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  • $475,000

    140 Ems W26 Ln, North Webster, IN 46555

    3beds
    1,682sqft
    Single Family Residence
    Built in 1950
    6,098 Square Feet Lot
    $485,800 Zestimate®
    $--/sqft
    $1,689 Estimated rent

    Home value

    $485,800

    $423,000 - $559,000

    $1,689/mo

    Zestimate® history
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    What's special

    Stunning lake viewsWaterfront retreat
    Winter Buyer Bonus: Seller is offering a $10,000 credit toward new bedroom design or updates—make it yours before spring! Personalize the cottage during the cozy winter months so your lake retreat is exactly how you want it by the time the ice thaws. Experience the beauty of Webster Lake in every season from this charming and versatile waterfront retreat. Whether you’re sipping coffee while watching snowflakes across the water or enjoying long summer evenings on the deck, this home offers the perfect blend of comfort, character, and year-round lake living. Situated on the shores of Webster Lake — one of Indiana’s most desirable all-sports lakes — this property is ideal for boating, fishing, kayaking, and soaking in peaceful sunsets all year long. The main level of the cottage features two bedrooms and an open-concept living space that connects the kitchen, dining, and living areas. Large windows and sliding glass doors fill the space with natural light and frame stunning lake views, opening directly to a spacious deck perfect for relaxing or entertaining. The walkout lower level offers incredible flexibility with its own kitchen, open living/dining area, lake-facing bedroom, and large laundry room. From here, step right into the screened-in porch and enjoy effortless access to the lake via the low-maintenance vinyl pier, perfect for swimming, fishing, or docking your boat. Above the detached garage, a fully finished guest house adds wonderful versatility and privacy. With two additional bedrooms, a full bathroom, an eat-in kitchen, and a cozy living room, it’s ideal for extended family, weekend guests, or potential rental income. The property also includes a second channel-front parcel, providing even more parking, pier space, and an oversized storage shed for all your lake toys and tools. Throughout the home, you’ll find thoughtful updates in the kitchen and bathrooms, offering a fresh and move-in-ready feel. The bedrooms reflect the charm of a lake cottage — efficient, inviting, and easy to personalize to your style. Conveniently located 2.5 hours from Chicago, 2 hours from Indianapolis, and under an hour from Fort Wayne, this property is ideal as a year-round residence, a weekend escape, or a smart investment opportunity. Don’t miss this chance to own a four-season lakefront home where cozy winter mornings and sun-filled summer days are equally unforgettable. Your year-round Webster Lake lifestyle begins here.

    Zillow last checked:

    Listing updated:

    Listed by:

    Jenny Layne Cell:574-529-3682,

    Encore Sotheby's International Realty,

    Jim Layne,

    Encore Sotheby's International Realty

    Bought with:

    Danielle Miller, RB14027996

    eXp Realty, LLC

    Source: IRMLS,MLS#: 202542186MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    • Main level bedrooms: 2
    Bedroom 1
    • Level: Main
    Bedroom 2
    • Level: Main
    Dining room
    • Area: 0
    • Dimensions: 0 x 0
    Family room
    • Level: Main
    • Area: 234
    • Dimensions: 18 x 13
    Kitchen
    • Level: Main
    • Area: 80
    • Dimensions: 10 x 8
    Living room
    • Level: Main
    • Area: 195
    • Dimensions: 15 x 13
    Office
    • Area: 0
    • Dimensions: 0 x 0
    Heating
    • Natural Gas, Forced Air, Other
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Microwave, Refrigerator, Washer, Dryer-Electric, Gas Oven, Gas Water Heater, Water Softener Owned
    Features
    • Stone Counters
    • Basement: Walk-Out Access,Finished,Block
    • Has fireplace: No
    Interior area
    • Total structure area: 1,760
    • Total interior livable area: 1,682 sqft
    • Finished area above ground: 992
    • Finished area below ground: 690

    Property

    Parking
    • Total spaces: 1
    • Parking features: Detached
    • Garage spaces: 1
    Features
    • Levels: Bi-Level
    • Patio & porch: Deck, Covered
    • Has view: Yes
    • View description: Water
    • Has water view: Yes
    • Water view: Water
    • Waterfront features: Waterfront, Lake, Deck on Waterfront, Pier/Dock, Lake Front, Ski Lake
    • Body of water: Webster Lake
    • Frontage length: Channel/Canal Frontage(26),Water Frontage(43)
    Lot
    • Size: 6,098 Square Feet
    • Dimensions: 83 X 74
    • Features: Sloped, Lake
    Details
    • Additional structures: Shed
    • Parcel number: 430814100205.000023

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    Condition
    • New construction: No
    • Year built: 1950

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Well

    Community & HOA

    Community
    • Subdivision: Point Yellow Banks
    HOA
    • Has HOA: Yes
    • HOA fee: $100 annually
    Location
    • Region: North Webster

    Financial & listing details

    • Tax assessed value: $402,400
    • Annual tax amount: $2,467
    • Date on market: 10/17/2025

    Price history

    DateEventPrice
    2/14/2026Sold$475,000-4.8%
    Source: IRMLS #202542186 Report a problem
    1/6/2026Pending sale$499,000
    Source: IRMLS #202542186 Report a problem
    10/17/2025Listed for sale$499,000+149.6%
    Source: IRMLS #202542186 Report a problem
    1/1/2012Listing removed$199,900$119/sqft
    Source: Todd Realty #28092 Report a problem
    6/13/2011Price change$199,900-2.4%$119/sqft
    Source: Todd Realty #28092 Report a problem
    3/9/2011Listed for sale$204,900$122/sqft
    Source: Todd Realty #28092 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$2,085 +10.5%$402,400 +9.1%
    2024$1,887 +7.3%$368,800 +9%
    2023$1,759 +16.6%$338,200 +14%
    2022$1,509 +8.8%$296,700 +16.8%
    2021$1,387 +3.6%$254,000 -1.4%
    2020$1,338 +14.4%$257,600 -0.2%
    2019$1,170 +2.4%$258,000 +3.7%
    2018$1,143 +57.4%$248,800 +3.6%
    2017$726 +6.4%$240,100 +27%
    2016$682 +0.7%$189,100 +12.8%
    2014$677 0%$167,700 +5.3%
    2013$677 +10.9%$159,200 -4.4%
    2012$611 +5.9%$166,600 +0.1%
    2011$577 -10.2%$166,500 +1.3%
    2010$642 +21.8%$164,400
    2009$527 +203.1%$164,400 +576.5%
    2007$174 $24,300 -24.8%
    2006-- $32,300
    Find assessor info on the county website

    Neighborhood: 46555

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: North Webster
    • Middle: Wawasee
    • High: Wawasee
    • District: Wawasee

    Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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