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For sale by owner
  • $785,000

    1320 Oak St, Saint Simons Island, GA 31522

    3beds
    1,785sqft
    : 
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    Condo
    Built in 1979
    -- sqft lot
    $-- Zestimate®
    $440/sqft
    $778/mo HOA

    What's special

    Comfortable open layoutBright and inviting interiorSpacious decks and rooftopQuiet streetFunctional kitchenSpacious bedrooms
    For Sale By Owner | Coastal Living at Its Best Welcome to 1320 Oak Street, a charming coastal retreat nestled on the South end of beautiful St. Simons Island. This home offers the perfect blend of relaxed island living and everyday convenience—just yards from the beach, local shops, restaurants, and top island attractions. Step inside to discover a bright and inviting interior with a comfortable, open layout designed for everyday coastal living. Natural light fills the space, creating a warm and welcoming atmosphere throughout. The home features spacious bedrooms, well-appointed bathrooms, and a functional kitchen. Don't want to take the stairs no worries private elevator stops at every floor. Enjoy morning coffee on the spacious decks and rooftop or just open the doors and listen to the waves. Property Highlights: Prime South island location Seconds to beaches, golf, dining, and shopping Ideal as a primary residence, second home, or investment property Quiet street with and Gated St. Simons complex. Don’t miss your opportunity to own a piece of island paradise. Homes in this location don’t come available often and our fsbo savings give you instant equity.
    What the owner loves about this home
    It's so close to everywhere. You don't even need a car to get to the beaches, bars or dome of the best restaurants and shopping
    36 days
    |
    868
    |
    26
    |
    Listed by:

    Property Owner (912) 248-1103

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Forced air, Electric, Gas
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Dryer, Garbage disposal, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Tile, Hardwood
      • Basement: None
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 1,785 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      Features
      • Exterior features: Other
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      Details
      • Parcel number: 0403400

      Construction

      Type & style
      • Home type: Condo
      Materials
      • Foundation: Masonry
      • Roof: Other
      Condition
      • New construction: No
      • Year built: 1979

      Community & HOA

      HOA
      • Has HOA: Yes
      • HOA fee: $778 monthly
      Location
      • Region: Saint Simons Island

      Financial & listing details

      • Price per square foot: $440/sqft
      • Tax assessed value: $435,000
      • Annual tax amount: $3,355
      • Date on market: 6/4/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $3,425/mo

        Price history

        DateEventPrice
        6/4/2026Listed for sale$785,000-1.6%$440/sqft
        Source: Owner Report a problem
        6/1/2026Listing removed$798,000$447/sqft
        Source: Scout MLS #1657847 Report a problem
        4/24/2026Price change$798,000-5.6%$447/sqft
        Source: Scout MLS #1657847 Report a problem
        4/7/2026Price change$845,000-2.9%$473/sqft
        Source: Scout MLS #1657847 Report a problem
        2/3/2026Price change$870,000-2.8%$487/sqft
        Source: Scout MLS #1657847 Report a problem
        11/11/2025Listed for sale$895,000+113.1%$501/sqft
        Source: Scout MLS #1657847 Report a problem
        8/27/2020Sold$420,000$235/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,355 +0.9%$174,000
        2024$3,326 +10.5%$174,000 +15.1%
        2023$3,010 -13%$151,200
        2022$3,460 -2.9%$151,200 +9.6%
        2021$3,564 $138,000
        2020-- $138,000
        2019$722 $138,000
        2018$722 $138,000
        2017$722 $138,000 +7.8%
        2016$722 +21.3%$128,000
        2015$596 $128,000
        2014$596 $128,000
        2013-- --
        2012-- --
        2011-- --
        2010-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 31522

        Getting around

        54 / 100
        Somewhat Walkable
        53 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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