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  • $1,749,000

    146 Franklin St, Geneva, IL 60134

    4beds
    5,301sqft
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    Single Family Residence
    Built in 1996
    0.28 Acres Lot
    $-- Zestimate®
    $330/sqft
    $-- HOA

    What's special

    Wood-burning fireplaceBeautifully appointed interiorsJack-and-jill bathAbundant natural lightLuxurious primary suiteStunning screened-in patioBuilt-in desk area
    Exceptional three-story residence ideally situated in the heart of Geneva's coveted Historic District, just two blocks from 3rd Street shopping, dining, and entertainment, and only one block from the Fox River and scenic Fox River Trail. This premier location offers effortless walkability to all that downtown Geneva has to offer, along with easy access to the highly acclaimed Geneva School District 304. The impressive entryway welcomes you into beautifully appointed interiors highlighted by exquisite custom millwork, transom windows, thick crown and base moldings, and elegant wainscoted walls throughout. Hardwood floors flow seamlessly through the spacious main level, beginning in the elegant oversized living room, which features a wood-burning fireplace and built-in cabinets with glass fronts and accent lighting. Abundant natural light fills the space through two sets of French doors, leading to a stunning screened-in patio and creating a seamless indoor-outdoor living experience. The heart of the home is a beautifully designed chef's kitchen with high-end stainless steel appliances, including a new dishwasher, stove, and double ovens (2026), ample white cabinetry, granite countertops, and a new backsplash. A charming eat-in nook with built-in bench seating is framed by a large picture window and opens directly to the sunroom, offering a comfortable, light-filled space perfect for both everyday moments and relaxed entertaining. Just off the kitchen is a built-in desk area and a stunning formal dining room showcasing thick crown molding, wainscoted walls, and a built-in hutch with accent lighting. A private office, featuring beautiful millwork, custom built-ins, and a fireplace, offers incredible flexibility, with the potential to serve as a first-floor bedroom complete with an attached full bath, perfect for guests or multigenerational living. A mudroom with open locker-style cubbies completes the main level with both style and practicality. The second level is highlighted by a luxurious primary suite, featuring a completely remodeled en-suite bath (2025 by Hogan), offering dual quartz-topped vanities, an oversized glass-enclosed shower, and a new large walk-in closet with built-ins. The primary suite also enjoys private access to an enclosed heated balcony overlooking the beautifully landscaped backyard. Two additional spacious bedrooms on this level feature generous closets and share a Jack-and-Jill bath. A convenient laundry room with a sink completes the second floor. The third level offers exceptional flexibility with a spacious loft, recreation room, and a fourth bedroom with en-suite bath, all featuring cathedral ceilings, closets, and custom built-ins. The finished lower level expands the home's living and entertaining spaces, featuring a spacious family room anchored by a striking stone-surround fireplace. A well-appointed wet bar with a large island, counter seating, built-in cabinets, fridge, ice maker, and sink, ideal for hosting gatherings. Additional highlights include a versatile bonus room perfect for a 2nd office or craft space, a new home gym (2025) with mat flooring, a half bath, and abundant storage. Outdoor living truly shines, highlighted by $200-300K in professional landscaping, with Hydrangeas gracing the front and back yards, peonies along the side, and a stunning purple tree that makes a statement each spring. Relax or entertain on the expansive multi-level brick paver patio, surrounded by mature trees for exceptional privacy and generous open green space for outdoor enjoyment. Completing this exceptional property is a heated, attached three-car garage with a golf simulator. This beautiful home offers the perfect blend of tranquility and walkable convenience, just steps from the Fox River, nearby parks, 3rd Street shopping and dining, and all the charm downtown Geneva has to offer. A rare opportunity to enjoy a lifestyle defined by historic charm, timeless luxury, and an unbeatable location.
    127 days
    |
    1,543
    |
    35
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Debora McKay 630-377-1771,

    Coldwell Banker Realty,

    Roger Erikson 630-542-5339,

    Coldwell Banker Realty

    Source: MRED as distributed by MLS GRID,MLS#: 12546421MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bonus Room, Eating Area, Enclosed Balcony, Exercise Room, Foyer, Loft, Mud Room, Office, Recreation Room, Storage, Sun Room, Utility Room-Lower Level
      Primary bedroom
      • Features: Flooring (Hardwood), Bathroom (Full, Double Sink, Shower Only)
      • Level: Second
      • Area: 255 Square Feet
      • Dimensions: 15X17
      Bedroom 2
      • Features: Flooring (Carpet)
      • Level: Second
      • Area: 288 Square Feet
      • Dimensions: 18X16
      Bedroom 3
      • Features: Flooring (Carpet)
      • Level: Second
      • Area: 234 Square Feet
      • Dimensions: 18X13
      Bedroom 4
      • Features: Flooring (Carpet)
      • Level: Third
      • Area: 255 Square Feet
      • Dimensions: 17X15
      Bar entertainment
      • Features: Flooring (Tile)
      • Level: Basement
      • Area: 120 Square Feet
      • Dimensions: 12X10
      Bonus room
      • Features: Flooring (Other)
      • Level: Basement
      • Area: 132 Square Feet
      • Dimensions: 12X11
      Dining room
      • Features: Flooring (Hardwood)
      • Level: Main
      • Area: 336 Square Feet
      • Dimensions: 21X16
      Eating area
      • Features: Flooring (Hardwood)
      • Level: Main
      • Area: 121 Square Feet
      • Dimensions: 11X11
      Other
      • Features: Flooring (Wood Laminate)
      • Level: Second
      • Area: 126 Square Feet
      • Dimensions: 14X9
      Exercise room
      • Features: Flooring (Other)
      • Level: Basement
      • Area: 375 Square Feet
      • Dimensions: 15X25
      Family room
      • Features: Flooring (Carpet)
      • Level: Third
      • Area: 304 Square Feet
      • Dimensions: 16X19
      Kitchen
      • Features: Kitchen (Eating Area-Breakfast Bar, Breakfast Room, Granite Counters, Updated Kitchen), Flooring (Hardwood)
      • Level: Main
      • Area: 182 Square Feet
      • Dimensions: 13X14
      Laundry
      • Features: Flooring (Ceramic Tile)
      • Level: Second
      • Area: 40 Square Feet
      • Dimensions: 8X5
      Living room
      • Features: Flooring (Hardwood)
      • Level: Main
      • Area: 400 Square Feet
      • Dimensions: 16X25
      Loft
      • Features: Flooring (Carpet)
      • Level: Third
      • Area: 420 Square Feet
      • Dimensions: 21X20
      Mud room
      • Features: Flooring (Tile)
      • Level: Main
      • Area: 126 Square Feet
      • Dimensions: 21X6
      Office
      • Features: Flooring (Hardwood)
      • Level: Main
      • Area: 288 Square Feet
      • Dimensions: 18X16
      Recreation room
      • Features: Flooring (Carpet)
      • Level: Basement
      • Area: 770 Square Feet
      • Dimensions: 22X35
      Sun room
      • Features: Flooring (Stone)
      • Level: Main
      • Area: 126 Square Feet
      • Dimensions: 14X9
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Gas Cooktop
      • Laundry: Upper Level, In Unit, Sink
      Features
      • Cathedral Ceiling(s), Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Bookcases, Historic/Period Mlwk, Special Millwork, Granite Counters, Separate Dining Room
      • Flooring: Hardwood, Carpet
      • Basement: Finished,Rec/Family Area,Storage Space,Full
      • Number of fireplaces: 3
      • Fireplace features: Wood Burning, Gas Starter, Living Room, Basement, Den/Library
      Interior area
      • Total structure area: 5,301
      • Total interior livable area: 5,301 sqft
      • Finished area below ground: 1,478
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Concrete, Garage Door Opener, Heated Garage, Yes, Garage Owned, Attached, Garage
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: No Disability Access
      Features
      • Stories: 2
      • Patio & porch: Patio
      • Exterior features: Balcony, Lighting
      Lot
      • Size: 0.28 Acres
      • Features: Landscaped, Mature Trees
      Details
      • Parcel number: 1203462009
      • Special conditions: None
      • Other equipment: Intercom, Ceiling Fan(s)

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Cedar
      • Foundation: Concrete Perimeter
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1996

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Curbs, Sidewalks, Street Paved
      HOA
      • Services included: None
      Location
      • Region: Geneva

      Financial & listing details

      • Price per square foot: $330/sqft
      • Tax assessed value: $1,294,587
      • Annual tax amount: $32,226
      • Date on market: 2/26/2026
      • Ownership: Fee Simple

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        2/26/2026Listed for sale$1,749,000+63.5%$330/sqft
        Source: MRED as distributed by MLS GRID #12546421 Report a problem
        3/24/2021Listing removed--
        Source: Owner Report a problem
        10/16/2020Sold$1,069,500-14.3%$202/sqft
        Source: Public Record Report a problem
        6/25/2020Listed for sale$1,248,000+241%$235/sqft
        Source: Owner Report a problem
        9/19/1997Sold$366,000+192.8%$69/sqft
        Source: Public Record Report a problem
        9/27/1996Sold$125,000$24/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$32,227 +2.2%$431,529 +10%
        2023$31,528 +5.3%$392,299 +7.6%
        2022$29,935 +2.9%$364,522 +3.9%
        2021$29,094 +25.2%$350,974 +25.2%
        2020$23,239 +0.2%$280,266 +1.9%
        2019$23,191 +0.1%$274,960
        2018$23,158 +1.1%$274,960 +2.7%
        2017$22,917 -2.8%$267,627 +1.4%
        2016$23,576 $264,010 +5.2%
        2015-- $251,008 +5.2%
        2014-- $238,590
        2013-- $238,590 -4.5%
        2012-- $249,754
        2011-- $249,754 -5.5%
        2010-- $264,251 -9.8%
        2009-- $293,075 -3.8%
        2008-- $304,799 +8.9%
        2007-- $279,972 +6.8%
        2006-- $262,243 +7.3%
        2005-- $244,311 +4.9%
        2004-- $232,810 +13%
        2003-- $206,014
        2002-- $206,014 +6.4%
        2001-- $193,586 +5.2%
        2000-- $184,017

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 60134

        Getting around

        81 / 100
        Very Walkable
        75 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Williamsburg Elementary School
        • Middle: Geneva Middle School
        • High: Geneva Community High School
        • District: 304

        Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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