Thoughtfully designed for comfortable main-level living, this custom-built rambler offers three bedrooms on one level, a sun-filled four-season porch, beautifully updated living spaces, and room to entertain both upstairs and down. From the moment you step inside, you'll appreciate the open layout, abundant natural light, and quality finishes throughout. The updated kitchen serves as the heart of the home, featuring Cambria countertops, stainless steel appliances, ample cabinetry, and generous workspace for everyday living and entertaining. Granite countertops in the main-level bath and laundry room further highlight the home's quality finishes, while major updates—including Andersen windows (2023), a new roof (2022), and additional improvements—provide added confidence for future owners. Just beyond the kitchen, the four-season porch offers the perfect place to enjoy morning coffee, unwind with a good book, or gather with family and friends year-round. The primary bedroom features a walk-in closet and convenient access to the full main-level bath. Two additional bedrooms offer comfortable space for family or guests, while main-floor laundry adds everyday convenience. The finished lower level is designed for entertaining and relaxation, complete with a large family room, cozy gas fireplace, wet bar, additional bedroom, full bath, and ample space for movie nights, game days, or overnight guests. A tuck-under storage garage provides exceptional space for lawn equipment, tools, seasonal décor, recreational gear, or a workshop. Located just minutes from the Rum River, parks, trails, shopping, dining, and commuter routes, this meticulously maintained home offers the ease of main-level living with space, flexibility, and thoughtful updates throughout.
Active
Price cut: $24.9K (7/7)
$475,000
14596 Waco St NW, Ramsey, MN 55303
4beds
2,831sqft
Single Family
Built in 1990
0.32 Acres Lot
$474,100 Zestimate®
$168/sqft
$-- HOA
What's special
- 4 days |
- 416 |
- 26 |
Zillow last checked:
Listing updated:
Listed by:
Jessica Schaffer 507-380-6936,
Keller Williams Classic Rlty NW
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7105333
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Bedroom
- Level: Main
- Area: 260.33 Square Feet
- Dimensions: 14'8"x17'9"
Bedroom 2
- Level: Main
- Area: 134.17 Square Feet
- Dimensions: 11'7"x11'7"
Bedroom 3
- Level: Main
- Area: 112.5 Square Feet
- Dimensions: 11'3"x10'0"
Bedroom 4
- Level: Basement
- Area: 237.4 Square Feet
- Dimensions: 17'11"x13'3"
Bathroom
- Level: Main
- Area: 132.76 Square Feet
- Dimensions: 13'2"x10'1"
Bathroom
- Level: Basement
- Area: 45.21 Square Feet
- Dimensions: 8'9"x5'2"
Family room
- Level: Basement
- Area: 337.13 Square Feet
- Dimensions: 21'9"x15'6"
Informal dining room
- Level: Main
- Area: 137.95 Square Feet
- Dimensions: 11'5"x12'1"
Kitchen
- Level: Main
- Area: 185.22 Square Feet
- Dimensions: 14'11"x12'5"
Laundry
- Level: Main
- Area: 125.42 Square Feet
- Dimensions: 14'4"x8'9"
Living room
- Level: Main
- Area: 191.32 Square Feet
- Dimensions: 15'10"x12'1"
Recreation room
- Level: Basement
- Area: 476.59 Square Feet
- Dimensions: 30'7x15'7
Storage
- Level: Basement
- Area: 289.69 Square Feet
- Dimensions: 25'9"x11'3"
Sun room
- Level: Main
- Area: 185.39 Square Feet
- Dimensions: 11'10"x15'8"
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Freezer, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer
- Laundry: Main Level
Features
- Basement: Block,Finished,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Brick, Wood Burning
Interior area
- Total structure area: 3,296
- Total interior livable area: 2,831 sqft
- Finished area above ground: 1,721
- Finished area below ground: 1,110
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Attached garage spaces: 2
- Details: Garage Dimensions (24x24)
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Composite Decking, Deck
Lot
- Size: 0.32 Acres
- Dimensions: 156 x 86 x 138 x 102
- Features: Tree Coverage - Light
Details
- Foundation area: 1575
- Parcel number: 253225130012
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Materials
- Block
- Roof: Age 8 Years or Less,Asphalt
Condition
- New construction: No
- Year built: 1990
Utilities & green energy
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
HOA
- Has HOA: No
Location
- Region: Ramsey
Financial & listing details
- Price per square foot: $168/sqft
- Tax assessed value: $429,400
- Annual tax amount: $4,801
- Date on market: 7/7/2026
- Cumulative days on market: 58 days
Estimated market value
$474,100
$450,000 - $498,000
$3,104/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/7/2026 | Price change | $475,000-5%$168/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7105333 Report a problem | ||
| 6/16/2026 | Price change | $499,900-2.9%$177/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7065825 Report a problem | ||
| 5/27/2026 | Price change | $515,000-2.8%$182/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7065825 Report a problem | ||
| 5/12/2026 | Listed for sale | $530,000+171.8%$187/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7065825 Report a problem | ||
| 8/11/1999 | Sold | $195,000$69/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,658 +10.1% | $421,496 +3.4% |
| 2024 | $4,229 +4.5% | $407,544 +1.6% |
| 2023 | $4,047 +10.6% | $400,940 +3.1% |
| 2022 | $3,660 +5.6% | $388,950 +22.8% |
| 2021 | $3,467 +3% | $316,683 +9.1% |
| 2019 | $3,366 +5.4% | $290,300 +7.7% |
| 2018 | $3,195 +11.8% | $269,600 +4.5% |
| 2017 | $2,858 | $258,000 +10.8% |
| 2016 | $2,858 -1.4% | $232,900 |
| 2015 | $2,899 +3.4% | $232,900 +14.8% |
| 2014 | $2,805 +4.6% | $202,900 |
| 2013 | $2,681 -8.6% | -- |
| 2012 | $2,933 +2.4% | -- |
| 2011 | $2,865 -4.9% | -- |
| 2010 | $3,013 -3.8% | -- |
| 2008 | $3,131 +24.5% | -- |
| 2007 | $2,514 +5% | -- |
| 2006 | $2,394 +5.2% | -- |
| 2005 | $2,275 +8.2% | -- |
| 2004 | $2,103 -7.9% | -- |
| 2003 | $2,284 +15.6% | -- |
| 2002 | $1,975 -18.8% | -- |
| 2001 | $2,433 | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 55303
Nearby schools
GreatSchools rating
- 7/10Ramsey Elementary SchoolGrades: K-5Distance: 1 mi
- 6/10Anoka Middle School For The ArtsGrades: 6-8Distance: 3 mi
- 7/10Anoka Senior High SchoolGrades: 9-12Distance: 1.1 mi
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- Minnesota
- Anoka County
- Ramsey
- 55303
- 14596 Waco St NW
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