This house comes with a REDUCED RATE as low as 4.99% (APR 5.431%) as of 01/29/2026 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information.
3-bedroom, 2-bath wonderland—remodeled to dazzle! Nestled on a corner lot, concrete driveway and a fenced backyard, this beauty boasts tiled floors and brand-new luxury vinyl in the bedrooms. The cozy family room is an ideal gathering place, featuring a charming window bench seat with built-in storage. This clever addition is both practical and stylish, offering extra space to store blankets, games, or anything else you might need. The outside has been freshly painted and has a metal roof. A concrete patio to enjoy your evenings while watching the kids or grandkids play in the fenced backyard. Enjoy peace of mind with the whole house water filter system. Ice maker not hooked up.
Closed
$219,900
1403 PROSPECT Street, Palatka, FL 32177
3beds
1,296sqft
Single Family Residence
Built in 1976
-- sqft lot
$220,200 Zestimate®
$170/sqft
$1,779 Estimated rent
Home value
$220,200
$170,000 - $286,000
$1,779/mo
Zestimate® history
Owner options
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$1,779/mo
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$1,590/mo
Est. payment
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$1,590/mo
Est. payment
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List your homeWhat's special
Remodeled to dazzleSturdy metal roofCozy family roomFenced backyardTiled floorsCorner lot
Zillow last checked:
Listing updated:
Listed by:
MARGARET ZAHNER 386-336-1263,
COLDWELL BANKER BEN BATES INC 386-328-6716
Bought with:
COLDWELL BANKER BEN BATES INC
Source: realMLS,MLS#: 2109514
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Description: Laminate Flooring
- Level: First
- Area: 14756 Square Feet
- Dimensions: 124.00 x 119.00
Bedroom 2
- Description: Laminate Flooring
- Level: First
- Area: 16478 Square Feet
- Dimensions: 154.00 x 107.00
Bedroom 3
- Description: Laminate Flooring
- Level: First
- Area: 9523 Square Feet
- Dimensions: 107.00 x 89.00
Dining room
- Description: Tiled Flooring
- Level: First
- Area: 5795 Square Feet
- Dimensions: 95.00 x 61.00
Family room
- Description: Titled Flooring
- Level: Lower
- Area: 260780 Square Feet
- Dimensions: 2210.00 x 118.00
Kitchen
- Description: Tiled Flooring
- Level: First
- Area: 9555 Square Feet
- Dimensions: 105.00 x 91.00
Living room
- Description: Tiled Flooring
- Level: First
- Area: 183540 Square Feet
- Dimensions: 140.00 x 1311.00
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Electric Range, Electric Water Heater, Ice Maker, Refrigerator
- Laundry: Electric Dryer Hookup, In Unit
Features
- Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom - Shower No Tub
- Flooring: Laminate, Tile
Interior area
- Total structure area: 1,296
- Total interior livable area: 1,296 sqft
Property
Parking
- Parking features: Off Street
Features
- Levels: One
- Stories: 1
- Fencing: Back Yard,Chain Link
Lot
- Features: Corner Lot
Details
- Parcel number: 121026810000400130
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Frame
- Roof: Metal
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1976
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community & neighborhood
Location
- Region: Palatka
- Subdivision: Rudds
Other
Other facts
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 3/16/2026 | Sold | $219,900$170/sqft |
Source:  realMLS #2109514 Report a problem | ||
| 2/10/2026 | Price change | $219,900-2.2%$170/sqft |
Source: realMLS #2109514 Report a problem | ||
| 1/21/2026 | Price change | $224,800-2.2%$173/sqft |
Source: realMLS #2109514 Report a problem | ||
| 10/7/2025 | Price change | $229,800-2.1%$177/sqft |
Source: realMLS #2109514 Report a problem | ||
| 9/30/2025 | Price change | $234,800-2.1%$181/sqft |
Source: realMLS #2109514 Report a problem | ||
| 9/19/2025 | Listed for sale | $239,800+399.6%$185/sqft |
Source: realMLS #2109514 Report a problem | ||
| 4/25/2019 | Listing removed | $950$1/sqft |
Source: CENTURY 21 St. Augustine Properties, Inc. #186678 Report a problem | ||
| 4/23/2019 | Listed for rent | $950$1/sqft |
Source: Century 21 St Augustine Properties #186678 Report a problem | ||
| 8/25/2018 | Listing removed | $950$1/sqft |
Source: CENTURY 21 St. Augustine Properties, Inc. #181282 Report a problem | ||
| 8/18/2018 | Listed for rent | $950$1/sqft |
Source: CENTURY 21 St. Augustine Properties, Inc. #181282 Report a problem | ||
| 4/4/2005 | Sold | $48,000$37/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,204 +7.5% | $110,900 +5.7% |
| 2023 | $2,051 +12.2% | $104,870 +14% |
| 2022 | $1,827 +9.1% | $92,010 +22.9% |
| 2021 | $1,675 +2.9% | $74,840 +7.4% |
| 2020 | $1,628 +18.6% | $69,660 +32% |
| 2018 | $1,373 -15% | $52,770 +6.6% |
| 2017 | $1,615 +5.2% | $49,480 +6.9% |
| 2016 | $1,535 -7.7% | $46,270 -0.9% |
| 2015 | $1,664 +33.4% | $46,708 -1.9% |
| 2014 | $1,247 | $47,595 +50.6% |
| 2013 | -- | $31,602 -2% |
| 2012 | -- | $32,262 -7.2% |
| 2011 | -- | $34,756 -16.7% |
| 2010 | -- | $41,710 +4.3% |
| 2009 | -- | $40,004 -6% |
| 2008 | -- | $42,544 -2.2% |
| 2007 | -- | $43,513 +1.6% |
| 2005 | -- | $42,821 +3% |
| 2004 | -- | $41,574 +1.9% |
| 2003 | -- | $40,799 +2.4% |
| 2002 | -- | $39,843 +1.6% |
| 2001 | -- | $39,216 +3% |
| 2000 | -- | $38,074 |
Find assessor info on the county website
Neighborhood: 32177
Nearby schools
GreatSchools rating
- 3/10William D. Moseley Elementary SchoolGrades: K-6Distance: 0.2 mi
- 3/10Palatka High SchoolGrades: 7-12Distance: 1.1 mi
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- Florida
- Putnam County
- Palatka
- 32177
- 1403 PROSPECT Street
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