This house has a newly renovated interior and exterior since 2018. New insulation in the attic that was installed in 2019. Very Energy Efficient. The yard is a good size for summer activities/ Intex 12ft x 30in Metal Frame Pool with Filter Pump included, as well as it has a new deck. This house is located in the beautiful Warwick Neck community right near Rocky Point Park. As for location, this house has multiple ocean state beaches surrounding it within a 5-10 minute drive; it has easy access to the highways and is located near some of the best restaurants in RI. This house would be an amazing opportunity for anyone looking to down size to a comfortable, and convenient living situation. Flood insurance required, but affordable. Selling As-is. Creditworthy and income worthy individuals veteran or non veteran may assume current 30 year fixed VA home loan at 3.375% interest rate, low monthly mortgage escrow payment of $1136.00 each month with lenders approval. Assumption of home has a lower closing cost; buyer wouldn't have to pay banks origination fee, and an appraisal is not mandatory. Closing would be streamlined. Buyer would have to pay a low one time VA funding fee of 0.5%, and pay seller the equity difference of the current VA loan balance and negotiated sale price of home. Cash offers accepted. PMI is not required with assumption of VA loan.
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