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For sale
  • $9,975,000

    15 Harbor Island Dr, Key Largo, FL 33037

    5beds
    5,454sqft
    : 
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    Single Family Residence
    Built in 2000
    0.45 Acres Lot
    $9,020,100 Zestimate®
    $1,829/sqft
    $-- HOA

    What's special

    Courtyard entryThree-car garageFive en-suite bedroomsSeparate laundry roomCovered pool patioCustom millworkMedia room
    Gracious waterfront living awaits at 15 Harbor Island Drive, a spacious 5,400 sq. ft. family retreat tucked within one of Ocean Reef's most private and picturesque neighborhoods. Located on a quiet street surrounded by sparkling canals, this two-story residence offers exceptional indoor–outdoor living and an ideal layout for both multi-generational families and effortless entertaining. The home features five en-suite bedrooms, including a grand first-floor primary suite with soaring ceilings, dual walk-in closets, and two full baths. Sliders open directly to the pool deck, creating a serene extension of the suite. A second guest suite is also located on the main level, along with a separate laundry room and a private office for quiet productivity. A formal living room, dining room, and media room provide multiple gathering spaces, while the open-concept family room seamlessly blends the gourmet kitchen, dining area, and separate wet bar with the expansive pool patio. Custom millwork, crown molding, marble floors, and thoughtful architectural details create a sense of understated sophistication throughout. Upstairs, a striking iron-and-brass staircase leads to three additional guest suites and a spacious media room with a built-in Murphy bed for overflow guests—ideal for larger families and holiday gatherings. Boaters will appreciate the 75' dock system, complete with a fixed dock, floating dock, and lift suitable for large center consoles. Impact windows, a three-car garage, courtyard entry, and pavered circular driveway add to the home's ease of living. Whether hosting outdoor dinners on the covered pool patio, enjoying peaceful afternoons by the water, or setting out for a day on the ocean, this Harbor Island residence offers the finest in private waterfront living at Ocean Reef.
    191 days
    |
    411
    |
    18
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Post/ Taylor Group,

    Ocean Reef Club Sotheby's International Realty

    Source: CLS at Ocean Reef,MLS#: 2952MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 6
      • Full bathrooms: 5
      • 1/2 bathrooms: 1
      Appliances
      • Included: Washer, Dryer, Dishwasher, Freezer, Refrigerator, Microwave
      Features
      • Office/Den
      • Has fireplace: Yes
      • Furnished: Yes
      Interior area
      • Total structure area: 5,454
      • Total interior livable area: 5,454 sqft
      Video & virtual tour

      Property

      Features
      • Stories: 2
      • Patio & porch: Terrace
      • Exterior features: Dock
      • On waterfront: Yes
      Lot
      • Size: 0.45 Acres
      Details
      • Parcel number: 00573670005500
      • Special conditions: Traditional

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Condition
      • New construction: No
      • Year built: 2000

      Community & HOA

      Community
      • Subdivision: Not Condo or Condo Outside MLS Area
      Location
      • Region: Key Largo

      Financial & listing details

      • Price per square foot: $1,829/sqft
      • Tax assessed value: $5,574,801
      • Annual tax amount: $38,120
      • Date on market: 1/2/2026

        Estimated market value

        $9,020,100

        $8.57M - $9.47M

        $8,724/mo

        Price history

        DateEventPrice
        1/28/2026Price change$9,975,000-9.1%$1,829/sqft
        Source: CLS at Ocean Reef #2952 Report a problem
        1/2/2026Listed for sale$10,975,000-7%$2,012/sqft
        Source: CLS at Ocean Reef #2952 Report a problem
        5/30/2025Listing removed$11,800,000$2,164/sqft
        Source: CLS at Ocean Reef #2594 Report a problem
        10/24/2023Listed for sale$11,800,000$2,164/sqft
        Source: CLS at Ocean Reef #2594 Report a problem
        4/19/2023Listing removed--
        Source: CLS at Ocean Reef Report a problem
        3/24/2023Listed for sale$11,800,000+118.7%$2,164/sqft
        Source: CLS at Ocean Reef #2511 Report a problem
        5/7/2015Listing removed$5,395,000$989/sqft
        Source: Russell Post Sotheby's International Realty #OR544 Report a problem
        5/18/2014Price change$5,395,000-6.2%$989/sqft
        Source: Russell Post Sotheby's International Realty #OR544 Report a problem
        12/4/2013Listed for sale$5,750,000+38.6%$1,054/sqft
        Source: Russell Post Sotheby's International Realty #OR544 Report a problem
        7/16/2007Sold$4,150,000+690.5%$761/sqft
        Source: Public Record Report a problem
        7/30/1999Sold$525,000+425%$96/sqft
        Source: Public Record Report a problem
        4/1/1997Sold$100,000-59.2%$18/sqft
        Source: Public Record Report a problem
        5/17/1995Sold$245,000$45/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$38,120 +84.6%$5,574,801 +83%
        2024$20,654 +2.2%$3,046,392 +3%
        2023$20,208 +4.8%$2,957,663 +3%
        2022$19,292 -3.4%$2,871,518 +3%
        2021$19,972 +0.6%$2,787,882 +1.4%
        2020$19,844 $2,749,391 +3.3%
        2019$19,844 +3.1%$2,662,474 +1.9%
        2018$19,249 -0.4%$2,612,831 +2.1%
        2017$19,323 +2.3%$2,559,091 -10.6%
        2016$18,892 -16.3%$2,862,826 +9.4%
        2015$22,583 $2,615,824
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33037

        Getting around

        11 / 100
        Car-Dependent
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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