4.375% mortgage interest rate is possible to qualified buyers with a seller paid 2-1 buy down, available for a limited time. Or the seller is willing to pay an equal amount towards a buyer's settlement fees. Contact the listing agent for details. This beautifully renovated multi-level home features over 3,000 sqft, and is situated on one of the nicest 1.3 acre lots in the community. It is within walking distance to the community's private waterfront access overlooking the Chesapeake Bay. The main level boasts an enormous, updated kitchen with large island, stainless steel appliances, LVP flooring, recessed lighting and a built-in blue tooth surround system. The main level also features a living room, dining area and has walk-out access to a bonus room/ sunroom. The upper level offers four bedrooms and two full bathrooms. The primary bedroom includes an updated private bathroom with custom tiled shower with dual shower heads, dual vanities and a walk-in closet. The lower level offers a family room with pellet stove and an additional 5th bedroom or office with full bathroom. The garage features heat and AC and will accommodate parking for 2 full size vehicles with a separate bay for a golf cart or motorcycles. An added bonus is the full- size laundry room with built-in cabinets and counter tops. The outdoor space includes a large rear deck overlooking the expansive yard with fire pit and oversized shed with electric. This home also features solar panels that will fully transfer to a new owner with the remaining finance balance paid in full by the sellers. Tower Gardens offers a private boat ramp and beach access.
Sold for $665,000
$665,000
145 N Lake Dr, Stevensville, MD 21666
5beds
3,400sqft
Single Family Residence
Built in 1974
1.32 Acres Lot
$677,900 Zestimate®
$196/sqft
$4,288 Estimated rent
Home value
$677,900
$583,000 - $793,000
$4,288/mo
Zestimate® history
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$4,186/mo
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List your homeWhat's special
Walk-in closetExpansive yardUpdated private bathroomRecessed lightingStainless steel appliancesFire pitLvp flooring
Zillow last checked:
Listing updated:
Listed by:
John Freeman 443-336-8366,
Coldwell Banker Realty
Bought with:
Alicia G Dulin, 646830
Benson & Mangold, LLC
Source: Bright MLS,MLS#: MDQA2014920
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Sun/Florida Room, Laundry, Bathroom 2, Bathroom 3, Primary Bathroom
Primary bedroom
- Features: Attached Bathroom, Bathroom - Walk-In Shower, Walk-In Closet(s)
- Level: Upper
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Bedroom 4
- Level: Upper
Bedroom 5
- Level: Lower
Primary bathroom
- Features: Bathroom - Walk-In Shower, Double Sink, Flooring - Ceramic Tile
- Level: Upper
Bathroom 2
- Level: Upper
Bathroom 3
- Level: Lower
Dining room
- Features: Flooring - Luxury Vinyl Plank, Ceiling Fan(s)
- Level: Main
Family room
- Features: Ceiling Fan(s), Recessed Lighting, Wood Stove
- Level: Lower
Kitchen
- Features: Kitchen Island, Flooring - Luxury Vinyl Plank, Recessed Lighting
- Level: Main
Laundry
- Features: Flooring - Luxury Vinyl Plank
- Level: Main
Living room
- Features: Flooring - Luxury Vinyl Plank, Ceiling Fan(s)
- Level: Main
Other
- Features: Flooring - Ceramic Tile
- Level: Main
Heating
- Heat Pump, Electric
Cooling
- Ductless, Electric
Appliances
- Included: Microwave, Dishwasher, Dryer, Stainless Steel Appliance(s), Refrigerator, Cooktop, Washer, Water Conditioner - Owned, Electric Water Heater
- Laundry: Main Level, Laundry Room
Features
- Open Floorplan, Kitchen Island, Recessed Lighting
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Insert, Pellet Stove
Interior area
- Total structure area: 3,400
- Total interior livable area: 3,400 sqft
- Finished area above ground: 3,400
- Finished area below ground: 0
Property
Parking
- Total spaces: 9
- Parking features: Garage Faces Front, Garage Door Opener, Inside Entrance, Oversized, Asphalt, Paved, Private, Driveway, Attached
- Attached garage spaces: 3
- Uncovered spaces: 6
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck
- Pool features: None
- Waterfront features: Boat - Powered, Canoe/Kayak, Private Access, Personal Watercraft (PWC), Bay
- Body of water: Chesapeake Bay
Lot
- Size: 1.32 Acres
- Features: Cleared, Front Yard, Level, Rural
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1804071433
- Zoning: NC-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Crawl Space
- Roof: Shingle
Condition
- Very Good
- New construction: No
- Year built: 1974
Utilities & green energy
- Sewer: Septic Exists
- Water: Well
Community & HOA
Community
- Subdivision: Tower Gardens
HOA
- Has HOA: Yes
- HOA fee: $150 annually
- HOA name: TOWER GARDENS IMPROVEMENT ASSOCIATION
Location
- Region: Stevensville
Financial & listing details
- Price per square foot: $196/sqft
- Tax assessed value: $436,500
- Annual tax amount: $4,112
- Date on market: 9/25/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,USDA Loan
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 3/31/2026 | Sold | $665,000-2.1%$196/sqft |
Source:  Bright MLS #MDQA2014920 Report a problem | ||
| 2/19/2026 | Contingent | $679,000$200/sqft |
Source: Bright MLS #MDQA2014920 Report a problem | ||
| 12/12/2025 | Price change | $679,000-2.9%$200/sqft |
Source: Bright MLS #MDQA2014920 Report a problem | ||
| 12/7/2025 | Listed for sale | $699,000$206/sqft |
Source: Bright MLS #MDQA2014920 Report a problem | ||
| 11/27/2025 | Contingent | $699,000$206/sqft |
Source: Bright MLS #MDQA2014920 Report a problem | ||
| 10/25/2025 | Price change | $699,000-4.8%$206/sqft |
Source: Bright MLS #MDQA2014920 Report a problem | ||
| 10/22/2025 | Price change | $734,500-0.1%$216/sqft |
Source: Bright MLS #MDQA2014920 Report a problem | ||
| 9/25/2025 | Listed for sale | $735,000-8.1%$216/sqft |
Source: Bright MLS #MDQA2014920 Report a problem | ||
| 6/16/2025 | Listing removed | $799,900$235/sqft |
Source: Bright MLS #MDQA2012648 Report a problem | ||
| 6/9/2025 | Price change | $799,900-8.1%$235/sqft |
Source: Bright MLS #MDQA2012648 Report a problem | ||
| 5/30/2025 | Price change | $869,999-2.2%$256/sqft |
Source: Bright MLS #MDQA2012648 Report a problem | ||
| 5/2/2025 | Price change | $889,900-1%$262/sqft |
Source: Bright MLS #MDQA2012648 Report a problem | ||
| 3/28/2025 | Listed for sale | $899,000+198.8%$264/sqft |
Source: Bright MLS #MDQA2012648 Report a problem | ||
| 8/8/2014 | Sold | $300,897+0.3%$88/sqft |
Source: Public Record Report a problem | ||
| 5/3/2014 | Listing removed | $299,900$88/sqft |
Source: Kirby Realty, LLC #QA8299559 Report a problem | ||
| 4/18/2014 | Listed for sale | $299,900+7.1%$88/sqft |
Source: Kirby Realty, LLC #QA8299559 Report a problem | ||
| 12/20/2013 | Sold | $280,000-34.1%$82/sqft |
Source: Public Record Report a problem | ||
| 12/2/2005 | Sold | $425,000+54.5%$125/sqft |
Source: Public Record Report a problem | ||
| 12/20/2002 | Sold | $275,000+55.4%$81/sqft |
Source: Public Record Report a problem | ||
| 5/10/1999 | Sold | $177,000$52/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,444 +8.1% | $471,800 +8.1% |
| 2024 | $4,112 +8.8% | $436,500 +8.8% |
| 2023 | $3,779 +1.5% | $401,200 |
| 2022 | $3,723 -0.3% | $401,200 +3.1% |
| 2021 | $3,733 +1.6% | $389,267 +1.6% |
| 2020 | $3,676 +1% | $383,300 |
| 2019 | $3,639 +1% | $383,300 +2.1% |
| 2018 | $3,601 -0.6% | $375,500 +1% |
| 2017 | $3,624 +132.8% | $371,600 +1.6% |
| 2016 | $1,556 | $365,733 +1.6% |
| 2015 | $1,556 | $359,867 +1.7% |
| 2014 | $1,556 | $354,000 |
| 2013 | -- | $354,000 |
| 2012 | -- | $354,000 -7% |
| 2011 | -- | $380,810 +4.6% |
| 2010 | -- | $364,140 +4.8% |
| 2009 | -- | $347,470 +5% |
| 2008 | -- | $330,800 +12.4% |
| 2007 | -- | $294,266 +14.2% |
| 2006 | -- | $257,733 +16.5% |
| 2005 | -- | $221,200 +8.4% |
| 2004 | -- | $204,126 +9.1% |
| 2003 | -- | $187,053 +10% |
| 2002 | -- | $169,980 +0.2% |
| 2001 | -- | $169,650 |
Find assessor info on the county website
Neighborhood: 21666
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Nearby schools
GreatSchools rating
- 9/10Matapeake Elementary SchoolGrades: PK-5Distance: 6 mi
- 7/10Matapeake Middle SchoolGrades: 6-8Distance: 5.9 mi
- 5/10Kent Island High SchoolGrades: 9-12Distance: 8.2 mi
Schools provided by the listing agent
- High: Kent Island
- District: Queen Anne's County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$677,900
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Estimated market value
$677,900
- Maryland
- Queen Annes County
- Stevensville
- 21666
- 145 N Lake Dr
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