Ocean Reef 1308 - Gulf-Front Luxury in Panama City Beach. Welcome to Ocean Reef 1308, a nicely appointed 2-bedroom, 2-bath Gulf-front condominium offering breathtaking views of the emerald waters and sugar-white sands of Panama City Beach. Located in Ocean Reef Resort, this exceptional residence features a spacious 10' x 28' beach-front balcony perfect for sunbathing or enjoying meals and drinks while admiring the stunning sunsets and Gulf views. Inside, you'll find an open-concept floor plan designed to maximize both comfort and scenery. Luxury vinyl plank flooring flows throughout the main living areas, while expansive sliding glass doors showcase spectacular Gulf views from the entryway, kitchen, dining area, living room, and primary suite. The well-appointed kitchen features stainless steel appliances, tiled backsplash, breakfast bar seating, and custom designer light fixture. The Gulf-front primary suite offers private balcony access, a king-size bed, and ensuite bath with double vanity. A spacious guest bedroom easily accommodates two queen beds, making it ideal for family and guests. The guest bath provides private access to the guest bedroom and accessibility to the main living area. Both bathrooms feature combination shower/tubs and are upgraded with stylish vanity countertops, mirrors, and fixtures. A separate laundry room includes washer, dryer, additional storage cabinetry, and wall hooks for beach gear and accessories. Offered fully furnished and rental-ready, this turnkey property is an excellent opportunity for a vacation home, investment property, or full-time beachfront residence. You'll love the exclusive, assigned, parking space making parking a breeze. Ocean Reef owners and guests enjoy outstanding resort amenities, including a Gulf-front outdoor pool and hot tub, indoor heated pool, steam room, sauna, fitness center, and outdoor grilling area. Conveniently located near some of Panama City Beach's most popular attractions, you'll find Hidden Lagoon Mini Golf & Racetrack, Alvin's Island, and a local coffee and donut shop just across the street. Beachfront dining and cocktails await next door at Runaway Island. Pier Park, located just 1.5 miles away, features premier shopping, dining, and entertainment including: The Grand 16 Theater, Topgolf, PCB SkyWheel, and new Pirates Voyage Dinner Show. Whether you're searching for an investment property or your own piece of paradise, Ocean Reef 1308 deserves a place at the top of your must-see list. Buyer to verify all square footages and room dimensions if important.
For sale
$460,000
14415 Front Beach Rd Unit 1308, Panama City Beach, FL 32413
2beds
1,146sqft
Condominium
Built in 2008
-- sqft lot
$439,500 Zestimate®
$401/sqft
$-- HOA
What's special
- 8 days |
- 429 |
- 39 |
Zillow last checked:
Listing updated:
Listed by:
John L Smith 850-830-9096,
Distinctive Beach Real Estate
Source: CPAR,MLS#: 791836
Originating MLS: Central Panhandle Association of REALTORS
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Dining Room, Kitchen, Living Room
Bedroom
- Level: First
- Dimensions: 11 x 13
Dining room
- Level: First
- Dimensions: 12 x 14
Kitchen
- Level: First
- Dimensions: 10 x 9
Living room
- Level: First
- Dimensions: 12 x 13.5
Heating
- Heat Pump
Cooling
- Ceiling Fan(s), Heat Pump
Appliances
- Included: Electric Range, Electric Water Heater
Features
- Balcony, Double Vanity, Tub Shower
Interior area
- Total structure area: 1,146
- Total interior livable area: 1,146 sqft
Property
Parking
- Total spaces: 1
- Parking features: Additional Parking
- Garage spaces: 1
Features
- Patio & porch: Balcony
- Pool features: Fenced, Gunite, Gas Heat, In Ground, Community
- Spa features: Community
- Has view: Yes
- View description: Gulf, Water
- Has water view: Yes
- Water view: Gulf,Water
- Waterfront features: Gulf, Shoreline - Sand
Details
- Parcel number: 40001250070
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Block, Concrete, Stucco
- Foundation: Pillar/Post/Pier
- Roof: Membrane
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Barbecue, Beach, Conference/Meeting Room, Elevator, Fitness Center, Pool, Sauna, Waterfront, Community Pool, Short Term Rental Allowed
- Security: Building Security, Fire Sprinkler System, Security Lights, Fire Alarm, Smoke Detector(s)
- Subdivision: Ocean Reef
HOA
- Has HOA: Yes
- Amenities included: Beach Rights, Barbecue, Sauna, Spa/Hot Tub
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $401/sqft
- Tax assessed value: $488,750
- Annual tax amount: $5,679
- Date on market: 6/25/2026
- Cumulative days on market: 9 days
Estimated market value
$439,500
$418,000 - $461,000
$2,501/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/25/2026 | Listed for sale | $460,000+77.3%$401/sqft |
Source: | ||
| 12/3/2014 | Sold | $259,500+9.5%$226/sqft |
Source: Public Record Report a problem | ||
| 4/20/2012 | Sold | $237,000-0.8%$207/sqft |
Source: | ||
| 3/21/2012 | Listed for sale | $239,000-0.4%$209/sqft |
Source: PRESTIGIOUS BEACH PROPERTIES #504725 Report a problem | ||
| 7/6/2009 | Sold | $240,000$209/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,679 +4.4% | $396,991 +10% |
| 2023 | $5,441 +24.5% | $360,901 +10% |
| 2022 | $4,372 | $328,092 |
| 2021 | -- | -- |
| 2020 | $3,338 +12% | $271,150 +10% |
| 2019 | $2,980 | $246,500 +7.4% |
| 2018 | $2,980 +4.8% | $229,500 -3.6% |
| 2017 | $2,845 +5% | $238,000 -0.5% |
| 2016 | $2,710 +3% | $239,275 +8.8% |
| 2015 | $2,631 | $219,938 +7% |
| 2014 | $2,631 | $205,615 -2.5% |
| 2013 | -- | $210,800 +6.5% |
| 2012 | -- | $197,965 +3.3% |
| 2011 | -- | $191,675 |
| 2010 | -- | $191,675 |
| 2009 | -- | $191,675 +379.9% |
| 2008 | -- | $39,937 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32413
Nearby schools
GreatSchools rating
- 7/10Surfside Middle SchoolGrades: PK-12Distance: 0.4 mi
- 8/10Hutchison Beach Elementary SchoolGrades: K-5Distance: 1.2 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 2.4 mi
Schools provided by the listing agent
- Elementary: Hutchison Beach
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Bay County
- Panama City Beach
- 32413
- 14415 Front Beach Rd Unit 1308
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