13432 Windward Cv, Charlotte, NC 28278
What's special
OPEN HOUSE: Saturday, 9/26 from 11-1 pm! Nestled on a tranquil, wooded half-acre in the sought-after Harbor Estates community, this entertainer's dream offers the rare combination of mountain-like seclusion and effortless lake living — all with NO HOA. This exceptional home offers an inviting blend of sophisticated comfort, versatile living spaces, and an entertainer’s dream setting. Featuring three bedrooms, two full bathrooms, one half bathroom, multiple decks and a finished basement level bonus room, the home is designed for both relaxed everyday living and memorable gatherings. The main level opens to a generous living room crowned by vaulted ceilings and skylights, anchored by a cozy wood-burning fireplace. Sliding glass doors extend the living space outdoors to the side porch, while the open flow layout leads seamlessly into the formal dining room. The expansive kitchen is beautifully appointed with granite countertops, a classic subway tile backsplash, abundant cabinetry, breakfast bar, generous dining area and dedicated desk space. Just beyond, the composite board deck provides a peaceful setting for morning coffee, al fresco dining, or grilling while overlooking the tree-lined backyard. The main-level primary suite serves as a serene private retreat, featuring a spacious closet, an en-suite bathroom with luxurious soaking tub and separate shower. Sliding glass doors provide direct access to the side porch, which wraps around toward the living room. A guest half bathroom and laundry complete the main level for everyday convenience. Upstairs, a versatile loft area provides an ideal lounge or home office setting, complemented by two additional generously sized bedrooms and a full bathroom with a tub/shower combination — perfectly suited for family or guests. Floored attic access off the loft offers effortless additional storage. The finished lower basement level expands the home’s entertaining potential with a large bonus room, built-in bar, and direct access to the backyard. This flexible space can accommodate a media room, second living area, home gym, game room, or a refined entertaining lounge. The two-car garage includes built-in shelving and a separate storage room, while an additional under-stair closet round out this home's abundant storage and functionality. Ideally positioned less than a mile from Lake Wylie and minutes from Terry’s Marina and Long Cove Marina & Resort, this home offers convenient access to wet slips, dry storage, boating, and weekend recreation. Harbor Estates neighborhood borders the 1,132-acre McDowell Nature Preserve, providing a rare connection to protected natural surroundings. Enjoy easy access to RiverGate Shopping Center, Charlotte Premium Outlets, I-485, Charlotte Douglas International Airport, South Tryon, and all the recreation Lake Wylie has to offer. Experience a home where peaceful wooded views with a mountain feel and proximity to Lake Wylie come together to create a truly special everyday escape.
- 20 days |
- 2,777 |
- 130 |
Likely to sell faster than
Travel times
Living Room
Kitchen
Dining Room
Bedroom
Breakfast Nook
Outdoor
Bathroom
Basement (Finished)
Zillow last checked:
Listing updated:
Kerry Walsh kerry@kerry-walsh.com,
EXP Realty LLC Rock Hill,
Andy Griesinger,
EXP Realty LLC Ballantyne
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Level: Main
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Bonus room
- Level: Basement
Dining area
- Level: Main
Dining room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Loft
- Level: Upper
Heating
- Electric, Heat Pump
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Range, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator with Ice Maker, Washer/Dryer
- Laundry: Laundry Closet, Main Level
Features
- Attic Other, Breakfast Bar, Pantry, Storage, Walk-In Closet(s)
- Flooring: Carpet, Laminate, Tile
- Basement: Basement Garage Door,Daylight,Finished,Interior Entry,Storage Space,Walk-Out Access
- Attic: Other,Walk-In
- Fireplace features: Living Room, Wood Burning
Interior area
- Total structure area: 2,061
- Total interior livable area: 2,582 sqft
- Finished area above ground: 2,061
- Finished area below ground: 521
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, Keypad Entry
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Front Porch, Side Porch
Lot
- Size: 0.55 Acres
- Features: Sloped, Wooded
Details
- Parcel number: 19908648
- Zoning: N1-C
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Wood
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1988
Utilities & green energy
- Sewer: Shared Septic, Other - See Remarks
- Water: Well
Community & HOA
Community
- Features: Street Lights
- Subdivision: Harbor Estates
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $213/sqft
- Tax assessed value: $433,500
- Annual tax amount: $3,077
- Date on market: 9/4/2026
- Cumulative days on market: 20 days
- Road surface type: Concrete, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 9/4/2026 | Listed for sale | $550,000$213/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,077 +1.5% | $433,500 |
| 2024 | $3,031 +1.6% | $433,500 |
| 2023 | $2,982 +20.4% | $433,500 +59.4% |
| 2022 | $2,478 +2.4% | $272,000 |
| 2021 | $2,420 +0.6% | $272,000 |
| 2020 | $2,406 +1.2% | $272,000 |
| 2019 | $2,377 -14.4% | $272,000 +10.6% |
| 2018 | $2,777 +2.1% | $246,000 |
| 2017 | $2,719 | $246,000 |
| 2016 | $2,719 | $246,000 |
| 2015 | $2,719 +2.8% | $246,000 |
| 2014 | $2,646 | $246,000 |
| 2013 | -- | $246,000 |
| 2012 | -- | $246,000 |
| 2011 | -- | $246,000 +17.8% |
| 2010 | -- | $208,900 |
| 2009 | -- | $208,900 |
| 2008 | -- | $208,900 |
| 2007 | -- | $208,900 |
| 2006 | -- | $208,900 |
| 2005 | -- | $208,900 |
| 2004 | -- | $208,900 |
| 2003 | -- | $208,900 +22.1% |
| 2002 | -- | $171,150 |
| 2001 | -- | $171,150 |
| 2000 | -- | $171,150 |
Find assessor info on the county website
Monthly payment
Estimated market value
$542,400
$515,000 - $570,000
$2,976/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.