Skip main navigation
Sold
  • $450,000

    144 River Watch Ter, Murphy, NC 28906

    3beds
    2,961sqft
    Residential
    Built in 1994
    1.74 Acres Lot
    $440,800 Zestimate®
    $152/sqft
    $2,535 Estimated rent

    Home value

    $440,800

    $419,000 - $463,000

    $2,535/mo

    Zestimate® history
    Loading
    Loading...

    Owner options

    List your home for rent

    $2,535/mo

    Rent Zestimate®

    Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.

    Learn more

    $2,535/mo

    Rent Zestimate®

    Refinance and save

    $3,610/mo

    Est. payment

    Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.

    See today's rates

    $3,610/mo

    Est. payment

    Explore your selling options

    Work with a Zillow partner agent

    Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.

    Get started

    List with your own agent

    Get your home in front of millions of buyers by listing it on Zillow.

    Learn how to do it

    Sell it yourself

    Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).

    List your home

    What's special

    Wrap-around porchWood-burning fireplaceRiverfront homeCovered front deckUpdated interiorsUpdated kitchenBreakfast and dining areas
    Wake each morning to the sound of the Hiawassee River and end each day with mountain views stretching across the horizon. At 144 River Watch Terrace in the River Ridge community, this riverfront home offers year-round water and mountain views in a setting known for scenic, well-maintained mountain living. Built in 1994 and thoughtfully updated throughout, the home offers nearly 3,000 square feet of inviting space designed to keep nature front and center. Expansive windows draw in natural light and frame the river and mountain backdrop, creating a constant connection to the outdoors. A wrap-around porch and covered front deck provide ideal spaces for morning coffee, quiet afternoons, and evenings spent listening to the water below. The updated kitchen flows comfortably into both breakfast and dining areas, making everyday living and entertaining feel effortless. A wood-burning fireplace anchors the main level, adding warmth and character during cooler mountain seasons. Bedrooms are thoughtfully positioned on each level—including a private owner's suite in the upper loft—offering flexibility and privacy. The finished basement expands the living space with an entertainment area, additional bedroom, and bath, creating an ideal setup for guests or extended stays. River Ridge is often associated with upscale, scenic mountain living, and this location places you just minutes from downtown Murphy, Erlanger Western Carolina Hospital, and the renowned John C. Campbell Folk School. Outdoor recreation is woven into daily life here—whether fishing, kayaking, floating the Hiawassee, or exploring nearby hiking and biking trails. For evenings out, Harrah's Cherokee Valley River Casino is just a short drive away. Properties that offer year-round mountain and river views, updated interiors, and a location this convenient to town are increasingly hard to find. Here, the setting does more than surround you—it defines the way you live.

    Zillow last checked:

    Listing updated:

    Listed by:

    The Mountain Life Team 706-745-3123,

    Keller Williams Elevate,

    Jocelyn Davenport 706-897-1720,

    Keller Williams Elevate

    Bought with:

    Non NON-MLS MEMBER, 0

    NON-MLS OFFICE

    Source: NGBOR,MLS#: 424898

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 3
    • Main level bedrooms: 1
    Primary bedroom
    • Level: Upper
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Refrigerator, Cooktop, Oven, Dishwasher
    • Laundry: In Basement
    Features
    • Ceiling Fan(s), Cathedral Ceiling(s), Wood
    • Flooring: Carpet, Luxury Vinyl
    • Windows: Insulated Windows
    • Basement: Finished
    • Number of fireplaces: 1
    • Fireplace features: Wood Burning
    Interior area
    • Total structure area: 2,961
    • Total interior livable area: 2,961 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Garage, Driveway, Gravel
    • Garage spaces: 2
    • Has uncovered spaces: Yes
    Features
    • Levels: Three Or More
    • Stories: 3
    • Patio & porch: Front Porch, Covered
    • Has view: Yes
    • View description: Mountain(s), Year Round, River
    • Has water view: Yes
    • Water view: River
    • Waterfront features: River Front
    • Body of water: Hiawassee River,Hiawassee River
    • Frontage type: River
    Lot
    • Size: 1.74 Acres
    • Topography: Steep
    Details
    • Additional structures: Workshop
    • Parcel number: 551103221088000

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Traditional,Country,Cottage
    • Property subtype: Residential
    Materials
    • Frame, Block, Vinyl Siding
    • Roof: Metal
    Condition
    • Resale
    • New construction: No
    • Year built: 1994

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Well, Shared Well

    Community & neighborhood

    Location
    • Region: Murphy
    • Subdivision: River Ridge

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $1,040 annually

    Other

    Other facts
    • Road surface type: Paved

    Price history

    DateEventPrice
    4/6/2026Sold$450,000$152/sqft
    Source: NGBOR #424898 Report a problem
    2/24/2026Pending sale$450,000$152/sqft
    Source: NGBOR #424898 Report a problem
    2/12/2026Listed for sale$450,000+50%$152/sqft
    Source: NGBOR #424898 Report a problem
    7/19/2024Sold$300,000$101/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025-- $236,320
    2024$1,761 +0.6%$236,320
    2023$1,751 $236,320
    2022$1,751 +18.8%$236,320
    2021$1,474 +6.9%$236,320
    2020$1,379 -8.8%$236,320 +1.7%
    2019$1,513 $232,300
    2018$1,513 -3.3%$232,300 -3.4%
    2017$1,564 $240,600
    2016$1,564 $240,600
    2015$1,564 $240,600
    2012$1,564 $240,600 -25.8%
    2011-- $324,050
    2010-- $324,050

    Find assessor info on the county website

    Neighborhood: 28906

    Nearby schools

    GreatSchools rating
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $440,800
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $440,800