bath, Guest Room, Laundry in Residence, Open Porch/Lanai
- Flooring: Carpet, Tile
- Doors: Impact Resistant Doors
- Windows: Window Coverings, Impact Resistant Windows, Shutters Electric
- Has fireplace: Yes
Interior area
- Total structure area: 3,543
- Total interior livable area: 2,689 sqft
Property
Parking
- Total spaces: 3
- Parking features: Driveway, Paved, RV-Boat, Attached
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Features
- Stories: 1
- Patio & porch: Deck, Patio, Open Porch/Lanai
- Exterior features: Dock, Outdoor Shower, Boat Canopy/Cover, Boat Lift, Captain's Walk, Elec Avail at dock, Water Avail at Dock
- Has private pool: Yes
- Pool features: In Ground, Concrete, Custom Upgrades, Equipment Stays, Pool Bath, Salt Water, Self Cleaning
- Fencing: Fenced
- Has view: Yes
- View description: Canal, Water
- Has water view: Yes
- Water view: Canal,Water
- Waterfront features: Canal Front, Fresh Water, Intersecting Canal, Navigable Water, Seawall
Lot
- Size: 0.34 Acres
- Features: Oversize
Details
- Parcel number: 314324C202139.0540
- Zoning: R1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Concrete Block
- Roof: Shingle
Condition
- New construction: No
- Year built: 2014
Utilities & green energy
- Gas: Propane
- Water: Assessment Unpaid, Central
Community & HOA
Community
- Features: Boating, Non-Gated
- Security: Security System, Smoke Detector(s)
- Subdivision: CAPE CORAL
HOA
- Has HOA: No
- Amenities included: None
Location
- Region: Cape Coral
Financial & listing details
- Price per square foot: $208/sqft
- Tax assessed value: $816,077
- Annual tax amount: $10,703
- Date on market: 2/25/2026
- Lease term: Buyer Finance/Cash
- Contingency: Financing
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 7/10/2026 | Sold | $560,000-2.6%$208/sqft |
Source:  SWFLMLS #226008797 Report a problem | ||
| 6/7/2026 | Pending sale | $575,000$214/sqft |
Source: SWFLMLS #226008797 Report a problem | ||
| 5/31/2026 | Price change | $575,000-8%$214/sqft |
Source: SWFLMLS #226008797 Report a problem | ||
| 5/13/2026 | Price change | $625,000-3.8%$232/sqft |
Source: SWFLMLS #226008797 Report a problem | ||
| 4/16/2026 | Price change | $650,000-5.4%$242/sqft |
Source: SWFLMLS #226008797 Report a problem | ||
| 4/4/2026 | Price change | $687,000-1.8%$255/sqft |
Source: SWFLMLS #226008797 Report a problem | ||
| 2/25/2026 | Listed for sale | $699,900+3899.4%$260/sqft |
Source: SWFLMLS #226008797 Report a problem | ||
| 3/29/2013 | Sold | $17,500-8.6%$7/sqft |
Source: Public Record Report a problem | ||
| 2/13/2013 | Price change | $19,150-10%$7/sqft |
Source: RE/MAX REALTY TEAM #201300502 Report a problem | ||
| 1/22/2013 | Price change | $21,275-9.9%$8/sqft |
Source: RE/MAX REALTY TEAM #201300502 Report a problem | ||
| 12/20/2012 | Price change | $23,625-10%$9/sqft |
Source: CENTURY 21 Selling Paradise #201243015 Report a problem | ||
| 12/9/2012 | Listed for sale | $26,250-62.4%$10/sqft |
Source: Vflyer Homes #201243015 Report a problem | ||
| 6/23/2004 | Sold | $69,900+16.7%$26/sqft |
Source: Public Record Report a problem | ||
| 2/23/2004 | Sold | $59,900+215.3%$22/sqft |
Source: Public Record Report a problem | ||
| 6/19/2002 | Sold | $19,000$7/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,703 +2.9% | $342,961 +2.9% |
| 2024 | $10,400 +89.1% | $333,295 +3% |
| 2023 | $5,499 +6.4% | $323,587 +3% |
| 2022 | $5,170 -3.1% | $314,162 |
| 2021 | $5,337 +4% | -- |
| 2020 | $5,131 +2.9% | $284,569 -13.4% |
| 2019 | $4,987 | $328,666 +20.4% |
| 2018 | $4,987 +0.1% | $272,984 +2.1% |
| 2017 | $4,983 +0.3% | $267,369 -21.8% |
| 2016 | $4,968 +1.3% | $342,014 +9.2% |
| 2015 | $4,906 -1% | $313,313 +2612.7% |
| 2014 | $4,956 +1118.9% | $11,550 -2.9% |
| 2013 | $407 +9.1% | $11,900 +16.8% |
| 2012 | $373 +2.9% | $10,185 |
| 2011 | $362 -14.7% | $10,185 -11.8% |
| 2010 | $425 -11.2% | $11,550 -21.4% |
| 2009 | $478 -1% | $14,700 -33.3% |
| 2008 | $483 -54.4% | $22,050 -59.9% |
| 2007 | $1,059 -49.1% | $55,000 -50% |
| 2006 | $2,080 +236.9% | $110,000 +318.6% |
| 2004 | $617 +81.8% | $26,280 +102.3% |
| 2003 | $340 +127.8% | $12,990 +181.2% |
| 2002 | $149 | $4,620 -32.4% |
| 2000 | -- | $6,830 |
Find assessor info on the county website
Neighborhood: 33909
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Nearby schools
GreatSchools rating
- 8/10Diplomat Elementary SchoolGrades: PK-5Distance: 0.3 mi
- 5/10Diplomat Middle SchoolGrades: 6-8Distance: 0.4 mi
- 6/10North Fort Myers High SchoolGrades: 9-12Distance: 2.7 mi
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- Florida
- Lee County
- Cape Coral
- 33909
- 1316 NE 20th ST
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