Virtually Staged. High and Dry in Tamarac by the Gulf – No Flood Insurance Required! This meticulously maintained "Skipper" model with an indoor laundry room and spacious screened porch offers the perfect balance of proximity to the beach without the high cost of flood insurance. Every major system has been addressed for move-in readiness: the HVAC was installed in 2016 (and is serviced twice a year with transferrable warranty), the water heater is 2023, and the 2012 roof was inspected and passed with a clean bill of health in 2024. The interior is bright and functional, featuring a skylight in the kitchen, newer custom plantation shutters on all windows, and an indoor laundry room with a stacked washer/dryer included! The screened porch was freshly painted and rescreened in 2024, providing a clean outdoor space to enjoy the quiet, no-through-traffic neighborhood. Tamarac by the Gulf is a highly sought-after 55+ community in the heart of Seminole with a clubhouse, pool, and shuffleboard. The low monthly HOA fee handles the logistics for you, covering lawn mowing, sprinklers, trash service, and—rarely found elsewhere—your exterior paint and roof cleaning! You are located just minutes from award-winning Pinellas beaches, parks, and easy highway access to St. Pete, Clearwater, and two international airports.
Pending
Price cut: $20K (5/13)
$389,900
14280 86th Ter, Seminole, FL 33776
2beds
1,499sqft
Single Family Residence
Built in 1969
7,257 Square Feet Lot
$364,000 Zestimate®
$260/sqft
$251/mo HOA
What's special
Indoor laundry roomSpacious screened porchSkylight in the kitchen
- 154 days |
- 206 |
- 9 |
Zillow last checked:
Listing updated:
Listed by:
Rebekah Moorehead 727-385-5233,
ROE REALTY 727-595-7295
Source: Stellar MLS,MLS#: TB8470721
Originating MLS: Suncoast Tampa

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bonus Room, Utility Room
Primary bedroom
- Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
- Level: First
- Area: 280 Square Feet
- Dimensions: 14x20
Primary bathroom
- Features: Exhaust Fan, Shower No Tub
- Level: First
- Area: 48 Square Feet
- Dimensions: 6x8
Bathroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 182 Square Feet
- Dimensions: 14x13
Bathroom 2
- Features: Exhaust Fan
- Level: First
- Area: 40 Square Feet
- Dimensions: 8x5
Balcony porch lanai
- Features: Ceiling Fan(s)
- Level: First
- Area: 143 Square Feet
- Dimensions: 13x11
Dining room
- Level: First
- Area: 100 Square Feet
- Dimensions: 10x10
Family room
- Features: Ceiling Fan(s)
- Level: First
- Area: 176 Square Feet
- Dimensions: 16x11
Kitchen
- Level: First
- Area: 170 Square Feet
- Dimensions: 17x10
Living room
- Features: Ceiling Fan(s)
- Level: First
- Area: 294 Square Feet
- Dimensions: 14x21
Utility room
- Level: First
- Area: 60 Square Feet
- Dimensions: 6x10
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener
- Laundry: Inside
Features
- Ceiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Vinyl
- Doors: Sliding Doors
- Windows: Window Treatments, Skylight(s), Hurricane Shutters, Hurricane Shutters/Windows
- Has fireplace: No
Interior area
- Total structure area: 1,941
- Total interior livable area: 1,499 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Driveway, Garage Door Opener
- Attached garage spaces: 1
- Has uncovered spaces: Yes
- Details: Garage Dimensions: 21x12
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch, Rear Porch, Screened
- Exterior features: Irrigation System, Rain Gutters
Lot
- Size: 7,257 Square Feet
- Features: In County, Above Flood Plain
Details
- Parcel number: 193015891000170180
- Zoning: R-3
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block
- Foundation: Slab
- Roof: Tile
Condition
- New construction: No
- Year built: 1969
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Water Connected
Community & HOA
Community
- Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Deed Restrictions, Pool
- Pet fee: $0 monthly
- Senior community: Yes
- Subdivision: TAMARAC BY THE GULF 2ND ADD
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Fence Restrictions, Maintenance, Pool, Shuffleboard Court
- Services included: Community Pool, Reserve Fund, Maintenance Structure, Maintenance Grounds, Pool Maintenance, Private Road, Recreational Facilities, Sewer, Trash, Water
- HOA fee: $251 monthly
- HOA name: Pat Shearer
- HOA phone: 727-286-6959
Location
- Region: Seminole
Financial & listing details
- Price per square foot: $260/sqft
- Tax assessed value: $308,849
- Annual tax amount: $1,470
- Date on market: 1/31/2026
- Cumulative days on market: 154 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$364,000
$346,000 - $382,000
$3,243/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/20/2026 | Pending sale | $389,900$260/sqft |
Source: | ||
| 5/13/2026 | Price change | $389,900-4.9%$260/sqft |
Source: | ||
| 3/27/2026 | Price change | $409,900-2.4%$273/sqft |
Source: | ||
| 1/31/2026 | Listed for sale | $419,900+179.9%$280/sqft |
Source: | ||
| 10/25/2004 | Sold | $150,000+33.9%$100/sqft |
Source: Public Record Report a problem | ||
| 10/2/2002 | Sold | $112,000+24.4%$75/sqft |
Source: Public Record Report a problem | ||
| 2/19/1999 | Sold | $90,000$60/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,470 +4.2% | $123,657 +3% |
| 2023 | $1,411 -1.8% | $120,055 +3% |
| 2022 | $1,438 -0.6% | $116,558 +3% |
| 2021 | $1,446 -0.2% | $113,163 +1.4% |
| 2020 | $1,450 +2.4% | $111,601 +2.3% |
| 2019 | $1,416 | $109,092 +1.9% |
| 2018 | $1,416 +1.9% | $107,058 +2.1% |
| 2017 | $1,389 +2.1% | $104,856 +2.1% |
| 2016 | $1,360 -1.5% | $102,699 +0.7% |
| 2015 | $1,381 +0.9% | $101,985 +0.8% |
| 2014 | $1,369 +1% | $101,176 +1.5% |
| 2013 | $1,355 +12.1% | $99,681 +1.6% |
| 2012 | $1,209 | $98,120 +1.1% |
| 2011 | -- | $97,024 -10.9% |
| 2010 | -- | $108,894 -12.6% |
| 2009 | -- | $124,650 -13.3% |
| 2008 | $2,089 | $143,800 +2.7% |
| 2007 | -- | $139,992 +5.6% |
| 2005 | -- | $132,600 +18% |
| 2004 | $1,476 +1.5% | $112,400 +24.8% |
| 2003 | $1,455 +36.4% | $90,100 +12.2% |
| 2002 | $1,066 | $80,300 +4.4% |
| 2001 | $1,066 +6.1% | $76,900 +7.6% |
| 2000 | $1,005 | $71,500 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Tamarac By The Gulf
Nearby schools
GreatSchools rating
- 9/10Bauder Elementary SchoolGrades: PK-5Distance: 1.3 mi
- 7/10Seminole Middle SchoolGrades: 6-8Distance: 1.1 mi
- 4/10Seminole High SchoolGrades: 9-12Distance: 1.1 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Pinellas County
- Seminole
- 33776
- Tamarac By The Gulf
- 14280 86th Ter






