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Accepting backups
    • Price cut: $25K (7/16)
    $859,000

    13650 96TH TERRACE, SEMINOLE, FL 33776

    3beds
    2,418sqft
    : 
    $5,750/mo
    Get pre-qualified
    Single Family Residence
    Built in 1979
    0.3 Acres Lot
    $840,600 Zestimate®
    $355/sqft
    $-- HOA

    What's special

    Beautifully remodeled bathroomsLarge farmhouse sinkSparkling pebbletec saltwater poolQuartz countertopsResort-style outdoor livingNew water heaterWater softener
    Under contract-accepting backup offers. This isn't just another pool home—it's a private Florida retreat offering exceptional indoor-outdoor living, flexible space, and the peace of mind that comes with extensive storm-ready upgrades. Beautifully updated, this 3-bedroom, 2.5-bath residence with an oversized two-car garage is centered around its true showpiece—an extraordinary 1,700-square-foot screened lanai where nearly every room opens to a sparkling PebbleTec saltwater pool, creating the perfect setting for entertaining, relaxing, and enjoying the Florida lifestyle year-round. Move-in ready with extensive improvements, this home features a new roof (2025), hurricane-rated garage door (2025), PGT impact windows, four sets of impact sliding glass doors, remodeled bathrooms, paver driveway, automatic sprinkler system supplied by well water, fresh exterior paint, seamless gutters, whole-house water filtration system, water softener, and newer water heater. These thoughtful upgrades provide lasting value, comfort, and confidence during Florida’s storm season. Perfectly located just minutes from the Gulf beaches and outside the flood zone at approximately 60 feet above sea level, this home offers coastal convenience with added peace of mind. Enjoy easy access to downtown St. Petersburg, Tampa, Clearwater, and Sarasota, creating the perfect balance of beachside living and city convenience. Inside, the bright and inviting floor plan blends comfort and function. The open kitchen features warm wood cabinetry, quartz countertops, a large farmhouse sink, stainless steel appliances, and expansive windows overlooking the pool and lanai. Tubular skylights bring in natural light, while the cozy wood-burning fireplace creates a welcoming gathering space. A noteworthy feature is the spacious guest suite with a private entrance and kitchenette, offering endless possibilities as an in-law suite, private guest accommodations, teen retreat, home office, or potential income-producing space—a rare and valuable feature in a home of this size. The tranquil koi pond adds a unique backyard element and can be enjoyed your way. The sellers are happy to provide a simple orientation on care and maintenance, recommend local pond service professionals, or remove the fish prior to closing if the new owners prefer to convert the space into a landscaped planter or garden feature. Whether you're searching for a full-time residence, seasonal getaway, or investment opportunity, this exceptional property offers the rare combination of resort-style outdoor living, flexible accommodations, extensive upgrades, and an unbeatable location.
    48 days
    |
    206
    |
    9
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Katlin Slatcher 727-408-0876,

    REALTY EXPERTS 727-888-1000

    Source: Stellar MLS,MLS#: TB8525140MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Attic, Family Room, Dining Room, Living Room, Storage Rooms
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 204 Square Feet
      • Dimensions: 12x17
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 399 Square Feet
      • Dimensions: 19x21
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      • Area: 143 Square Feet
      • Dimensions: 11x13
      Family room
      • Level: First
      • Area: 392 Square Feet
      • Dimensions: 14x28
      Foyer
      • Features: Coat Closet
      • Level: First
      • Area: 40 Square Feet
      • Dimensions: 8x5
      Kitchen
      • Features: Linen Closet
      • Level: First
      • Area: 126 Square Feet
      • Dimensions: 9x14
      Living room
      • Level: First
      • Area: 352 Square Feet
      • Dimensions: 16x22
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Water Filtration System, Water Purifier, Water Softener
      • Laundry: Inside, Laundry Room
      Features
      • Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
      • Flooring: Laminate, Tile
      • Doors: Sliding Doors
      • Windows: Window Treatments
      • Has fireplace: Yes
      • Fireplace features: Family Room, Wood Burning
      Interior area
      • Total structure area: 4,051
      • Total interior livable area: 2,418 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener, Oversized
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Front Porch, Patio, Rear Porch, Screened
      • Exterior features: Private Mailbox, Private Yard, Rain Gutters, Sidewalk, Storage
      • Has private pool: Yes
      • Pool features: In Ground, Lighting, Outside Bath Access, Pool Sweep, Salt Water, Screen Enclosure, Tile
      • Fencing: Vinyl,Wood
      Lot
      • Size: 0.3 Acres
      • Dimensions: 90 x 138
      • Features: Sidewalk
      • Residential vegetation: Fruit Trees, Mature Landscaping
      Details
      • Parcel number: 203015935290010060
      • Zoning: R-2
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1979

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public, Well
      • Utilities for property: Electricity Connected, Phone Available, Propane, Sewer Available, Sprinkler Well, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: URBAN LAKE ESTATES 2ND ADD
      HOA
      • Has HOA: No
      Location
      • Region: Seminole

      Financial & listing details

      • Price per square foot: $355/sqft
      • Tax assessed value: $695,388
      • Annual tax amount: $7,283
      • Date on market: 7/3/2026
      • Cumulative days on market: 32 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Concrete

        Estimated market value

        $840,600

        $799,000 - $883,000

        $5,492/mo

        Price history

        DateEventPrice
        8/11/2026Listed for sale$859,000$355/sqft
        Source: Stellar MLS #TB8525140 Report a problem
        7/26/2026Contingent$859,000$355/sqft
        Source: Stellar MLS #TB8525140 Report a problem
        7/16/2026Price change$859,000-2.8%$355/sqft
        Source: Stellar MLS #TB8525140 Report a problem
        7/3/2026Listed for sale$884,000+64%$366/sqft
        Source: Stellar MLS #TB8525140 Report a problem
        6/29/2020Sold$538,925-1.8%$223/sqft
        Source: Public Record Report a problem
        6/2/2020Pending sale$548,925$227/sqft
        Source: RE/MAX REALTEC GROUP INC #U8080012 Report a problem
        5/30/2020Price change$548,9250%$227/sqft
        Source: RE/MAX REALTEC GROUP INC #U8080012 Report a problem
        5/29/2020Price change$548,9500%$227/sqft
        Source: RE/MAX REALTEC GROUP INC #U8080012 Report a problem
        5/27/2020Price change$548,9750%$227/sqft
        Source: RE/MAX REALTEC GROUP INC #U8080012 Report a problem
        5/23/2020Listed for sale$549,000+43%$227/sqft
        Source: RE/MAX REALTEC GROUP INC #U8080012 Report a problem
        10/4/2017Sold$384,000-3.9%$159/sqft
        Source: Public Record Report a problem
        9/16/2017Pending sale$399,740$165/sqft
        Source: RE/MAX REALTEC GROUP #U7825939 Report a problem
        9/14/2017Price change$399,7400%$165/sqft
        Source: RE/MAX REALTEC GROUP INC #U7825939 Report a problem
        9/4/2017Price change$399,7500%$165/sqft
        Source: RE/MAX REALTEC GROUP INC #U7825939 Report a problem
        9/2/2017Price change$399,7600%$165/sqft
        Source: RE/MAX REALTEC GROUP INC #U7825939 Report a problem
        9/1/2017Price change$399,7700%$165/sqft
        Source: RE/MAX REALTEC GROUP INC #U7825939 Report a problem
        8/31/2017Price change$399,7800%$165/sqft
        Source: RE/MAX REALTEC GROUP INC #U7825939 Report a problem
        8/26/2017Price change$399,8000%$165/sqft
        Source: RE/MAX REALTEC GROUP INC #U7825939 Report a problem
        8/25/2017Price change$399,8100%$165/sqft
        Source: RE/MAX REALTEC GROUP INC #U7825939 Report a problem
        8/24/2017Price change$399,8200%$165/sqft
        Source: RE/MAX REALTEC GROUP INC #U7825939 Report a problem
        8/20/2017Price change$399,8300%$165/sqft
        Source: RE/MAX REALTEC GROUP INC #U7825939 Report a problem
        8/18/2017Price change$399,8500%$165/sqft
        Source: RE/MAX REALTEC GROUP INC #U7825939 Report a problem
        8/14/2017Price change$399,8900%$165/sqft
        Source: RE/MAX REALTEC GROUP INC #U7825939 Report a problem
        8/12/2017Price change$399,9100%$165/sqft
        Source: RE/MAX REALTEC GROUP INC #U7825939 Report a problem
        8/11/2017Listed for sale$399,920+128.5%$165/sqft
        Source: RE/MAX REALTEC GROUP INC #U7825939 Report a problem
        12/29/1993Sold$175,000$72/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,283 +5.5%$430,988 +2.9%
        2024$6,904 +2.7%$418,842 +3%
        2023$6,724 +6.3%$406,643 +3%
        2022$6,329 -1.7%$394,799 +3%
        2021$6,439 +6.5%$383,300 +5.3%
        2020$6,044 +1.4%$363,974 +2.3%
        2019$5,959 $355,791 +1.9%
        2018$5,959 +4.5%$349,157 +3.1%
        2017$5,705 +414.6%$338,712 +69.9%
        2016$1,109 +0.7%$199,369 +0.7%
        2015$1,101 +2.6%$197,983 +0.8%
        2014$1,073 +4.5%$196,412 +1.5%
        2013$1,027 +8%$193,509 +1.7%
        2012$951 $190,274 +2.6%
        2011-- $185,518 +1.5%
        2010-- $182,776 +2.7%
        2009-- $177,971
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: Urban Lake Estates

        Getting around

        46 / 100
        Car-Dependent
        20 / 100
        Minimal Transit
        37 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Oakhurst Elementary-PN
        • Middle: Seminole Middle-PN
        • High: Seminole High-PN

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

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