Exceptional three-story residence ideally situated in the heart of Geneva's coveted Historic District, just two blocks from 3rd Street shopping, dining, and entertainment, and only one block from the Fox River and scenic Fox River Trail. This premier location offers effortless walkability to all that downtown Geneva has to offer, along with easy access to the highly acclaimed Geneva School District 304. The impressive entryway welcomes you into beautifully appointed interiors highlighted by exquisite custom millwork, transom windows, thick crown and base moldings, and elegant wainscoted walls throughout. Hardwood floors flow seamlessly through the spacious main level, beginning in the elegant oversized living room, which features a wood-burning fireplace and built-in cabinets with glass fronts and accent lighting. Abundant natural light fills the space through two sets of French doors, leading to a stunning screened-in patio and creating a seamless indoor-outdoor living experience. The heart of the home is a beautifully designed chef's kitchen with high-end stainless steel appliances, including a new dishwasher, stove, and double ovens (2026), ample white cabinetry, granite countertops, and a new backsplash. A charming eat-in nook with built-in bench seating is framed by a large picture window and opens directly to the sunroom, offering a comfortable, light-filled space perfect for both everyday moments and relaxed entertaining. Just off the kitchen is a built-in desk area and a stunning formal dining room showcasing thick crown molding, wainscoted walls, and a built-in hutch with accent lighting. A private office, featuring beautiful millwork, custom built-ins, and a fireplace, offers incredible flexibility, with the potential to serve as a first-floor bedroom complete with an attached full bath, perfect for guests or multigenerational living. A mudroom with open locker-style cubbies completes the main level with both style and practicality. The second level is highlighted by a luxurious primary suite, featuring a completely remodeled en-suite bath (2025 by Hogan), offering dual quartz-topped vanities, an oversized glass-enclosed shower, and a new large walk-in closet with built-ins. The primary suite also enjoys private access to an enclosed heated balcony overlooking the beautifully landscaped backyard. Two additional spacious bedrooms on this level feature generous closets and share a Jack-and-Jill bath. A convenient laundry room with a sink completes the second floor. The third level offers exceptional flexibility with a spacious loft, recreation room, and a fourth bedroom with en-suite bath, all featuring cathedral ceilings, closets, and custom built-ins. The finished lower level expands the home's living and entertaining spaces, featuring a spacious family room anchored by a striking stone-surround fireplace. A well-appointed wet bar with a large island, counter seating, built-in cabinets, fridge, ice maker, and sink, ideal for hosting gatherings. Additional highlights include a versatile bonus room perfect for a 2nd office or craft space, a new home gym (2025) with mat flooring, a half bath, and abundant storage. Outdoor living truly shines, highlighted by $200-300K in professional landscaping, with Hydrangeas gracing the front and back yards, peonies along the side, and a stunning purple tree that makes a statement each spring. Relax or entertain on the expansive multi-level brick paver patio, surrounded by mature trees for exceptional privacy and generous open green space for outdoor enjoyment. Completing this exceptional property is a heated, attached three-car garage with a golf simulator. This beautiful home offers the perfect blend of tranquility and walkable convenience, just steps from the Fox River, nearby parks, 3rd Street shopping and dining, and all the charm downtown Geneva has to offer. A rare opportunity to enjoy a lifestyle defined by historic charm, timeless luxury, and an unbeatable location.
Active
$1,749,000
146 Franklin St, Geneva, IL 60134
4beds
5,301sqft
Single Family Residence
Built in 1996
0.28 Acres Lot
$-- Zestimate®
$330/sqft
$-- HOA
What's special
Wood-burning fireplaceBeautifully appointed interiorsJack-and-jill bathAbundant natural lightLuxurious primary suiteStunning screened-in patioBuilt-in desk area
- 127 days |
- 1,543 |
- 35 |
Zillow last checked:
Listing updated:
Listed by:
Debora McKay 630-377-1771,
Coldwell Banker Realty,
Roger Erikson 630-542-5339,
Coldwell Banker Realty
Source: MRED as distributed by MLS GRID,MLS#: 12546421
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Rooms
- Room types: Bonus Room, Eating Area, Enclosed Balcony, Exercise Room, Foyer, Loft, Mud Room, Office, Recreation Room, Storage, Sun Room, Utility Room-Lower Level
Primary bedroom
- Features: Flooring (Hardwood), Bathroom (Full, Double Sink, Shower Only)
- Level: Second
- Area: 255 Square Feet
- Dimensions: 15X17
Bedroom 2
- Features: Flooring (Carpet)
- Level: Second
- Area: 288 Square Feet
- Dimensions: 18X16
Bedroom 3
- Features: Flooring (Carpet)
- Level: Second
- Area: 234 Square Feet
- Dimensions: 18X13
Bedroom 4
- Features: Flooring (Carpet)
- Level: Third
- Area: 255 Square Feet
- Dimensions: 17X15
Bar entertainment
- Features: Flooring (Tile)
- Level: Basement
- Area: 120 Square Feet
- Dimensions: 12X10
Bonus room
- Features: Flooring (Other)
- Level: Basement
- Area: 132 Square Feet
- Dimensions: 12X11
Dining room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 336 Square Feet
- Dimensions: 21X16
Eating area
- Features: Flooring (Hardwood)
- Level: Main
- Area: 121 Square Feet
- Dimensions: 11X11
Other
- Features: Flooring (Wood Laminate)
- Level: Second
- Area: 126 Square Feet
- Dimensions: 14X9
Exercise room
- Features: Flooring (Other)
- Level: Basement
- Area: 375 Square Feet
- Dimensions: 15X25
Family room
- Features: Flooring (Carpet)
- Level: Third
- Area: 304 Square Feet
- Dimensions: 16X19
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar, Breakfast Room, Granite Counters, Updated Kitchen), Flooring (Hardwood)
- Level: Main
- Area: 182 Square Feet
- Dimensions: 13X14
Laundry
- Features: Flooring (Ceramic Tile)
- Level: Second
- Area: 40 Square Feet
- Dimensions: 8X5
Living room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 400 Square Feet
- Dimensions: 16X25
Loft
- Features: Flooring (Carpet)
- Level: Third
- Area: 420 Square Feet
- Dimensions: 21X20
Mud room
- Features: Flooring (Tile)
- Level: Main
- Area: 126 Square Feet
- Dimensions: 21X6
Office
- Features: Flooring (Hardwood)
- Level: Main
- Area: 288 Square Feet
- Dimensions: 18X16
Recreation room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 770 Square Feet
- Dimensions: 22X35
Sun room
- Features: Flooring (Stone)
- Level: Main
- Area: 126 Square Feet
- Dimensions: 14X9
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Gas Cooktop
- Laundry: Upper Level, In Unit, Sink
Features
- Cathedral Ceiling(s), Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Bookcases, Historic/Period Mlwk, Special Millwork, Granite Counters, Separate Dining Room
- Flooring: Hardwood, Carpet
- Basement: Finished,Rec/Family Area,Storage Space,Full
- Number of fireplaces: 3
- Fireplace features: Wood Burning, Gas Starter, Living Room, Basement, Den/Library
Interior area
- Total structure area: 5,301
- Total interior livable area: 5,301 sqft
- Finished area below ground: 1,478
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Concrete, Garage Door Opener, Heated Garage, Yes, Garage Owned, Attached, Garage
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
- Patio & porch: Patio
- Exterior features: Balcony, Lighting
Lot
- Size: 0.28 Acres
- Features: Landscaped, Mature Trees
Details
- Parcel number: 1203462009
- Special conditions: None
- Other equipment: Intercom, Ceiling Fan(s)
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Cedar
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1996
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Curbs, Sidewalks, Street Paved
HOA
- Services included: None
Location
- Region: Geneva
Financial & listing details
- Price per square foot: $330/sqft
- Tax assessed value: $1,294,587
- Annual tax amount: $32,226
- Date on market: 2/26/2026
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 2/26/2026 | Listed for sale | $1,749,000+63.5%$330/sqft |
Source: | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 10/16/2020 | Sold | $1,069,500-14.3%$202/sqft |
Source: Public Record Report a problem | ||
| 6/25/2020 | Listed for sale | $1,248,000+241%$235/sqft |
Source: Owner Report a problem | ||
| 9/19/1997 | Sold | $366,000+192.8%$69/sqft |
Source: Public Record Report a problem | ||
| 9/27/1996 | Sold | $125,000$24/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $32,227 +2.2% | $431,529 +10% |
| 2023 | $31,528 +5.3% | $392,299 +7.6% |
| 2022 | $29,935 +2.9% | $364,522 +3.9% |
| 2021 | $29,094 +25.2% | $350,974 +25.2% |
| 2020 | $23,239 +0.2% | $280,266 +1.9% |
| 2019 | $23,191 +0.1% | $274,960 |
| 2018 | $23,158 +1.1% | $274,960 +2.7% |
| 2017 | $22,917 -2.8% | $267,627 +1.4% |
| 2016 | $23,576 | $264,010 +5.2% |
| 2015 | -- | $251,008 +5.2% |
| 2014 | -- | $238,590 |
| 2013 | -- | $238,590 -4.5% |
| 2012 | -- | $249,754 |
| 2011 | -- | $249,754 -5.5% |
| 2010 | -- | $264,251 -9.8% |
| 2009 | -- | $293,075 -3.8% |
| 2008 | -- | $304,799 +8.9% |
| 2007 | -- | $279,972 +6.8% |
| 2006 | -- | $262,243 +7.3% |
| 2005 | -- | $244,311 +4.9% |
| 2004 | -- | $232,810 +13% |
| 2003 | -- | $206,014 |
| 2002 | -- | $206,014 +6.4% |
| 2001 | -- | $193,586 +5.2% |
| 2000 | -- | $184,017 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 60134
Nearby schools
GreatSchools rating
- 9/10Williamsburg Elementary SchoolGrades: K-5Distance: 1.2 mi
- 9/10Geneva Middle School NorthGrades: 6-8Distance: 2.5 mi
- 7/10Geneva Community High SchoolGrades: 9-12Distance: 0.9 mi
Schools provided by the listing agent
- Elementary: Williamsburg Elementary School
- Middle: Geneva Middle School
- High: Geneva Community High School
- District: 304
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Illinois
- Kane County
- Geneva
- 60134
- 146 Franklin St





