Skip main navigation
For sale
  • Price cut: $6K (7/6)
    $390,000

    1405 Ariel Ln, Fort Walton Beach, FL 32547

    3beds
    2,130sqft
    : 
    Loading
    Get pre-qualified
    Single Family Residence
    Built in 1988
    4,791 Square Feet Lot
    $388,000 Zestimate®
    $183/sqft
    $-- HOA

    What's special

    Three bedroomsEpoxy-coated garage floorCathedral and vaulted ceilingsQuiet cul-de-sac neighborhood
    North Fort Walton Beach doesn't get much better positioned than this. 1405 Ariel Lane sits in Crosswinds Landing, a quiet cul-de-sac neighborhood just 10 minutes from Eglin AFB's main gate and 18 from Hurlburt Field -- with downtown Fort Walton Beach, the bridge to Okaloosa Island, and the beaches themselves all within easy reach. If you're PCSing into the area, this is the corridor you want to land in. At 2,130 square feet, this is the largest move-in-ready detached home currently available in Crosswinds Landing -- three bedrooms, two and a half baths, master on the first floor, cathedral and vaulted ceilings that open the space up well beyond the square footage. Here's the real story: a prior buyer walked away after an inspection report, and instead of negotiating around it, the sellers just fixed it. Every item. Then they kept going -- new roof (2022), a brand new hot water heater (June 2026), new carpet through the master and second floor, an epoxy-coated garage floor, and a tree removal that flooded the kitchen with natural light and opened up the yard. Ready now, no deferred maintenance to inherit. Skylights, gas fireplace, fenced backyard, attached garage, quiet cul-de-sac lot. VA, FHA, and Conventional financing accepted -- now offered at $390,000, the most competitive price per square foot for a detached home in this neighborhood in the past year. Location, condition, and price all line up here. Come see it before someone else does. The Full Story on 1405 Ariel Lane Some homes sit on the market because they're overpriced. Some because they need work. This one sat because a buyer got cold feet after an inspection report -- and the sellers made a decision most sellers don't make. Instead of negotiating a credit and hoping the next buyer wouldn't ask the same questions, they fixed every single item on that report. Then they kept going. What you're looking at today is a home that has been more thoroughly prepared for its next owner than most new listings ever are. Start with the location, because for a lot of buyers looking in this corridor, location is the whole decision. 1405 Ariel Lane sits inside Crosswinds Landing, a quiet, established neighborhood in North Fort Walton Beach -- a straight ten-minute drive to Eglin Air Force Base's main gate, about eighteen minutes to Hurlburt Field. Downtown Fort Walton Beach, the bridge over to Okaloosa Island, and the beaches themselves are all close enough to be part of everyday life, not a special-occasion drive. For anyone PCSing into the area on a timeline, or anyone who just wants to stop losing an hour a day to a commute, this address does a lot of the work for you. The house itself is 2,130 square feet -- the largest move-in-ready detached home currently available in Crosswinds Landing. Three bedrooms, two and a half baths, and a master suite on the first floor, which matters more than people expect once they're actually living with stairs every day. Cathedral and vaulted ceilings run through the main living space, with skylights that bring in far more natural light than the square footage alone would suggest. A gas fireplace anchors the living room for the handful of genuinely cold nights this part of Florida gets. Out back, a fenced yard on a quiet cul-de-sac lot gives you privacy without the maintenance of a big lot -- and a recent tree removal opened up both the yard and the kitchen, which now gets natural light it simply didn't have before. Here is what's been done, plainly, so there are no surprises at inspection number two: new roof in 2022. A brand new hot water heater, installed June 2026. New carpet throughout the master bedroom and the entire second floor. An epoxy-coated garage floor. And, as mentioned, a backyard tree removal that changed how the whole back of the house lives and feels. None of this is cosmetic staging done to move a listing -- it's real, dated, verifiable work, and a pre-repair inspection summary is available on request for anyone who wants to see exactly what was addressed and when. On price: this home is now offered at $390,000, which puts it at the most competitive price per square foot of any detached home that's sold or is currently available in Crosswinds Landing over the past year. You are not paying a premium for size here -- if anything, you're getting more house for less than the neighborhood's own recent sales would suggest is possible. VA, FHA, and Conventional financing are all accepted, and for a VA buyer specifically, the math here is worth sitting down with a lender over. Little to no money down, a payment that can compete directly with what you're paying in rent today, and equity that's building for you instead of a landlord starting on day one. If you've been watching this corridor and waiting for the right combination of space, location, and a price that actually reflects the work that's gone into a home -- this is that home.
    158 days
    |
    1,288
    |
    127
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Scott Martineau 850-420-7200,

    RE/MAX Coastal Properties

    Source: ECAOR,MLS#: 995085MLS Logo

    Loading...

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      • Area: 156 Square Feet
      • Dimensions: 13 x 12
      Bedroom
      • Level: Second
      • Area: 160 Square Feet
      • Dimensions: 16 x 10
      Bedroom
      • Level: Second
      • Area: 117 Square Feet
      • Dimensions: 13 x 9
      Kitchen
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 12 x 11
      Living room
      • Level: First
      • Area: 360 Square Feet
      • Dimensions: 20 x 18
      Heating
      • Natural Gas
      Cooling
      • Gas
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Refrigerator, Gas Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Cathedral Ceiling(s), Vaulted Ceiling(s), Newly Painted, Pantry
      • Flooring: Tile, Vinyl, Carpet
      • Windows: Skylight(s), Window Treatments
      • Has fireplace: Yes
      • Fireplace features: Gas
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 2,130
      • Total interior livable area: 2,130 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Stories: 2
      • Patio & porch: Patio
      • Exterior features: Private Yard, Sprinkler System
      • Fencing: Privacy
      Lot
      • Size: 4,791 Square Feet
      • Dimensions: 89 x 60
      • Features: Cul-De-Sac, Interior Lot, Level
      Details
      • Parcel number: 341S240597000B0040
      • Zoning description: Deed Restrictions

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding
      • Foundation: Slab
      • Roof: Composition
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 1988

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Security: Security System, Smoke Detector(s)
      • Subdivision: CROSSWINDS
      HOA
      • Has HOA: Yes
      • Services included: Management
      Location
      • Region: Fort Walton Beach

      Financial & listing details

      • Price per square foot: $183/sqft
      • Tax assessed value: $328,742
      • Annual tax amount: $2,200
      • Date on market: 2/12/2026
      • Road surface type: Paved

        Estimated market value

        $388,000

        $369,000 - $407,000

        $2,941/mo

        Price history

        DateEventPrice
        7/6/2026Price change$390,000-1.5%$183/sqft
        Source: ECAOR #995085 Report a problem
        6/24/2026Price change$396,000-0.5%$186/sqft
        Source: ECAOR #995085 Report a problem
        6/12/2026Price change$398,000-0.5%$187/sqft
        Source: ECAOR #995085 Report a problem
        6/8/2026Price change$399,999+0.8%$188/sqft
        Source: ECAOR #995085 Report a problem
        5/20/2026Price change$397,000-0.5%$186/sqft
        Source: ECAOR #995085 Report a problem
        4/16/2026Price change$399,000-1.5%$187/sqft
        Source: ECAOR #995085 Report a problem
        4/13/2026Price change$404,999-1%$190/sqft
        Source: ECAOR #995085 Report a problem
        4/7/2026Price change$409,000-1.9%$192/sqft
        Source: ECAOR #995085 Report a problem
        4/3/2026Price change$416,9990%$196/sqft
        Source: ECAOR #995085 Report a problem
        3/24/2026Price change$417,000-0.1%$196/sqft
        Source: ECAOR #995085 Report a problem
        3/21/2026Price change$417,4000%$196/sqft
        Source: ECAOR #995085 Report a problem
        3/5/2026Price change$417,500-4.9%$196/sqft
        Source: ECAOR #995085 Report a problem
        2/12/2026Listed for sale$439,000$206/sqft
        Source: ECAOR #995085 Report a problem
        7/22/2025Listing removed$439,000$206/sqft
        Source: ECAOR #976647 Report a problem
        5/19/2025Listed for sale$439,000+104.2%$206/sqft
        Source: ECAOR #976647 Report a problem
        4/17/2018Listing removed$1,650$1/sqft
        Source: Sundance Rental Management Inc Report a problem
        4/3/2018Listed for rent$1,650$1/sqft
        Source: Sundance Rental Management Inc Report a problem
        2/28/2014Sold$215,000+2.4%$101/sqft
        Source: ECAOR #611237 Report a problem
        1/17/2014Listed for sale$209,900-8.7%$99/sqft
        Source: ADDvantage Real Estate #611237 Report a problem
        10/1/2007Sold$230,000$108/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,132 +2.8%$212,656 +3%
        2023$2,074 +2.8%$206,462 +3%
        2022$2,018 +0.5%$200,449 +3%
        2021$2,007 +1%$194,611 +1.4%
        2020$1,988 +121.7%$191,924 +2.3%
        2019$897 -53.7%$187,609 +1.9%
        2018$1,939 $184,111 +2.1%
        2017$1,939 +1.9%$180,324 +2.1%
        2016$1,902 +2.8%$176,615 +6.2%
        2015$1,851 -17.3%$166,371 +4.5%
        2014$2,237 $159,221 +14.8%
        2013-- $138,671 -0.4%
        2012-- $139,269 -3.8%
        2011-- $144,809 -2.3%
        2010-- $148,278 -8.8%
        2009-- $162,640 -13.4%
        2008-- $187,801 +65.5%
        2007-- $113,479 +2.5%
        2006-- $110,711 +3%
        2005-- $107,486 +3%
        2004-- $104,355 +1.9%
        2003-- $102,409 +10%
        2002-- $93,126 +1.6%
        2001-- $91,659
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Wright

        Getting around

        47 / 100
        Car-Dependent
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Longwood
        • Middle: Pryor
        • High: Choctawhatchee

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes