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For sale
    • Price cut: $10.9K (7/9)
    $189,000

    1323 Joseph St, Saginaw, MI 48638

    3beds
    1,356sqft
    : 
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    Single Family Residence
    Built in 1964
    0.39 Acres Lot
    $188,100 Zestimate®
    $139/sqft
    $-- HOA

    What's special

    Attached garageVinyl exteriorWelcoming living spacesCozy atmosphere
    Welcome home to 1323 Joseph St! This warm and inviting 3-bedroom, 1.5-bath home offers the perfect combination of comfort, space, and charm in a desirable Saginaw location. From the moment you step inside, you’ll appreciate the cozy atmosphere, welcoming living spaces, and layout designed for everyday living and making memories. The living room fireplace creates the perfect place to gather on chilly Michigan evenings, while the spacious kitchen and dining areas offer plenty of room for family dinners, holidays, and entertaining guests. The partially finished basement adds extra versatility with space for a second living area, game room, home office, or hobby space. Outside, the large .39-acre yard gives you room to relax, play, garden, or enjoy summer nights around a firepit. With an attached garage, vinyl exterior, and convenient location near schools, shopping, dining, and everyday amenities, this home offers both comfort and convenience. Whether you’re looking for your first home or simply searching for a place that truly feels welcoming, 1323 Joseph St is ready for its next chapter. New roof and gutter system in fall of 2025!
    60 days
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    757
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    47
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    Zillow last checked:

    Listing updated:

    Listed by:

    Justin McGregor 989-295-2691,

    MI Skye Realty LLC 989-455-8889

    Source: MiRealSource,MLS#: 50207503MLS LogoOriginating MLS: Saginaw Board of REALTORS

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 1
      • 1/2 bathrooms: 2
      Bedroom 1
      • Level: First
      • Area: 100
      • Dimensions: 10 x 10
      Bedroom 2
      • Level: First
      • Area: 100
      • Dimensions: 10 x 10
      Bedroom 3
      • Level: First
      • Area: 81
      • Dimensions: 9 x 9
      Bathroom 1
      • Level: First
      • Area: 90
      • Dimensions: 10 x 9
      Dining room
      • Level: First
      • Area: 154
      • Dimensions: 14 x 11
      Family room
      • Level: First
      • Area: 306
      • Dimensions: 18 x 17
      Kitchen
      • Level: First
      • Area: 120
      • Dimensions: 12 x 10
      Living room
      • Level: First
      • Area: 221
      • Dimensions: 17 x 13
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Humidifier, Microwave, Range/Oven, Refrigerator, Washer, Gas Water Heater
      Features
      • Basement: Block
      • Number of fireplaces: 1
      • Fireplace features: Gas
      Interior area
      • Total structure area: 2,228
      • Total interior livable area: 1,356 sqft
      • Finished area above ground: 1,356
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage, Attached
      • Attached garage spaces: 1
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Patio, Porch
      • Frontage type: Road
      • Frontage length: 91
      Lot
      • Size: 0.39 Acres
      • Dimensions: 91 x 186
      • Features: Deep Lot - 150+ Ft., Subdivision
      Details
      • Additional structures: Shed(s)
      • Parcel number: 23124332131000
      • Zoning description: Residential
      • Special conditions: Private

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Basement
      Condition
      • Year built: 1964

      Utilities & green energy

      • Sewer: Public Sanitary
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Subdivision
      HOA
      • Has HOA: No
      Location
      • Region: Saginaw

      Financial & listing details

      • Price per square foot: $139/sqft
      • Tax assessed value: $156,400
      • Annual tax amount: $2,143
      • Date on market: 5/14/2026
      • Cumulative days on market: 55 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $188,100

        $179,000 - $198,000

        $1,628/mo

        Price history

        DateEventPrice
        7/9/2026Price change$189,000-5.5%$139/sqft
        Source: MiRealSource #50207503 Report a problem
        6/24/2026Price change$199,900-2.5%$147/sqft
        Source: MiRealSource #50207503 Report a problem
        6/13/2026Listed for sale$205,000$151/sqft
        Source: MiRealSource #50207503 Report a problem
        6/7/2026Pending sale$205,000$151/sqft
        Source: MiRealSource #50207503 Report a problem
        5/18/2026Price change$205,000-4.7%$151/sqft
        Source: MiRealSource #50207503 Report a problem
        5/14/2026Listed for sale$215,000$159/sqft
        Source: MiRealSource #50207503 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,854 +10.9%$78,200 +3.6%
        2024$1,671 -7.3%$75,500 +13.4%
        2023$1,803 $66,600 +18.9%
        2022-- $56,000 +11.6%
        2021$2,470 $50,200 +8%
        2020$2,470 +68.9%$46,500 +14.5%
        2018$1,462 +6.7%$40,600 +0.5%
        2017$1,371 $40,400 +2%
        2016$1,371 $39,600 -14.7%
        2014$1,371 -4.5%$46,400 +4.7%
        2013$1,436 $44,300 -47.9%
        2012-- $85,020 +81.7%
        2011-- $46,800 -5.8%
        2010-- $49,700 -16.9%
        2009-- $59,800 -7.6%
        2008-- $64,700 +0.5%
        2007-- $64,400 -0.9%
        2006-- $65,000 +0.5%
        2005-- $64,700 +32.6%
        2003-- $48,800
        2002$523 $48,800 +3%
        2001-- $47,400 +3.3%
        2000$453 $45,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 48638

        Getting around

        10 / 100
        Car-Dependent
        29 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Saginaw Twp Community School

        Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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