Owner Financing Available to qualified buyer with 75k down competitive interest rate, possible balloon but terms are negotiable. High on the hill this circa 1905 home in the Heart of Downtown Palatka just outside the South Historic District this charming renovated home sits up on the hill in the perfect location near the city dock on the St. Johns River for recreation and all the shops and services this growing town has to offer minutes away. Home has new metal roof, freshly painted inside and out. The cook friendly kitchen has new custom cabinetry and stainless steel appliances. The three baths are new with custom tile work. This is a one of kind home with larger than average lot that draws the attention of everyone that passes by!
Closed
$349,000
1325 RIVER Street, Palatka, FL 32177
4beds
1,662sqft
Single Family Residence
Built in 1905
0.41 Acres Lot
$290,200 Zestimate®
$210/sqft
$2,199 Estimated rent
Home value
$290,200
$261,000 - $316,000
$2,199/mo
Zestimate® history
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Zillow last checked:
Listing updated:
Listed by:
VICTOR OWENS 904-563-4076,
MODERN REALTY OF FLORIDA 386-972-3855,
LARISSA RICKETTS-OWENS 386-972-3855
Bought with:
LARISSA RICKETTS-OWENS, 578289
MODERN REALTY OF FLORIDA
VICTOR OWENS, 3437964
Source: realMLS,MLS#: 2097010
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Range, Refrigerator
- Laundry: Washer Hookup
Features
- Split Bedrooms
- Flooring: Tile, Wood
Interior area
- Total interior livable area: 1,662 sqft
Property
Parking
- Parking features: Other
Features
- Stories: 1
- Patio & porch: Porch
Lot
- Size: 0.41 Acres
Details
- Parcel number: 071027207000100040
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Roof: Metal
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1905
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Sewer Available, Water Connected
Community & HOA
Community
- Subdivision: Harts Plat
HOA
- Has HOA: No
Location
- Region: Palatka
Financial & listing details
- Price per square foot: $210/sqft
- Tax assessed value: $176,400
- Annual tax amount: $3,931
- Date on market: 11/13/2025
- Listing terms: Cash,Conventional,FHA,Owner May Carry,Private Financing Available,VA Loan
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 2/16/2026 | Listing removed | $1,600$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 2/12/2026 | Price change | $1,600-5.9%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 2/6/2026 | Price change | $1,700-29.2%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 12/13/2025 | Listed for rent | $2,400$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 12/12/2025 | Sold | $349,000$210/sqft |
Source:  realMLS #2097010 Report a problem | ||
| 11/13/2025 | Pending sale | $349,000$210/sqft |
Source: realMLS #2097010 Report a problem | ||
| 10/9/2025 | Listing removed | $349,000$210/sqft |
Source: realMLS #2097010 Report a problem | ||
| 8/27/2025 | Price change | $349,000-0.3%$210/sqft |
Source: realMLS #2097010 Report a problem | ||
| 7/5/2025 | Listed for sale | $349,900-5.2%$211/sqft |
Source: realMLS #2097010 Report a problem | ||
| 6/6/2025 | Listing removed | $368,900$222/sqft |
Source: realMLS #2044915 Report a problem | ||
| 4/1/2025 | Price change | $368,9000%$222/sqft |
Source: realMLS #2044915 Report a problem | ||
| 2/24/2025 | Price change | $369,000-6.6%$222/sqft |
Source: realMLS #2044915 Report a problem | ||
| 1/31/2025 | Price change | $395,000-7.9%$238/sqft |
Source: realMLS #2044915 Report a problem | ||
| 12/3/2024 | Price change | $429,000-4.5%$258/sqft |
Source: realMLS #2044915 Report a problem | ||
| 8/31/2024 | Listed for sale | $449,000+1022.5%$270/sqft |
Source: realMLS #2044915 Report a problem | ||
| 11/2/2022 | Sold | $40,000-49.9%$24/sqft |
Source: Public Record Report a problem | ||
| 5/13/2020 | Listing removed | $79,900$48/sqft |
Source: Coldwell Banker Ben Bates, Inc., Realtors #1012111 Report a problem | ||
| 8/21/2019 | Listed for sale | $79,900+5.1%$48/sqft |
Source: Coldwell Banker Ben Bates, Inc., Realtors #1012111 Report a problem | ||
| 10/2/2013 | Sold | $76,000$46/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,937 +6.9% | $176,400 +7.6% |
| 2023 | $3,683 +144.3% | $163,900 +146.2% |
| 2022 | $1,508 +6.9% | $66,580 +16% |
| 2021 | $1,410 -0.7% | $57,390 +5.7% |
| 2020 | $1,420 +12.2% | $54,280 +16.5% |
| 2018 | $1,265 -13.4% | $46,600 +1% |
| 2017 | $1,461 -0.5% | $46,120 +5.2% |
| 2016 | $1,467 +5.4% | $43,850 +0.6% |
| 2015 | $1,392 +0.8% | $43,583 |
| 2014 | $1,381 | $43,583 -41.3% |
| 2013 | -- | $74,279 +1.7% |
| 2012 | -- | $73,037 +3% |
| 2011 | -- | $70,910 +1.5% |
| 2010 | -- | $69,862 +2.7% |
| 2009 | -- | $68,025 -3.2% |
| 2008 | -- | $70,304 |
| 2007 | -- | $70,304 +29.3% |
| 2005 | -- | $54,383 +19.1% |
| 2004 | -- | $45,661 +7.3% |
| 2003 | -- | $42,544 +1.9% |
| 2002 | -- | $41,756 +22.1% |
| 2001 | -- | $34,191 +2.2% |
| 2000 | -- | $33,466 |
Find assessor info on the county website
Neighborhood: 32177
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Nearby schools
GreatSchools rating
- 3/10William D. Moseley Elementary SchoolGrades: K-6Distance: 0.6 mi
- 3/10Palatka High SchoolGrades: 7-12Distance: 1.5 mi
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- Florida
- Putnam County
- Palatka
- 32177
- 1325 RIVER Street
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