Check out this Gulf Access townhome offering sparkling water views and the perfect Florida getaway! This bright and airy home features an open living room and kitchen filled with natural sunlight. A convenient half bath downstairs, extra storage, and a laundry closet on the lanai. Upstairs, you’ll find two spacious bedrooms, including a large primary suite with a walk-in closet and private bathroom, as well as a guest bedroom with its own private bathroom. Enjoy peaceful mornings and relaxing evenings on the oversized lanai watching the boats go by. Boating enthusiasts will love the Gulf access with dock space available on a first-come, first-served basis, and only one bridge and short stroll to open waters. This home is being sold furnished and includes assigned covered parking, with additional guest parking available. Ideally located near downtown Cape Coral, shopping, dining, and just minutes to the bridge for easy access to Fort Myers. Whether you're looking for a move-in ready getaway or a place to add your own personal touch, this waterfront gem is ready to welcome you home!
Active
Price cut: $10K (5/21)
$180,000
1322 SE 40th St #2, Cape Coral, FL 33904
2beds
1,026sqft
:
Get pre-qualified$1,745/mo
Townhouse, Condominium
Built in 1980
4,373 Square Feet Lot
$-- Zestimate®
$175/sqft
$525/mo HOA
What's special
Two spacious bedroomsSparkling water viewsBright and airy homeExtra storageConvenient half bath downstairs
- 120 days |
- 463 |
- 31 |
Zillow last checked:
Listing updated:
Listed by:
Erica Kolinski 239-677-7144,
Florida Future Realty Inc
Source: Florida Gulf Coast MLS,MLS#: 2026015574
Originating MLS: Florida Gulf Coast
Originating MLS: Florida Gulf CoastFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Screened Porch
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dryer, Dishwasher, Disposal, Microwave, Range, Refrigerator, Washer
Features
- Breakfast Bar, Living/Dining Room, Shower Only, Separate Shower, Upper Level Primary, Walk-In Closet(s), Window Treatments, Screened Porch
- Flooring: Carpet, Tile
- Windows: Single Hung, Window Coverings
- Furnished: Yes
Interior area
- Total structure area: 1,108
- Total interior livable area: 1,026 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Assigned, Covered, Guest, Paved, One Space, Detached Carport
- Carport spaces: 1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Lanai, Porch, Screened
- Exterior features: Sprinkler/Irrigation, None
- Pool features: Community
- Has view: Yes
- View description: Canal, Water
- Has water view: Yes
- Water view: Canal,Water
- Waterfront features: Canal Access, Navigable Water, Seawall
Lot
- Size: 4,373 Square Feet
- Features: Zero Lot Line, Sprinklers Automatic
Details
- Parcel number: 074524C20270B.0020
- Lease amount: $0
- Zoning description: RML
Construction
Type & style
- Home type: Townhouse
- Architectural style: Two Story
- Property subtype: Townhouse, Condominium
Materials
- Block, Concrete, Stucco
- Roof: Shingle
Condition
- Resale
- Year built: 1980
Utilities & green energy
- Sewer: Assessment Paid, Public Sewer
- Water: Assessment Paid, Public
- Utilities for property: Cable Available
Community & HOA
Community
- Features: Boat Facilities, Non-Gated
- Condo and coop fee: $0
- Membership fee: $0
- Subdivision: HARBOUR CASTLE CONDO
HOA
- Has HOA: Yes
- Amenities included: Boat Dock, Pool, Management
- Services included: Association Management, Insurance, Irrigation Water, Maintenance Grounds, Pest Control, Reserve Fund, Trash, Water
- HOA phone: 239-542-7712
- Second HOA fee: $525 monthly
Location
- Region: Cape Coral
Financial & listing details
- Price per square foot: $175/sqft
- Tax assessed value: $154,508
- Annual tax amount: $2,985
- Date on market: 4/4/2026
- Cumulative days on market: 121 days
- Listing terms: All Financing Considered,Cash
- Ownership: Condo
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/21/2026 | Price change | $180,000-5.3%$175/sqft |
Source:  Florida Gulf Coast MLS #2026015574 Report a problem | ||
| 4/4/2026 | Listed for sale | $190,000+28.4%$185/sqft |
Source: Florida Gulf Coast MLS #2026015574 Report a problem | ||
| 9/4/2003 | Sold | $148,000+75.8%$144/sqft |
Source: Public Record Report a problem | ||
| 6/2/2001 | Sold | $84,200$82/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,985 -5.5% | $154,508 +0.9% |
| 2024 | $3,158 +3.6% | $153,153 +10% |
| 2023 | $3,047 +19.7% | $139,230 +10% |
| 2022 | $2,545 +10.3% | $126,573 +10% |
| 2021 | $2,308 +5.3% | $115,066 +9.6% |
| 2020 | $2,192 +5.2% | $104,975 +3.2% |
| 2019 | $2,084 | $101,745 +10.5% |
| 2018 | $2,084 +7.3% | $92,055 |
| 2017 | $1,942 +3% | $92,055 +16.3% |
| 2016 | $1,885 +10% | $79,158 +11.5% |
| 2015 | $1,713 +7.5% | $71,000 +5.2% |
| 2014 | $1,594 +6.2% | $67,500 +11.8% |
| 2013 | $1,500 +4.2% | $60,390 -10% |
| 2012 | $1,440 +4.3% | $67,100 +6.2% |
| 2011 | $1,381 -23.8% | $63,200 -22.8% |
| 2010 | $1,813 -6% | $81,900 -8.6% |
| 2009 | $1,928 -17.5% | $89,620 -33.1% |
| 2008 | $2,336 -27.6% | $134,000 -27.2% |
| 2007 | $3,228 -8.3% | $184,000 -5.2% |
| 2006 | $3,520 +38.2% | $194,000 +61.7% |
| 2004 | $2,547 -1.2% | $120,000 +4.3% |
| 2003 | $2,577 +54.5% | $115,000 +59.7% |
| 2002 | $1,669 | $72,000 +28.6% |
| 2000 | -- | $56,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 33904
Nearby schools
GreatSchools rating
- 7/10Cape Elementary SchoolGrades: PK-5Distance: 0.7 mi
- 7/10Gulf Middle SchoolGrades: 6-8Distance: 4.2 mi
- 5/10Cape Coral High SchoolGrades: 9-12Distance: 3 mi
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