Active

Price cut: $1.1K (6/9)

$287,900

138 KELLEY SMITH SCHOOL Road, Palatka, FL 32177

4beds

1,543sqft

Get pre-qualified

Single Family Residence

Built in 2026

-- sqft lot

$287,500 Zestimate^®

$187/sqft

$-- HOA

What's special

Granite countertopsOpen floor planNew blinds throughoutShingle roofLuxury vinyl plank flooringEpoxy garage flooring upgradeStainless steel appliances

USE THE $20k CITY OF PALATKA DOWNPAYMENT ASSISTANCE GRANT TO BUY THIS 4 BED 2 BATH HOME! **New Blinds throughout and Epoxy Garage Flooring Upgrade!!!** The open floor plan offers a comfortable layout for everyday living and entertaining, featuring granite countertops, soft-close cabinets, stainless steel appliances, luxury vinyl plank flooring, 9-foot ceilings, and modern matte black light fixtures. A 1-car garage provides added storage and convenience, and the home comes pre-wired for ceiling fans, internet, TV, and phone. Built with low maintenance in mind, the exterior features durable fiber cement board siding and a shingle roof. Enjoy peace of mind with a 1-year Builder warranty AND a 10-year structural warranty! Ideally located just minutes from the hospital, medical offices, parks, shopping, riverfront, and downtown activities, this home offers convenience without sacrificing quality~ an excellent place to start your homeownership journey!

179 days

292

19

Loading...

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 2

Heating

Central, Electric

Cooling

Central Air, Electric

Appliances

Included: Dishwasher, Disposal, Electric Range, Ice Maker, Microwave, Refrigerator

Interior area

Total interior livable area: 1,543 sqft

Video & virtual tour

View virtual tour

Property

Parking

Total spaces: 1
Parking features: Garage
Garage spaces: 1

Features

Stories: 1

Details

Parcel number: 091026021300000020

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Condition

New construction: Yes
Year built: 2026

Utilities & green energy

Water: Public
Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community & HOA

Community

Subdivision: Palatka

HOA

Has HOA: No

Location

Region: Palatka

Financial & listing details

Price per square foot: $187/sqft
Date on market: 1/6/2026
Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan

Estimated market value

$287,500

$273,000 - $302,000

$2,214/mo

Price history

Date	Event	Price
6/9/2026	Price change	$287,900-0.4%$187/sqft
Source: realMLS #2123584 Report a problem
1/6/2026	Listed for sale	$289,000$187/sqft
Source: realMLS #2123584 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified