For sale

Price cut: $25K (6/29)

$299,000

1403 Fargo Ave, Spirit Lake, IA 51360

3beds

1,728sqft

Get pre-qualified

Single Family Residence

Built in 1940

7,840 Square Feet Lot

$-- Zestimate^®

$173/sqft

$-- HOA

What's special

Completely remodeled and truly move-in ready, this 3 bedroom, 2 bath home offers the updates buyers are searching for in a location they love. Enjoy peace of mind with a new roof, siding, doors, water heater, and fresh landscaping, all thoughtfully completed to create a modern, low-maintenance home. The fully fenced yard is ideal for pets, play, and outdoor gatherings, offering privacy and ease of upkeep. Located just minutes from the park and splash pad, this home blends neighborhood charm with everyday convenience. Furnishings are negotiable, making this a seamless and turnkey opportunity.

202 days

833

22

Loading...

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
3/4 bathrooms: 2

Heating

Fireplace(s), Forced Air

Cooling

Central Air

Appliances

Included: Dishwasher, Disposal, Dryer, Freezer, Microwave, Range/Stove, Refrigerator, Washer, Gas Water Heater

Features

Main Floor Bedrooms
Basement: Egress Windows,Sump Pump,Full
Has fireplace: Yes
Fireplace features: Electric

Interior area

Total structure area: 1,728
Total interior livable area: 1,728 sqft
Finished area above ground: 864
Finished area below ground: 864

Property

Parking

Total spaces: 2
Parking features: Attached
Attached garage spaces: 2

Features

Levels: One
Stories: 1
Patio & porch: Deck
Fencing: Full

Lot

Size: 7,840 Square Feet

Details

Parcel number: 0704215002
Other equipment: Sump Pump

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence
Attached to another structure: Yes

Materials

Vinyl Siding, Concrete, Frame/Wood

Condition

Year built: 1940

Utilities & green energy

Electric: Circuit Breakers
Sewer: Public Sewer
Water: Public
Utilities for property: Natural Gas Connected

Community & HOA

Community

Subdivision: IA

Location

Region: Spirit Lake

Financial & listing details

Price per square foot: $173/sqft
Tax assessed value: $197,300
Annual tax amount: $1,974
Date on market: 12/30/2025

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
6/29/2026	Price change	$299,000-7.7%$173/sqft
Source: Iowa Great Lakes BOR #251575 Report a problem
5/30/2026	Price change	$324,000-1.5%$188/sqft
Source: Iowa Great Lakes BOR #251575 Report a problem
12/30/2025	Listed for sale	$329,000-0.3%$190/sqft
Source: Iowa Great Lakes BOR #251575 Report a problem
11/6/2025	Listing removed	$330,000$191/sqft
Source: EXIT Realty broker feed #250956 Report a problem
7/24/2025	Price change	$330,000+74.6%$191/sqft
Source: Iowa Great Lakes BOR #250956 Report a problem
1/25/2023	Price change	$189,000-5.5%$109/sqft
Source: Iowa Great Lakes BOR #221371 Report a problem
12/18/2022	Listed for sale	$199,900+56.2%$116/sqft
Source: Iowa Great Lakes BOR #221371 Report a problem
6/17/2015	Sold	$128,000-20.6%$74/sqft
Source: Public Record Report a problem
8/13/2010	Sold	$161,250+56.6%$93/sqft
Source: Public Record Report a problem
12/5/2006	Sold	$103,000$60/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,974 -2.9%	$197,300 +9.2%
2024	$2,034 +5%	$180,600 +1%
2023	$1,938 +4.3%	$178,800 +24.9%
2022	$1,858 +2.8%	$143,200
2021	$1,808 -4.3%	$143,200 +7.8%
2020	$1,890 +11.7%	$132,800
2019	$1,693 +3.4%	$132,800 +14.9%
2018	$1,637 -1.5%	$115,600
2017	$1,662 +1.6%	$115,600 +4.1%
2016	$1,636 +5%	$111,100
2015	$1,558 +23.1%	$111,100 +14.5%
2014	$1,266 +3.3%	$97,000
2013	$1,226 +38.4%	$97,000
2007	$886 +2.3%	--
2005	$866	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified

Climate risks

Neighborhood: 51360

Getting around

61 / 100

Somewhat Walkable

60 / 100

Bikeable

Nearby schools

GreatSchools rating

5/10
Spirit Lake Elementary School
Grades: PK-4Distance: 0.8 mi
5/10
Spirit Lake Middle School
Grades: 5-8Distance: 0.9 mi
7/10
Spirit Lake High School
Grades: 9-12Distance: 0.9 mi

Schools provided by the listing agent

District: Spirit Lake

Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.