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Under contract
  • Price cut: $20.1K (7/23)
    $674,900

    1427 W Charles St, Spearfish, SD 57783

    5beds
    4,082sqft
    : 
    $4,243/mo
    Get pre-qualified
    Site Built
    Built in 1997
    0.49 Acres Lot
    $642,400 Zestimate®
    $165/sqft
    $-- HOA

    What's special

    Cozy fireplaceLarge center islandGranite countertopsOpen trex deckUnique arched windowsAbundance of natural lightAmple cabinet space
    For more information, please contact listing agents Heath Gran 605-209-2052 or Scot Munro 605-641-6482 with Great Peaks Realty. Welcome to this charming 5-bedroom, 3.5-bathroom home situated on a 0.49-acre lot with a warranty steel shingle roof through 2054. As you step inside, you'll immediately notice the abundance of natural light and the unique arched windows that add character throughout the main living spaces. The kitchen features granite countertops, a large center island, ample cabinet space, and beautiful windows to sprawling views overlooking Spearfish and Lookout Mountain! Just off the kitchen, you'll find the open Trex deck, while the dining area offers access to the covered patio, providing two great outdoor spaces for relaxing or entertaining. The living room presents a cozy fireplace, main level also features a dedicated office, laundry room, and attached 3-car garage. The primary suite includes access to the covered patio, a walk-in closet with built-in organizers, and an ensuite bathroom with dual a soaker tub and a tiled walk-in shower. Two additional bedrooms, a full bathroom, and a half bathroom complete the main level. Downstairs, you'll find a spacious family room, two additional bedrooms, and a full bathroom, offering plenty of room for family, guests, or hobbies. With five bedrooms, multiple living areas, and inviting indoor and outdoor spaces, this home offers a functional layout with plenty of room to enjoy! Home includes whole house surge protector.
    56 days
    301
    8

    Zillow last checked:

    Listing updated:

    Listed by:

    Heath Gran,

    Great Peaks Realty,

    Scot Munro,

    Great Peaks Realty

    Source: Mount Rushmore Area AOR,MLS#: 89437MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bedrooms: 3
      Primary bedroom
      • Description: updated ensuite bathroom!
      • Level: Main
      • Area: 195
      • Dimensions: 13 x 15
      Bedroom 2
      • Description: walk-in closet
      • Level: Main
      • Area: 154
      • Dimensions: 11 x 14
      Bedroom 3
      • Description: walk-in closet
      • Level: Main
      • Area: 110
      • Dimensions: 10 x 11
      Bedroom 4
      • Level: Basement
      • Area: 156
      • Dimensions: 12 x 13
      Dining room
      • Description: walkout to covered patio
      • Level: Main
      • Area: 208
      • Dimensions: 13 x 16
      Kitchen
      • Description: granite countertops
      • Level: Main
      • Dimensions: 17 x 26
      Living room
      • Description: gas fireplace
      • Level: Main
      • Area: 312
      • Dimensions: 13 x 24
      Heating
      • Natural Gas, Electric, Forced Air, Baseboard
      Cooling
      • Refrig. C/Air
      Appliances
      • Included: Dishwasher, Disposal, Refrigerator, Electric Range Oven, Microwave, Washer, Dryer, Water Softener Owned
      • Laundry: Main Level
      Features
      • Vaulted Ceiling(s), Walk-In Closet(s), Ceiling Fan(s), Granite Counters, Office
      • Flooring: Carpet, Tile, Vinyl
      • Basement: Full,Crawl Space,Finished
      • Number of fireplaces: 1
      • Fireplace features: One, Gas Log, Living Room
      Interior area
      • Total structure area: 4,082
      • Total interior livable area: 4,082 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Three Car, Attached
      • Attached garage spaces: 3
      Features
      • Patio & porch: Porch Covered, Open Patio, Covered Patio, Open Deck
      • Has view: Yes
      Lot
      • Size: 0.49 Acres
      • Features: Cul-De-Sac, Views, Lawn, Trees, View
      Details
      • Parcel number: 326520020008000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Site Built
      Materials
      • Frame
      Condition
      • Year built: 1997

      Community & HOA

      Community
      • Subdivision: Ruby Ridge
      Location
      • Region: Spearfish

      Financial & listing details

      • Price per square foot: $165/sqft
      • Tax assessed value: $670,200
      • Annual tax amount: $7,067
      • Date on market: 7/10/2026
      • Listing terms: Cash,New Loan
      • Road surface type: Paved

        Estimated market value

        $642,400

        $610,000 - $675,000

        $5,227/mo

        Price history

        DateEventPrice
        8/25/2026Contingent$674,900$165/sqft
        Source: Black Hills AOR #89437 Report a problem
        8/17/2026Listed for sale$674,900$165/sqft
        Source: Black Hills AOR #89437 Report a problem
        8/15/2026Contingent$674,900$165/sqft
        Source: Mount Rushmore Area AOR #89437 Report a problem
        7/23/2026Price change$674,900-2.9%$165/sqft
        Source: Mount Rushmore Area AOR #89437 Report a problem
        7/10/2026Listed for sale$695,000$170/sqft
        Source: Mount Rushmore Area AOR #89437 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026$7,067 -2.9%$670,200 -1.3%
        2025$7,278 +6.5%$678,700 +2.5%
        2024$6,832 +14.7%$662,460 +15.2%
        2023$5,957 +22.1%$575,260 +18.1%
        2022$4,879 +1.1%$487,140 +46.2%
        2021$4,826 $333,270 -4.6%
        2020$4,826 +0.9%$349,340
        2019$4,783 $349,340 +3.3%
        2018$4,783 +1.6%$338,220
        2017$4,706 -0.6%$338,220
        2016$4,734 -2.3%$338,220 +1%
        2015$4,848 -4.2%$334,860 +1.5%
        2014$5,060 -0.6%$329,860 +6.9%
        2013$5,090 $308,590 +4.5%
        2011-- $295,250
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 57783

        Getting around

        15 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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