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For sale
$549,999
3beds
1,801sqft

140 Tower St, Westerly, RI 02891

3beds
1,801sqft
Single Family Residence
Built in 1959
0.41 Acres Lot
$534,700 Zestimate®
$305/sqft

What's special

EXCLUSIVE FINANCING AVAILABLE - 6.18% Apr. Or Get $5,499.95 Back At Closing. Special Monthly Payment of $2,689. Our ZERO DOWN FINANCING Program is Available. Call Nathan For Details. -- * -- Ask About Our BUY NOW, SELL LATER PROGRAM: Need to sell your current home before you can move? Our Buy Now, Sell Later Program helps you purchase this home now and sell your current home later. ~ * ~ FIRST RESPONDER & MILITARY DISCOUNT: Veterans, police officers, firefighters, EMTs, military members, and other first responders qualify for a special appreciation discount. Call Nathan For Details. * -- * Includes Our Love It or Leave It 24-MONTH BUY-BACK GUARANTEE: If you're not 100% satisfied with the home, we'll buy it back or sell it for free. ~ -- ~Comes with A Free 12-MONTH HOME WARRANTY: providing added protection for covered systems and components after you move in. -- * * -- About This Home: This 3-bedroom, 1-bath ranch-style home in Westerly sits on a generous.41-acre lot and offers a full, partially finished walkout basement that adds meaningful flexible living space. Two detached structures provide exceptional storage and workspace options, while the property accommodates parking for up to 8 vehicles, a rare and practical advantage. Whether you need room for work vehicles, recreational equipment, or extended household use, this Westerly ranch delivers the space and versatility to make it happen. * ~ * GET EXCLUSIVE ACCESS TO HOMES NOT ON THE MARKET! We have access to off-market homes, distressed sales, new construction, and company-owned properties that are not online. ~~ -- ~~ CALL NATHAN CLARK TODAY FOR A FREE LIST OF HOMES! Ask about the financing options, buyer programs, guarantees, discounts, and other benefits available with this home. -- ~ * -- Special rate and closing cost credit are subject to buyer qualification and use of seller's preferred lender; offers may not be combined. Zero-down financing subject to program eligibility/buyer qualification. Financing Disclosure Monthly payment: Approximately $2,689 @ 6.18% APR, 20% down, 30-year term, all financing is subject to those who qualify. The 6.18% rate reflects a temporary 1% rate buydown on the rate for the first 12 months only; after the first year, the rate adjusts to 1% higher for the remainder of the loan term. Taxes, mortgage insurance, and owners insurance not included. Rates as of October 2026. Nathan Clark Team / Your Home Sold Guaranteed Realty is a licensed real estate brokerage and does not originate loans. Buy-back guarantee, Buy Now Sell Later, discounts, and warranty subject to program terms; details available on request. Includes a Limited Home Warranty from APHW at no cost, not mandatory; full terms at APHW site. Additional terms and conditions may apply.

28 days
2,781
139

Likely to sell faster than

Source: My State MLS,MLS#: 12024585
Travel times

Screened Deck

Zillow last checked:

Listing updated:

Listed by:

Rachel Sanville 401-232-7661,

Your Home Sold Guaranteed Realty, The Nathan Clark Team,

Joe Barbera 401-306-2444

Source: My State MLS,MLS#: 12024585

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
Basement
  • Area: 0
Heating
  • Gas, Other
Appliances
  • Included: Dishwasher, Dryer, Refrigerator, Oven, Washer
Features
  • Flooring: Hardwood, Tile
  • Basement: Full,Partially Finished,Walk-Out Access
  • Number of fireplaces: 1
Interior area
  • Total structure area: 1,426
  • Total interior livable area: 1,801 sqft
  • Finished area above ground: 1,426
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Detached
  • Garage spaces: 2
Features
  • Stories: 1
Lot
  • Size: 0.41 Acres
Details
  • Parcel number: WESTM48B4
  • Lease amount: $0

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subtype: Single Family Residence
Condition
  • New construction: No
  • Year built: 1959

Utilities & green energy

  • Electric: Amps(100)
  • Water: Other

Community & HOA

Community
  • Subdivision: Westerly
HOA
  • Has HOA: No
Location
  • Region: Westerly

Financial & listing details

  • Price per square foot: $305/sqft
  • Tax assessed value: $436,700
  • Annual tax amount: $3,300
  • Date on market: 10/15/2026
  • Date available: 10/12/2026

Price history

DateEventPrice
10/15/2026Listed for sale$549,999+175%$305/sqft
Source: My State MLS #12024585 Report a problem
7/1/2015Sold$200,000$111/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$3,398 +0.9%$436,700 +35.5%
2024$3,368 +3.5%$322,300
2023$3,255 $322,300
2022$3,255 +3.3%$322,300 +23.3%
2021$3,151 +1.8%$261,300
2020$3,096 +0.9%$261,300
2019$3,068 +21.9%$261,300 +12.2%
2018$2,516 -9.9%$232,800
2017$2,794 $232,800
2016$2,794 +2.5%$232,800 -4.1%
2015$2,727 +1.6%$242,800
2014$2,683 +1.4%$242,800
2013$2,647 -1%$242,800 -8.2%
2012$2,673 +1%$264,400
2011$2,647 +3.2%$264,400
2010$2,565 +1.3%$264,400 -7.4%
2009$2,532 $285,500
2008$2,532 +3.1%$285,500
2007$2,455 +4.9%$285,500 +30.7%
2006$2,340 +3.6%$218,500 -0.4%
2005$2,259 +10.9%$219,300 +65.3%
2003$2,037 $132,700
Find assessor info on the county website

Monthly payment

Est. payment
$3,253/mo
Principal & interest
$2836
Property taxes
$417
More affordability toolsChevron Right

Estimated market value

$534,700

$508,000 - $561,000

$2,848/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 02891

Nearby schools

State Street School
Grades K-4 • 1.3 miles
9/10
GreatSchools® Rating
Test Score Rating
8/10
Student Progress Rating
10/10
Westerly Middle School
Grades 5-8 • 2.8 miles
7/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
6/10
Westerly High School
Grades 9-12 • 0.5 miles
7/10
GreatSchools® Rating
College Readiness Rating
7/10