Welcome to this beautifully maintained 4-bedroom, 3.5-bath home in the highly desirable Saddle Creek neighborhood in Carmel. With 3,562 sq ft of finished living space and a scenic 0.24-acre lot, this home offers a perfect blend of luxury, space, and functionality. The grand two-story foyer opens to a formal dining room and living room, leading into a dramatic great room with soaring 18-ft ceilings, tall windows, and a cozy gas fireplace. The spacious kitchen with ample cabinetry features stainless steel appliances, a smart GE double oven, a center island, and a bright breakfast room overlooking the landscaped yard and pond. A private main-level office/den offers the perfect work-from-home space. Upstairs, the vaulted primary suite offers a tranquil retreat with a large ensuite bath including a garden tub, separate walk-in shower, dual vanities, and a massive walk-in closet. Three additional bedrooms and a full bath complete the upper level. The finished daylight basement includes a theater room, a dry bar with beverage fridge, and a versatile bonus/exercise room and additional full bath with tub/shower! Egress windows in basement! Updates include a new roof (2021) and water heater (2024) New Light fixtures (2025). Washer/dryer are staying, and bar refrigerator. Enjoy peaceful evenings on the patio with tranquil pond views. Neighborhood amenities include a pool, playground, walking trails, and more. All this just minutes from award-winning Carmel schools, Clay Terrace, downtown Carmel, and the Monon Trail. This home checks every box-style, space, updates, and location. Don't miss your chance to call it home!
Sold
$611,000
14323 Chariots Whisper Dr, Carmel, IN 46074
4beds
3,562sqft
Residential, Single Family Residence
Built in 2004
10,454 Square Feet Lot
$626,500 Zestimate®
$172/sqft
$4,587 Estimated rent
Home value
$626,500
$589,000 - $664,000
$4,587/mo
Zestimate® history
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List your homeWhat's special
Theater roomCozy gas fireplaceFinished daylight basementLandscaped yard and pondVaulted primary suiteBright breakfast roomMassive walk-in closet
Zillow last checked:
Listing updated:
Listed by:
Samuel Arce 317-442-5966,
F.C. Tucker Company
Bought with:
Andrea Ratcliff
Redfin Corporation
Source: MIBOR as distributed by MLS GRID,MLS#: 22033711
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Primary bedroom
- Features: Carpet
- Level: Upper
- Area: 208 Square Feet
- Dimensions: 16x13
Bedroom 2
- Features: Carpet
- Level: Upper
- Area: 132 Square Feet
- Dimensions: 11x12
Bedroom 3
- Features: Carpet
- Level: Upper
- Area: 121 Square Feet
- Dimensions: 11X11
Bedroom 4
- Features: Carpet
- Level: Upper
- Area: 120 Square Feet
- Dimensions: 12x10
Breakfast room
- Features: Hardwood
- Level: Main
- Area: 126 Square Feet
- Dimensions: 14x9
Dining room
- Features: Hardwood
- Level: Main
- Area: 121 Square Feet
- Dimensions: 11X11
Exercise room
- Features: Carpet
- Level: Basement
- Area: 368 Square Feet
- Dimensions: 23x16
Great room
- Features: Hardwood
- Level: Main
- Area: 342 Square Feet
- Dimensions: 19x18
Other
- Features: Carpet
- Level: Basement
- Area: 504 Square Feet
- Dimensions: 28x18
Kitchen
- Features: Hardwood
- Level: Main
- Area: 108 Square Feet
- Dimensions: 12X9
Library
- Features: Carpet
- Level: Main
- Area: 176 Square Feet
- Dimensions: 16x11
Living room
- Features: Carpet
- Level: Main
- Area: 165 Square Feet
- Dimensions: 15x11
Heating
- Forced Air, Natural Gas
Appliances
- Included: Gas Cooktop, Disposal, Microwave, Double Oven, Gas Water Heater
- Laundry: Laundry Room, Main Level
Features
- Cathedral Ceiling(s), High Ceilings, Kitchen Island, Ceiling Fan(s), Hardwood Floors, Eat-in Kitchen, Pantry, Smart Thermostat, Walk-In Closet(s)
- Flooring: Hardwood
- Windows: Screens, Windows Thermal, Windows Vinyl, Wood Work Painted
- Basement: Ceiling - 9+ feet,Daylight,Egress Window(s),Finished,Finished Ceiling,Finished Walls,Storage Space
- Number of fireplaces: 1
- Fireplace features: Family Room, Gas Log
Interior area
- Total structure area: 3,562
- Total interior livable area: 3,562 sqft
- Finished area below ground: 1,014
Property
Parking
- Total spaces: 3
- Parking features: Attached
- Attached garage spaces: 3
- Details: Garage Parking Other(Finished Garage, Garage Door Opener, Keyless Entry)
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Exterior features: Smart Lock(s), Sprinkler System
- Has view: Yes
Lot
- Size: 10,454 Square Feet
- Features: Sidewalks, Storm Sewer, Mature Trees, Trees-Small (Under 20 Ft)
Details
- Parcel number: 290921016030000018
- Special conditions: Real Estate Owned,Other
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Residential, Single Family Residence
Materials
- Brick, Cement Siding
- Foundation: Concrete Perimeter
Condition
- New construction: No
- Year built: 2004
Details
- Builder name: Pulte
Utilities & green energy
- Electric: 200+ Amp Service
- Water: Municipal/City
- Utilities for property: Electricity Connected
Community & HOA
Community
- Subdivision: Saddle Creek
HOA
- Has HOA: Yes
- Amenities included: Insurance, Maintenance, Park, Playground, Pool, Tennis Court(s), Trail(s)
- Services included: Association Home Owners, Entrance Common, Insurance, Maintenance, ParkPlayground, Walking Trails
- HOA fee: $421 semi-annually
- HOA phone: 317-843-2226
Location
- Region: Carmel
Financial & listing details
- Price per square foot: $172/sqft
- Tax assessed value: $515,400
- Annual tax amount: $5,940
- Date on market: 4/21/2025
- Cumulative days on market: 4 days
- Electric utility on property: Yes
Price history
| Date | Event | Price |
|---|---|---|
| 5/30/2025 | Sold | $611,000$172/sqft |
Source:  MIBOR as distributed by MLS GRID #22033711 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,939 +14.2% | $515,400 -1.6% |
| 2024 | $5,199 +11.8% | $523,700 +9.6% |
| 2023 | $4,650 +19.8% | $477,800 +17% |
| 2022 | $3,882 +12.8% | $408,300 +18.6% |
| 2021 | $3,443 +0.9% | $344,400 +12.5% |
| 2020 | $3,412 +4% | $306,100 +0.9% |
| 2019 | $3,280 +0.4% | $303,400 +4.2% |
| 2018 | $3,265 +109.2% | $291,100 +0.4% |
| 2017 | $1,561 -47.9% | $289,800 +2.9% |
| 2016 | $2,994 +9.7% | $281,500 +6.5% |
| 2014 | $2,731 +2.1% | $264,300 +3.7% |
| 2013 | $2,676 -2.7% | $254,900 -1.4% |
| 2012 | $2,751 +3.3% | $258,600 -2.5% |
| 2011 | $2,662 -4.4% | $265,200 |
| 2010 | $2,783 +11.3% | $265,200 -5.3% |
| 2009 | $2,500 -7.3% | $279,900 |
| 2007 | $2,697 -15.6% | $279,900 |
| 2006 | $3,196 | $279,900 +15.8% |
| 2005 | -- | $241,800 |
Find assessor info on the county website
Neighborhood: 46074
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Nearby schools
GreatSchools rating
- 9/10Smoky Row Elementary SchoolGrades: PK-5Distance: 1.6 mi
- 8/10Carmel Middle SchoolGrades: 6-8Distance: 3.4 mi
- 10/10Carmel High SchoolGrades: 9-12Distance: 4.4 mi
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Estimated market value
$626,500
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Estimated market value
$626,500
- Indiana
- Hamilton County
- Carmel
- 46074
- 14323 Chariots Whisper Dr
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