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Sold for $590,000
    • Listed by: Ford Realty Group • Christina Ford • Contact: 949-922-3673
    Bought with: Ford Realty Group
    $590,000

    145 Montana Del Lago Dr, Rancho Santa Margarita, CA 92688

    2beds
    886sqft
    Condominium
    Built in 1993
    -- sqft lot
    $596,100 Zestimate®
    $666/sqft
    $3,139 Estimated rent

    Home value

    $596,100

    $548,000 - $644,000

    $3,139/mo

    Zestimate® history
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    What's special

    As Is - Lake Front Condo With Spectacular Views Of Lake, Mountains & Shopping Center.

    Zillow last checked:

    Listing updated:

    Listed by:

    Christina Ford DRE #00917868 949-922-3673,

    Ford Realty Group

    Bought with:

    Christina Ford, DRE #00917868

    Ford Realty Group

    Source: CRMLS,MLS#: OC25251947MLS LogoOriginating MLS: California Regional MLS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Bedroom, Entry/Foyer, Living Room, Primary Bathroom, Primary Bedroom, Dining Room
    Primary bedroom
    • Features: Primary Suite
    Bedroom
    • Features: All Bedrooms Up
    Bathroom
    • Features: Bathtub, Tub Shower, Vanity
    Kitchen
    • Features: Pots & Pan Drawers
    Heating
    • Forced Air, Fireplace(s)
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Free-Standing Range, Gas Cooktop, Disposal, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Water Heater
    • Laundry: Washer Hookup, Inside, Laundry Closet
    Features
    • Balcony, Ceiling Fan(s), Separate/Formal Dining Room, High Ceilings, All Bedrooms Up, Primary Suite
    • Flooring: Carpet, Vinyl
    • Doors: Sliding Doors
    • Windows: Screens, Shutters
    • Has fireplace: Yes
    • Fireplace features: Gas, Gas Starter, Living Room
    • Common walls with other units/homes: 2+ Common Walls,No One Above
    Interior area
    • Total interior livable area: 886 sqft

    Property

    Parking
    • Total spaces: 1
    • Parking features: Door-Single, Garage, Garage Door Opener, No Driveway, Permit Required
    • Garage spaces: 1
    Accessibility
    • Accessibility features: None
    Features
    • Levels: Three Or More
    • Stories: 3
    • Entry location: 2
    • Patio & porch: Front Porch
    • Exterior features: Lighting
    • Pool features: Community, In Ground, Association
    • Has spa: Yes
    • Spa features: Association, Community, In Ground
    • Fencing: Wood
    • Has view: Yes
    • View description: City Lights, Courtyard, Lake, Mountain(s), Neighborhood, Panoramic
    • Has water view: Yes
    • Water view: Lake
    • Waterfront features: Lake, Lake Front
    Lot
    • Size: 0.66 Acres
    • Features: No Landscaping, Near Park
    Details
    • Parcel number: 93083089
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: Condo
    • Architectural style: Mediterranean
    • Property subtype: Condominium
    • Attached to another structure: Yes
    Materials
    • Stucco
    • Foundation: Slab
    • Roof: Tile
    Condition
    • New construction: No
    • Year built: 1993
    Details
    • Builder model: B - View
    • Builder name: RGC

    Utilities & green energy

    • Sewer: Public Sewer, Sewer Tap Paid
    • Water: Public
    • Utilities for property: Cable Available, Electricity Available, Electricity Connected, Phone Available, Sewer Available, Sewer Connected, Water Available, Water Connected

    Community & HOA

    Community
    • Features: Biking, Curbs, Hiking, Lake, Street Lights, Suburban, Sidewalks, Park, Pool
    • Security: Carbon Monoxide Detector(s)
    • Subdivision: Montana Del Lago (Mdl)
    HOA
    • Has HOA: Yes
    • Amenities included: Sport Court, Maintenance Grounds, Outdoor Cooking Area, Other Courts, Barbecue, Picnic Area, Playground, Pickleball, Pool, Spa/Hot Tub, Tennis Court(s), Trail(s), Trash
    • Services included: Sewer
    • HOA fee: $529 monthly
    • HOA name: Montana Del Lago
    • HOA phone: 714-285-2626
    • Second HOA fee: $91 monthly
    • Second HOA name: Samlarc
    • Second HOA phone: 949-448-6000
    Location
    • Region: Rancho Santa Margarita

    Financial & listing details

    • Price per square foot: $666/sqft
    • Tax assessed value: $245,905
    • Annual tax amount: $2,562
    • Date on market: 11/18/2025
    • Cumulative days on market: 50 days
    • Listing terms: Cash,Cash to New Loan,FHA,Submit,VA Loan
    • Road surface type: Paved

    Price history

    DateEventPrice
    1/28/2026Sold$590,000-9.2%$666/sqft
    Source: CRMLS #OC25251947 Report a problem
    1/8/2026Contingent$650,000$734/sqft
    Source: CRMLS #OC25251947 Report a problem
    11/27/2025Price change$650,000-7.1%$734/sqft
    Source: CRMLS #OC25251947 Report a problem
    11/19/2025Listed for sale$699,900+337.4%$790/sqft
    Source: CRMLS #OC25251947 Report a problem
    10/28/1999Sold$160,000$181/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$2,562 +1.7%$245,905 +2%
    2024$2,518 +2.3%$241,084 +2%
    2023$2,461 +1.7%$236,357 +2%
    2022$2,418 +20.6%$231,723 +2%
    2021$2,006 -14.8%$227,180 +1%
    2020$2,353 $224,851 +2%
    2019$2,353 -6.7%$220,443 +2%
    2018$2,521 +1.3%$216,121 +2%
    2017$2,489 $211,884 +2%
    2016$2,489 -8.1%$207,730 +1.5%
    2015$2,707 -1%$204,610 +2%
    2014$2,734 $200,602 +0.5%
    2013-- $199,696 +2%
    2012-- $195,781 +2%
    2011-- $191,943 +0.8%
    2010-- $190,509 -0.2%
    2009-- $190,963 +2%
    2008-- $187,219 +2%
    2007-- $183,549 +2%
    2006-- $179,950 +2%
    2005-- $176,422 +2%
    2004-- $172,963 +1.9%
    2003-- $169,793 +2%
    2002-- $166,464 +2%
    2001$2,535 -0.2%$163,200 +2%
    2000$2,539 $160,000
    Find assessor info on the county website

    Neighborhood: 92688

    Nearby homes

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Trabuco Mesa
    • Middle: Rancho Santa Margarita
    • High: Trabuco Hills

    Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $596,100
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $596,100

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