Under contract-accepting backup offers. Welcome to 1432 10th Street — a beautifully renovated duplex offering modern upgrades, long-term peace of mind, and an unbeatable location just steps from Downtown Saint Cloud. Both units have been thoughtfully updated from top to bottom. Enjoy brand-new kitchen cabinetry paired with stunning quartz countertops, fully re-tiled bathrooms, and luxury vinyl plank flooring throughout for a clean, cohesive look. Fresh interior and exterior paint give the property a crisp, modern feel, while newly installed lighting enhances every space with warmth and brightness. Major 2026 upgrades provide true peace of mind, including completely updated electrical and plumbing systems — a huge value for investors or owner-occupants alike. Step outside to brand-new pavers that elevate the curb appeal and outdoor functionality. Located right next to Downtown Saint Cloud, you’re minutes from local dining, shopping, the lakefront, parks, and community events — making this property ideal for long-term tenants or short-term rental potential (verify local regulations).
Under contract
Price cut: $5K (5/23)
$334,900
1432 10th St, Saint Cloud, FL 34769
2beds
2baths
1,029sqft
Duplex, Multi Family
Built in 1955
-- sqft lot
$331,800 Zestimate®
$325/sqft
$-- HOA
What's special
Stunning quartz countertopsFully re-tiled bathroomsBrand-new kitchen cabinetryBrand-new paversNewly installed lighting
- 136 days |
- 85 |
- 2 |
Zillow last checked:
Listing updated:
Listed by:
Rosemary Camilo Diaz 407-791-7152,
LA ROSA REALTY KISSIMMEE 407-930-3530
Source: Stellar MLS,MLS#: O6385322
Originating MLS: Osceola

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
Heating
- Wall Units / Window Unit
Cooling
- Wall/Window Unit(s)
Appliances
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Living Room/Dining Room Combo, Primary Bedroom Main Floor
- Has fireplace: No
Interior area
- Total interior livable area: 1,029 sqft
Video & virtual tour
Property
Features
- Exterior features: Lighting, Private Mailbox
Lot
- Size: 5,271 Square Feet
Details
- Parcel number: 012630000101310065
- Zoning: SCB1
- Special conditions: None
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Duplex, Multi Family
Materials
- Block
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1955
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: ST CLOUD 2ND TOWN OF
HOA
- Has HOA: No
Location
- Region: Saint Cloud
Financial & listing details
- Price per square foot: $325/sqft
- Tax assessed value: $160,400
- Annual tax amount: $2,363
- Date on market: 2/25/2026
- Cumulative days on market: 105 days
- Ownership: Fee Simple
- Total actual rent: 0
- Road surface type: Asphalt
Estimated market value
Zestimate®
$331,800
Estimated sales range
$315,000 - $348,000
Rent Zestimate®
$1,367/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/12/2026 | Contingent | $334,900$325/sqft |
Source: My State MLS #11663174 Report a problem | ||
| 6/11/2026 | Pending sale | $334,900$325/sqft |
Source: | ||
| 5/23/2026 | Price change | $334,900-1.5%$325/sqft |
Source: | ||
| 5/6/2026 | Price change | $339,900-1.4%$330/sqft |
Source: | ||
| 4/6/2026 | Price change | $344,900-1.4%$335/sqft |
Source: | ||
| 3/10/2026 | Price change | $349,900-2.5%$340/sqft |
Source: | ||
| 2/25/2026 | Listed for sale | $359,000+77.7%$349/sqft |
Source: | ||
| 9/17/2025 | Sold | $202,000$196/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,363 +7.3% | $160,400 +2.6% |
| 2024 | $2,202 +5.9% | $156,400 +2.9% |
| 2023 | $2,079 +18.8% | $152,000 +35.2% |
| 2022 | $1,750 +12.5% | $112,400 +26.2% |
| 2021 | $1,556 +7.4% | $89,100 +5.3% |
| 2020 | $1,448 +4.4% | $84,600 -0.6% |
| 2019 | $1,387 | $85,100 +38.8% |
| 2018 | $1,387 +18.3% | $61,300 +4.4% |
| 2017 | $1,173 +2.4% | $58,700 |
| 2016 | $1,145 -0.9% | $58,700 -5.9% |
| 2015 | $1,155 -7.8% | $62,400 |
| 2014 | $1,253 | $62,400 |
| 2013 | -- | $62,400 |
| 2012 | -- | $62,400 -5.5% |
| 2011 | -- | $66,000 -6% |
| 2010 | -- | $70,200 -21.5% |
| 2009 | -- | $89,400 -1.9% |
| 2008 | -- | $91,100 +2.7% |
| 2007 | -- | $88,700 -7.6% |
| 2006 | -- | $96,000 +38.3% |
| 2005 | -- | $69,400 +68% |
| 2004 | -- | $41,300 |
| 2003 | -- | $41,300 +10% |
| 2002 | $758 -1.2% | $37,549 -0.9% |
| 2001 | $767 +19.1% | $37,905 +21.2% |
| 2000 | $644 | $31,262 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 34769
Nearby schools
GreatSchools rating
- 4/10Lakeview Elementary SchoolGrades: PK-5Distance: 1.1 mi
- 7/10St. Cloud Middle SchoolGrades: 6-8Distance: 1 mi
- 4/10St. Cloud High SchoolGrades: PK,9-12Distance: 0.7 mi
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Contact agent
- Florida
- Osceola County
- Saint Cloud
- 34769
- 1432 10th St