Modern comfort meets exceptional community living in this beautifully maintained PUD within Village of Montecito neighborhood of Otay Ranch. Built in 2017, the home offers approximately 1,743 square feet 2 story w/3 beds, 2.5 baths, an attached direct access 2-car garage on 1,850 SF lot, & flexible floor plan ideal for today's lifestyle. Natural light fills the open-concept main level, where laminate flooring creates a warm, contemporary feel throughout. The kitchen serves as the heart of the home, featuring quartz countertops, white shaker cabinetry, SS appliances, large center island w/bar seating, & abundant storage, all while flowing seamlessly into the dining & living areas—perfect for everyday living & entertaining alike. Upstairs, an expansive loft provides exceptional flexibility as a home office, media room, playroom, fitness space, or the potential to create a 4th bedroom. Spacious primary suite features a generous walk-in closet, ensuite bath w/dual vanities, quartz countertops, soaking tub, & separate walk-in shower. 2 additional beds, full bath, & a convenient upstairs laundry room complete the second level. Low-maintenance patio provides a comfortable outdoor space for relaxing, grilling, or enjoying San Diego's year-round climate. Highlights inc shutters, surround sound, a security system, & solar w/battery system on a power purchase agreement (PPA) that will transfer to buyer payment $156/mth. Residents enjoy Montecito's exceptional resort-style amenities, inc multiple pools, clubhouse, parks, playgrounds, basketball courts, state-of-the-art fitness center, open green spaces, & scenic walking paths. Enjoy the convenience of being approximately one block to highly rated Muraoka & Sotomayor Elementary Schools, Meadow Park, & Grove Park. Short drive to Montecito's private recreation center, Otay Ranch Town Center, shopping, Otay Lakes Recreation, Olympic Training Center, dining, & major commuter routes to connect to local Navy bases inc 32nd St/Coronado/Imperial Beach, metro San Diego, & more.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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