WINDING CREEK GEM! This stunning Georgian home offers exceptional curb appeal, top-rated schools, and an unbeatable location. Meticulously maintained, it welcomes you with a dramatic two-story foyer featuring beautiful stone flooring that flows into the spacious kitchen-the true heart of the home. Enjoy granite countertops, stainless steel appliances, a large center island, and a wine fridge, with an adjacent breakfast room perfect for everyday living or entertaining, offering direct access to the backyard. Step outside to the freshly painted (2026) deck overlooking the scenic neighborhood pond. The main level also features a spacious dining room, formal living room, and a private office with hardwood floors and built-in shelving-ideal for working from home-alongside a convenient half bath. The inviting family room showcases a striking gas fireplace with brick surround, vaulted ceilings, and skylights that fill the space with natural light. Upstairs, the primary suite is a true retreat with a tray ceiling, dual walk-in closets, and a spa-like bath complete with double sinks, soaking tub, separate shower, travertine stone flooring and skylight. Three additional generously sized bedrooms and a full bath with double sinks complete the upper level. The finished basement offers a recreation room with LVP flooring and ample storage. An attached garage features new durable polyaspartic coating flooring. Conveniently located near I-88, I-355, and the Naperville Metra station, with easy access to shopping, dining, parks, nature preserves, and golf courses. See additional information for a full list of updates-this home is a must-see!
Contingent
$890,000
1432 Terrance Dr, Naperville, IL 60565
4beds
3,271sqft
Single Family Residence
Built in 1987
0.25 Acres Lot
$-- Zestimate®
$272/sqft
$6/mo HOA
What's special
Large center islandAdjacent breakfast roomSpacious kitchenExceptional curb appealInviting family roomAmple storageWine fridge
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Zillow last checked:
Listed by:
Lance Kammes 630-667-3333,
RE/MAX Suburban,
Joe Soto, ABR,E-PRO,
RE/MAX Suburban
Source: MRED as distributed by MLS GRID,MLS#: 12641346
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Breakfast Room, Foyer, Office, Recreation Room, Utility Room-Lower Level, Walk In Closet
Primary bedroom
- Features: Flooring (Carpet), Window Treatments (Blinds, Curtains/Drapes), Bathroom (Full)
- Level: Second
- Area: 180 Square Feet
- Dimensions: 15X12
Bedroom 2
- Features: Flooring (Carpet), Window Treatments (Blinds)
- Level: Second
- Area: 154 Square Feet
- Dimensions: 11X14
Bedroom 3
- Features: Flooring (Carpet), Window Treatments (Curtains/Drapes)
- Level: Second
- Area: 210 Square Feet
- Dimensions: 14X15
Bedroom 4
- Features: Flooring (Carpet), Window Treatments (Blinds, Window Treatments)
- Level: Second
- Area: 154 Square Feet
- Dimensions: 11X14
Breakfast room
- Features: Flooring (Stone)
- Level: Main
- Area: 228 Square Feet
- Dimensions: 12X19
Dining room
- Features: Flooring (Hardwood), Window Treatments (Plantation Shutters)
- Level: Main
- Area: 224 Square Feet
- Dimensions: 14X16
Family room
- Features: Flooring (Hardwood), Window Treatments (Curtains/Drapes)
- Level: Main
- Area: 391 Square Feet
- Dimensions: 23X17
Foyer
- Features: Flooring (Stone)
- Level: Main
- Area: 70 Square Feet
- Dimensions: 10X7
Kitchen
- Features: Kitchen (Eating Area-Table Space, Island, Pantry-Closet, Breakfast Room, Granite Counters, Updated Kitchen), Flooring (Stone)
- Level: Main
- Area: 192 Square Feet
- Dimensions: 12X16
Laundry
- Features: Flooring (Stone)
- Level: Main
- Area: 90 Square Feet
- Dimensions: 10X9
Living room
- Features: Flooring (Hardwood), Window Treatments (Plantation Shutters)
- Level: Main
- Area: 210 Square Feet
- Dimensions: 14X15
Office
- Features: Flooring (Hardwood), Window Treatments (Plantation Shutters)
- Level: Main
- Area: 150 Square Feet
- Dimensions: 15X10
Recreation room
- Level: Basement
- Area: 1188 Square Feet
- Dimensions: 36X33
Other
- Features: Flooring (Other)
- Level: Basement
- Area: 192 Square Feet
- Dimensions: 8X24
Walk in closet
- Features: Flooring (Carpet)
- Level: Second
- Area: 42 Square Feet
- Dimensions: 6X7
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Wine Refrigerator, Electric Cooktop
- Laundry: Main Level, Sink
Features
- Flooring: Hardwood
- Basement: Finished,Full
- Number of fireplaces: 1
- Fireplace features: Gas Starter, Family Room
Interior area
- Total structure area: 4,589
- Total interior livable area: 3,271 sqft
- Finished area below ground: 868
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
- Patio & porch: Deck
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 0.25 Acres
- Dimensions: 93X138X63X128
- Features: Landscaped
Details
- Parcel number: 0830314014
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Georgian
- Property subtype: Single Family Residence
Materials
- Brick, Cedar
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1987
Utilities & green energy
- Electric: Circuit Breakers, 100 Amp Service
- Sewer: Public Sewer
- Water: Lake Michigan
Community & HOA
Community
- Features: Curbs, Sidewalks, Street Lights, Street Paved
- Subdivision: Winding Creek
HOA
- Has HOA: Yes
- Services included: Insurance
- HOA fee: $75 annually
Location
- Region: Naperville
Financial & listing details
- Price per square foot: $272/sqft
- Tax assessed value: $234,414
- Annual tax amount: $14,380
- Ownership: Fee Simple w/ HO Assn.
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/22/2026 | Listing removed | $890,000-6.3%$272/sqft |
Source: REMAX Report a problem | ||
| 5/5/2026 | Listing removed | $949,900$290/sqft |
Source:  MRED as distributed by MLS GRID #12617983 Report a problem | ||
| 4/23/2026 | Listed for sale | $949,900+92.9%$290/sqft |
Source: MRED as distributed by MLS GRID #12617983 Report a problem | ||
| 7/8/2011 | Sold | $492,500+0.5%$151/sqft |
Source: MRED as distributed by MLS GRID #07825995 Report a problem | ||
| 6/9/2011 | Listed for sale | $489,900+7%$150/sqft |
Source: john greene Realtor #07825995 Report a problem | ||
| 9/11/2003 | Sold | $458,000+41.4%$140/sqft |
Source: Public Record Report a problem | ||
| 1/27/1998 | Sold | $324,000+5.9%$99/sqft |
Source: Public Record Report a problem | ||
| 1/22/1996 | Sold | $306,000$94/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $13,870 +3.7% | $234,414 +9.6% |
| 2023 | $13,382 +9.1% | $213,940 +9.4% |
| 2022 | $12,262 +3.8% | $195,470 +3.9% |
| 2021 | $11,819 +2.2% | $188,080 +1.8% |
| 2020 | $11,569 +3% | $184,700 +4.5% |
| 2019 | $11,236 0% | $176,710 |
| 2018 | $11,240 +2% | $176,710 +3.5% |
| 2017 | $11,017 +2% | $170,750 +3.7% |
| 2016 | $10,801 +0.6% | $164,580 +6.2% |
| 2015 | $10,739 -1.1% | $154,980 +2% |
| 2014 | $10,863 +1.5% | $151,940 -0.2% |
| 2013 | $10,699 +3.3% | $152,300 -3.7% |
| 2012 | $10,359 +1.6% | $158,230 -5.9% |
| 2011 | $10,194 +0.8% | $168,240 -5.2% |
| 2010 | $10,112 +1.3% | $177,500 -5% |
| 2009 | $9,985 +2.8% | $186,820 +1.4% |
| 2008 | $9,708 +4.9% | $184,230 +5.9% |
| 2007 | $9,255 +1.9% | $173,970 +4.6% |
| 2006 | $9,085 +3.5% | $166,370 +6.7% |
| 2005 | $8,775 +2.4% | $155,920 +5.9% |
| 2004 | $8,573 +6% | $147,230 +8.4% |
| 2003 | $8,086 +6.6% | $135,820 +7.3% |
| 2002 | $7,587 +7.3% | $126,550 +7.5% |
| 2001 | $7,068 +13.6% | $117,720 +5.9% |
| 2000 | $6,223 | $111,160 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Winding Creek Estates
Nearby schools
GreatSchools rating
- 9/10Maplebrook Elementary SchoolGrades: K-5Distance: 0.5 mi
- 9/10Lincoln Jr High SchoolGrades: 6-8Distance: 0.4 mi
- 9/10Naperville Central High SchoolGrades: 9-12Distance: 1.9 mi
Schools provided by the listing agent
- Elementary: Maplebrook Elementary School
- Middle: Lincoln Junior High School
- High: Naperville Central High School
- District: 203
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Illinois
- DuPage County
- Naperville
- 60565
- Winding Creek Estates
- 1432 Terrance Dr
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Nearby neighborhoods
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