HOMEOWNER TO HOMEOWNER FINANCING - BELOW-MARKET Interest Rate 4.5% - ONLY 4.5% DOWN! Own this 4-bed, 2.5-bath, 2,466 sq ft home in Cool Springs, Kyle with just ~4.5% down (~$21,150). Not lease-to-own - true ownership with title at closing. Fixed $3,500/mo (taxes & insurance incl., HOA separate) at a rate lower than today's banks. 27-year loan from homeowner - no bank approval needed. Fast close, simple qualification based on income, not credit score. No SSN required, ITIN welcome, no bank verification. Built 2019 with 3-car garage, granite kitchen, flex office space, multiple living areas, and fenced yard with storage shed. Minutes to I-35, shopping, San Marcos & Austin. Rare terms - act fast! Also eligible for a 4% VA Assumable loan. Financiamiento de Dueno a Dueno – No necesita banco! Solo 4.5% de enganche (~$21,150). Propiedad de 4 recamaras, 2.5 banos, con 2,466 pies, construida en 2019 con cochera 3 autos, cocina con isla de granito y patio trasero con bodega. No es renta con opcion a compra – usted recibe el titulo en el cierre. Pago fijo de $3,500/mes (impuestos y seguro incluidos; HOA por separado) con tasa mas baja que los bancos. Prestamo de 27 anos directo del dueno — sin aprobacion bancaria. Cierre rapido, calificacion sencilla, ITIN aceptado, sin verificacion bancaria.
Active under contract
Price cut: $10K (6/17)
$470,000
136 Copper Ln, Kyle, TX 78640
4beds
2,466sqft
Single Family Residence
Built in 2019
9,003 Square Feet Lot
$-- Zestimate®
$191/sqft
$55/mo HOA
What's special
Flex office spaceGranite kitchen
- 67 days |
- 152 |
- 6 |
Zillow last checked:
Listing updated:
Listed by:
Serina Jones (512) 568-5212,
All City Real Estate Ltd. Co (866) 277-6005
Source: Unlock MLS,MLS#: 4496393
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Heating
- Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Built-In Gas Oven, Built-In Gas Range, Dishwasher, Disposal, Exhaust Fan, Gas Cooktop, Gas Range, Microwave, Oven, Plumbed For Ice Maker, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer, Water Purifier Owned, Water Softener Owned
Features
- 2 Primary Baths, Ceiling Fan(s), Granite Counters, Double Vanity, Electric Dryer Hookup, Kitchen Island, Multiple Living Areas, Open Floorplan, Primary Bedroom on Main, Recessed Lighting, Smart Home, Soaking Tub, Storage, Walk-In Closet(s), Washer Hookup, Wired for Data
- Flooring: Carpet, Tile, Vinyl
- Windows: Aluminum Frames
- Number of fireplaces: 1
- Fireplace features: Electric
Interior area
- Total interior livable area: 2,466 sqft
Property
Parking
- Total spaces: 3
- Parking features: Door-Multi, Door-Single, Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level
- Garage spaces: 3
Accessibility
- Accessibility features: Hand Rails
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered
- Exterior features: See Remarks, Private Yard
- Pool features: None
- Fencing: Back Yard, Gate, Privacy
- Has view: Yes
- View description: Neighborhood, Trees/Woods
- Waterfront features: None
Lot
- Size: 9,003 Square Feet
- Features: Back Yard, Few Trees, Front Yard, Interior Lot, Landscaped, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground, Sprinkler - Rain Sensor, Sprinkler - Side Yard, Trees-Medium (20 Ft - 40 Ft)
Details
- Additional structures: Shed(s)
- Parcel number: 112015000C020002
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Foundation: Slab
- Roof: Shingle
Condition
- Resale
- New construction: No
- Year built: 2019
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Internet-Cable, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Pool
- Subdivision: Cool Spgs Ph 1
HOA
- Has HOA: Yes
- Services included: Common Area Maintenance
- HOA fee: $55 monthly
- HOA name: Cool Springs HOA
Location
- Region: Kyle
Financial & listing details
- Price per square foot: $191/sqft
- Tax assessed value: $404,610
- Annual tax amount: $9,125
- Date on market: 4/28/2026
- Listing terms: Assumable,Cash,Conventional,FHA,Owner May Carry,VA Loan
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/26/2026 | Contingent | $470,000$191/sqft |
Source:  Unlock MLS #4496393 Report a problem | ||
| 6/17/2026 | Price change | $470,000-2.1%$191/sqft |
Source: Unlock MLS #4496393 Report a problem | ||
| 5/22/2026 | Price change | $480,000-2%$195/sqft |
Source: Unlock MLS #4496393 Report a problem | ||
| 4/28/2026 | Listed for sale | $490,000$199/sqft |
Source: Unlock MLS #4496393 Report a problem | ||
| 4/24/2026 | Listing removed | $490,000$199/sqft |
Source: Unlock MLS #1399946 Report a problem | ||
| 4/16/2026 | Price change | $490,000-2%$199/sqft |
Source: Unlock MLS #1399946 Report a problem | ||
| 12/16/2025 | Price change | $500,000-2%$203/sqft |
Source: Unlock MLS #1399946 Report a problem | ||
| 10/24/2025 | Listed for sale | $510,000+2%$207/sqft |
Source: Unlock MLS #1399946 Report a problem | ||
| 5/25/2022 | Sold | -- |
Source: Agent Provided Report a problem | ||
| 4/20/2022 | Pending sale | $499,900$203/sqft |
Source: Unlock MLS #8112343 Report a problem | ||
| 4/11/2022 | Contingent | $499,900$203/sqft |
Source: Unlock MLS #8112343 Report a problem | ||
| 3/27/2022 | Listed for sale | $499,900$203/sqft |
Source: Unlock MLS #8112343 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $404,610 -2.6% |
| 2024 | $8,000 -21.3% | $415,280 -10.3% |
| 2023 | $10,161 +31.3% | $462,870 +32.5% |
| 2022 | $7,740 -0.3% | $349,291 |
| 2021 | $7,760 +6.6% | -- |
| 2020 | $7,281 +1161% | $288,670 +1274.6% |
| 2019 | $577 +36.4% | $21,000 +40% |
| 2018 | $423 | $15,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 78640
Nearby schools
GreatSchools rating
- 5/10Tobias Elementary SchoolGrades: PK-5Distance: 1.1 mi
- 4/10D J Red Simon Middle SchoolGrades: 6-8Distance: 1.6 mi
- 4/10Lehman High SchoolGrades: 9-12Distance: 2.4 mi
Schools provided by the listing agent
- Elementary: Tobias
- Middle: D J Red Simon
- High: Lehman
- District: HaysCONSISD
Source: Unlock MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Texas
- Hays County
- Kyle
- 78640
- 136 Copper Ln
Nearby cities
Nearby zip codes
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