Skip main navigation
For sale
  • Price cut: $5K (6/24)
    $430,000

    1405 Jen Ma Jo Ln, Lutz, FL 33549

    3beds
    1,880sqft
    : 
    Loading
    Get pre-qualified
    Single Family Residence
    Built in 1968
    0.34 Acres Lot
    $-- Zestimate®
    $229/sqft
    $-- HOA

    What's special

    En-suite bathroomWaterfront homeAdditional pantry
    NEW PRICE!! BRING YOUR BOATS AND BRING YOUR TOYS! NO HOA or CDD, this WATERFRONT home nestled on 0.34 acres in Keene Lake Manors with LAKE ACCESS to Keene Lake in the heart of Lutz is a RARE find! With 3-bedrooms + flex room, 2 bathrooms, and a 2-car garage, this home has it all! Upon entering, light shines through the freshly painted (2026) open floor plan living, dining, and kitchen. Stepping inside your moody primary retreat, with rich plum walls and newer LVP dark wood flooring (2022), this spacious bedroom is designed to be a true escape. Fully equipped with a walk-in closet with custom shelving and its own en-suite bathroom, this is the kind of room you won’t want to leave. The kitchen boasts wood cabinets, granite countertops, an additional pantry, and newer stainless-steel appliances (oven and dishwasher 2022), all overlooking the sunroom and patio with water views. The remodeled sunroom (2023-2024) offers a speakeasy-inspired charm, with a newer, dramatic ceiling and warm lighting (2022). You’ll find it the perfect space to connect with others, get cozy with a good book, or simply watch the abundant wildlife. Bedroom three blends English library charm with newer LVP wood flooring (2022), botanical wallpaper, detailed crown molding, and a vintage-style chandelier (2024); this room is perfect for a home office, reading room, and so much more. Some additional upgrades include IMPACT WINDOWS AND DOOR THROUGHOUGHT (2020), WATER SOFTENER SYSTEM, and a NEWER SEPTIC AND DRAIN FIELD (2019). Stepping outside, the fully screened-in patio was added in 2020, overlooking your FULLY FENCED IN BACKYARD, with canal views, leading to the 30-acre and private Lake Keene. A boat dock can easily be added, with the structure there to add one. The home itself is also in Flood Zone X, so no flood insurance is required. Jen Ma Jo is a quiet, dead-end street with quick access to US 41 and I-275 heading south to Tampa. FL-54 is a short distance away, where you will find endless shopping, food, and more. This RARE gem offers country living while being close to all that Tampa has to offer. What are you waiting for? SCHEDULE TODAY!!
    46 days
    |
    786
    |
    39
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Melanie Davis 813-444-2567,

    FUTURE HOME REALTY INC 813-855-4982

    Source: Stellar MLS,MLS#: TB8512371MLS LogoOriginating MLS: Suncoast Tampa

    Loading...

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 238 Square Feet
      • Dimensions: 14x17
      Bedroom 1
      • Features: Built-in Closet
      • Level: First
      • Area: 138 Square Feet
      • Dimensions: 12x11.5
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 198 Square Feet
      • Dimensions: 12x16.5
      Primary bathroom
      • Level: First
      • Area: 46 Square Feet
      • Dimensions: 5.75x8
      Bathroom 1
      • Level: First
      • Area: 55 Square Feet
      • Dimensions: 5x11
      Bonus room
      • Features: No Closet
      • Level: First
      • Area: 185.25 Square Feet
      • Dimensions: 9.5x19.5
      Dining room
      • Level: First
      • Area: 121 Square Feet
      • Dimensions: 11x11
      Kitchen
      • Level: First
      • Area: 115.5 Square Feet
      • Dimensions: 10.5x11
      Living room
      • Level: First
      • Area: 204 Square Feet
      • Dimensions: 12x17
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
      • Laundry: In Garage, Laundry Room
      Features
      • Ceiling Fan(s), Crown Molding, Open Floorplan, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
      • Flooring: Luxury Vinyl, Tile
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 2,620
      • Total interior livable area: 1,880 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Rear Porch, Screened
      • Exterior features: Lighting, Rain Gutters
      • Fencing: Chain Link,Fenced,Wood
      • Has view: Yes
      • View description: Water, Canal
      • Has water view: Yes
      • Water view: Water,Canal
      • Waterfront features: Canal - Freshwater, Lake Privileges
      • Body of water: KEENE LAKE
      Lot
      • Size: 0.34 Acres
      • Dimensions: 100 x 150
      • Residential vegetation: Trees/Landscaped
      Details
      • Parcel number: U072719ZZZ00000114490.0
      • Zoning: RSC-3
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Concrete
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1968

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Connected, Public, Street Lights

      Community & HOA

      Community
      • Security: Fire Alarm, Security System, Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: KEENE LAKE MANORS
      HOA
      • Has HOA: No
      Location
      • Region: Lutz

      Financial & listing details

      • Price per square foot: $229/sqft
      • Tax assessed value: $338,241
      • Annual tax amount: $6,852
      • Date on market: 5/28/2026
      • Cumulative days on market: 47 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Road surface type: Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/24/2026Price change$430,000-1.1%$229/sqft
        Source: Stellar MLS #TB8512371 Report a problem
        5/28/2026Listed for sale$435,000+2.4%$231/sqft
        Source: Stellar MLS #TB8512371 Report a problem
        3/10/2022Sold$425,000+2.4%$226/sqft
        Source: Public Record Report a problem
        2/8/2022Pending sale$415,000$221/sqft
        Source: Stellar MLS #T3354089 Report a problem
        2/7/2022Listed for sale$415,000+112.9%$221/sqft
        Source: Stellar MLS #T3354089 Report a problem
        12/9/2015Sold$194,900$104/sqft
        Source: Public Record Report a problem
        10/15/2015Pending sale$194,900$104/sqft
        Source: Engel Voelkers #T2771641 Report a problem
        10/9/2015Price change$194,900-2%$104/sqft
        Source: Engel Voelkers #T2771641 Report a problem
        9/29/2015Price change$198,900-0.5%$106/sqft
        Source: Engel Voelkers #T2771641 Report a problem
        8/6/2015Listed for sale$199,900+85.1%$106/sqft
        Source: ENGEL&VOELKERS TAMPA SOUTH TPA #T2771641 Report a problem
        2/26/2015Sold$108,000-1.8%$57/sqft
        Source: Stellar MLS #T2734893 Report a problem
        2/6/2015Price change$110,000-28.6%$59/sqft
        Source: Raye's Realty Inc. dba SunRaye Realty #T2734893 Report a problem
        1/14/2015Listed for sale$154,000+56.7%$82/sqft
        Source: Raye's Realty Inc. dba SunRaye Realty #T2734893 Report a problem
        11/26/2014Sold$98,300-46.9%$52/sqft
        Source: Public Record Report a problem
        9/17/2004Sold$185,000$98/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,852 +11.5%$338,241 +6.6%
        2024$6,147 +5.6%$317,241 +5.8%
        2023$5,824 +68.2%$299,990 +42.3%
        2022$3,461 +1.8%$210,744 +3%
        2021$3,401 +6.4%$204,606 +4.7%
        2020$3,196 +3.4%$195,418 +2.3%
        2019$3,092 $191,024 +6.6%
        2018$3,092 -14.1%$179,154 +12.5%
        2017$3,600 +8.8%$159,210 +6.9%
        2016$3,308 +5.2%$148,890 +31.3%
        2015$3,145 +25.3%$113,425 +14.7%
        2014$2,510 +76%$98,866 -7.8%
        2013$1,426 -12.9%$107,181 +0.4%
        2012$1,637 -2.1%$106,750 -1.5%
        2011$1,672 -5.6%$108,327 -5%
        2010$1,772 -9.6%$114,061 -7.4%
        2009$1,959 -24.8%$123,201 -20.6%
        2008$2,605 -6.3%$155,150 +3%
        2007$2,779 -4.9%$150,631 +2.5%
        2006$2,922 +0.2%$146,957 +3%
        2005$2,916 $142,677 +24.4%
        2004-- $114,648 +58.3%
        2003$517 $72,406 +2.4%
        2002-- $70,709 +1.6%
        2001-- $69,595 -4.2%
        2000$1,215 $72,616
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 33549

        Getting around

        9 / 100
        Car-Dependent
        29 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lutz-HB
        • Middle: Liberty-HB
        • High: Freedom-HB

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes