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  • $1,390,000

    1337 Whispering Oaks Cir, Matthews, NC 28104

    3beds
    4,466sqft
    Single Family Residence
    Built in 1999
    3.03 Acres Lot
    $1,389,900 Zestimate®
    $311/sqft
    $5,882 Estimated rent

    Home value

    $1,389,900

    $1.32M - $1.46M

    $5,882/mo

    Zestimate® history
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    What's special

    Private lakefront propertyGated entranceModern updatesSerene lake viewsPrivate stone patioHigh-end finishes throughoutGated lakefront retreat
    A rare gated lakefront retreat in South Charlotte, this fully remodeled 4-bedroom, 4.5-bath estate is set on 3 private acres at the end of a quiet Lake Providence cul-de-sac. Offering a unique blend of privacy and convenience, the home is just minutes from Waverly, Blakeney, Rea Farms, and top-rated Weddington schools. Inside, the home has been thoughtfully updated with high-end finishes throughout. The chef’s kitchen features quartz countertops, an oversized island, farmhouse sink, and premium KitchenAid appliances, including a 48” refrigerator, double oven, cooktop, and vented hood. Open living spaces are enhanced by vaulted and coffered ceilings, along with updated flooring, trim, lighting, and custom handrails. The main-level primary suite offers a true retreat with serene lake views, a private stone patio, dual walk-in closets, and a spa-inspired bath complete with soaking tub, dual vanities, and a rain shower. Additional bedrooms, a spacious bonus room, and a flexible office or studio provide room to live, work, and entertain. Outdoors, multiple patios overlook the water, creating the perfect setting for gatherings or quiet relaxation. A gated entrance, and a three-car garage provide both security and functionality, while an updated laundry room with sink and drop zone adds everyday convenience. This is a rare opportunity to own a private lakefront property with modern updates in one of South Charlotte’s most desirable areas. Schedule your private showing today!

    Zillow last checked:

    Listing updated:

    Listed by:

    Rory Cummins 704-622-4865,

    EXP Realty LLC Ballantyne

    Bought with:

    Brenda Shi

    Keller Williams Ballantyne Area

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4375997MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 5
    • Full bathrooms: 4
    • 1/2 bathrooms: 1
    • Main level bedrooms: 3
    Primary bedroom
    • Level: Main
    Bedroom s
    • Level: Main
    Bedroom s
    • Level: Upper
    Bathroom full
    • Level: Main
    Bathroom half
    • Level: Main
    Bathroom full
    • Level: Upper
    Bonus room
    • Level: Upper
    Breakfast
    • Level: Main
    Dining room
    • Level: Main
    Kitchen
    • Level: Main
    Laundry
    • Level: Main
    Living room
    • Level: Main
    Other
    • Level: Main
    Office
    • Level: Main
    Heating
    • Forced Air, Natural Gas
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Disposal, Double Oven, Electric Cooktop, Exhaust Hood, Gas Water Heater, Refrigerator
    • Laundry: Laundry Room, Main Level
    Features
    • Flooring: Carpet, Hardwood, Tile
    • Has basement: No
    Interior area
    • Total structure area: 4,466
    • Total interior livable area: 4,466 sqft
    • Finished area above ground: 4,466
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 3
    • Parking features: Driveway, Attached Garage, Garage on Main Level
    • Attached garage spaces: 3
    • Has uncovered spaces: Yes
    Features
    • Levels: One and One Half
    • Stories: 1.5
    Lot
    • Size: 3.03 Acres
    Details
    • Parcel number: 06096017A
    • Zoning: AM6
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Stucco
    • Foundation: Slab
    Condition
    • New construction: No
    • Year built: 1999

    Utilities & green energy

    • Sewer: Septic Installed
    • Water: Well

    Community & HOA

    Community
    • Subdivision: Lake Providence
    HOA
    • Has HOA: Yes
    • HOA fee: $500 annually
    • HOA name: Lake Providence HOA
    Location
    • Region: Matthews

    Financial & listing details

    • Price per square foot: $311/sqft
    • Tax assessed value: $655,200
    • Annual tax amount: $6,003
    • Date on market: 4/30/2026
    • Cumulative days on market: 30 days
    • Listing terms: Cash,Conventional
    • Road surface type: Concrete, Paved

    Price history

    DateEventPrice
    7/2/2026Sold$1,390,000-7.3%$311/sqft
    Source: Canopy MLS as distributed by MLS GRID #4375997 Report a problem
    5/30/2026Contingent$1,499,000$336/sqft
    Source: eXp Realty #4375997 Report a problem
    5/23/2026Price change$1,499,000-3.3%$336/sqft
    Source: Canopy MLS as distributed by MLS GRID #4375997 Report a problem
    5/15/2026Listing removed$9,995$2/sqft
    Source: Zillow Rentals Report a problem
    4/30/2026Listed for sale$1,549,900+3.7%$347/sqft
    Source: Canopy MLS as distributed by MLS GRID #4375997 Report a problem
    4/3/2026Listed for rent$9,995$2/sqft
    Source: Zillow Rentals Report a problem
    3/20/2026Listing removed$9,995$2/sqft
    Source: Zillow Rentals Report a problem
    3/18/2026Price change$9,995+11.1%$2/sqft
    Source: Zillow Rentals Report a problem
    3/12/2026Listing removed$1,495,000$335/sqft
    Source: eXp Realty #4298332 Report a problem
    1/9/2026Price change$1,495,000-3.5%$335/sqft
    Source: Canopy MLS as distributed by MLS GRID #4298332 Report a problem
    1/3/2026Listed for rent$8,995$2/sqft
    Source: Zillow Rentals Report a problem
    10/6/2025Listed for sale$1,549,900+29.2%$347/sqft
    Source: Canopy MLS as distributed by MLS GRID #4298332 Report a problem
    8/5/2025Listing removed$8,995$2/sqft
    Source: Zillow Rentals Report a problem
    6/3/2025Price change$8,995-10%$2/sqft
    Source: Zillow Rentals Report a problem
    5/13/2025Price change$9,995-9.1%$2/sqft
    Source: Zillow Rentals Report a problem
    4/23/2025Listed for rent$10,995+10%$2/sqft
    Source: Zillow Rentals Report a problem
    10/5/2024Listing removed$9,995$2/sqft
    Source: Zillow Rentals Report a problem
    6/17/2024Listed for rent$9,995$2/sqft
    Source: Zillow Rentals Report a problem
    3/18/2021Listing removed--
    Source: Keller Williams Report a problem
    2/9/2021Listed for sale$1,200,000+164.9%$269/sqft
    Source: Keller Williams SouthPark #3677064 Report a problem
    12/23/2019Sold$453,000-3%$101/sqft
    Source: Public Record Report a problem
    11/6/2019Price change$466,8430%$105/sqft
    Source: Auction.com Report a problem
    11/4/2019Price change$467,025+3.8%$105/sqft
    Source: Auction.com Report a problem
    10/30/2019Price change$450,031-0.1%$101/sqft
    Source: Auction.com Report a problem
    10/16/2019Price change$450,586-0.2%$101/sqft
    Source: Auction.com Report a problem
    10/13/2019Listed for sale$451,599+2.1%$101/sqft
    Source: Auction.com Report a problem
    8/15/2019Sold$442,096+5.3%$99/sqft
    Source: Public Record Report a problem
    8/5/2004Sold$420,000+3.7%$94/sqft
    Source: Public Record Report a problem
    9/11/2003Sold$405,000$91/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$6,003 +32.2%$1,201,500 +83.4%
    2024$4,541 +9.5%$655,200
    2023$4,147 -0.5%$655,200
    2022$4,167 $655,200
    2021$4,167 -6%$655,200 +15.8%
    2020$4,431 $566,000
    2019$4,431 +7.1%$566,000 0%
    2018$4,137 $566,020 +0%
    2017$4,137 -4.6%$566,000 0%
    2016$4,338 $566,020
    2015$4,338 -0.4%$566,020 -10.8%
    2014$4,358 $634,350
    2013-- $634,350
    2012-- $634,350
    2011-- $634,350 +2.9%
    2010-- $616,180 -2.9%
    2009$4,340 $634,350
    2008$4,340 +33%$634,350 +41.5%
    2007$3,262 +11.6%$448,240
    2006$2,922 $448,240
    2004-- $448,240 +22.5%
    2003-- $365,940
    2002-- $365,940
    2001-- $365,940
    2000-- $365,940
    Find assessor info on the county website

    Neighborhood: 28104

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Weddington
    • Middle: Weddington
    • High: Weddington

    Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $1,389,900
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $1,389,900