Welcome home to this beautifully maintained 3 bedroom, 2.5 bath townhome in The Oaks of St. Charles, offering a fantastic location just minutes from parks, the Fox River, and the charming downtown districts of both St. Charles and Geneva. Set on a landscaped lot with mature trees, the home features inviting curb appeal with a welcoming front porch, a 2 car garage, and a private backyard deck perfect for relaxing or entertaining. Inside, hardwood floors run throughout the main level, highlighting a bright living room with bay window, a formal dining room, and a comfortable family room with a gas log fireplace. The adjacent kitchen is designed for both style and function with quartz countertops, stainless steel appliances, a breakfast bar, and decorative tile backsplash. Upstairs you'll find three bedrooms including the spacious primary suite with a walk in closet and private bath, along with a full hall bathroom. The finished walkout basement expands the living space with a rec room, game room, second fireplace, and laundry area. Residents of The Oaks also enjoy access to a neighborhood clubhouse and pool, creating a wonderful blend of comfort, convenience, and community living.
Closed
$427,000
15 White Oak Cir, St Charles, IL 60174
3beds
1,610sqft
Townhouse, Single Family Residence
Built in 1978
2,059 Square Feet Lot
$432,600 Zestimate®
$265/sqft
$2,802 Estimated rent
Home value
$432,600
$389,000 - $480,000
$2,802/mo
Zestimate® history
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List your homeWhat's special
Second fireplaceInviting curb appealWelcoming front porchQuartz countertopsBreakfast barFormal dining roomStainless steel appliances
Zillow last checked:
Listing updated:
Listed by:
Matthew Kombrink, GRI,SFR 630-803-8444,
One Source Realty,
Miles Tischhauser 815-739-3458,
One Source Realty
Bought with:
Bridget Duniec
@properties Christie's International Real Estate
Source: MRED as distributed by MLS GRID,MLS#: 12592753
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Recreation Room, Game Room
Primary bedroom
- Features: Flooring (Carpet), Window Treatments (All), Bathroom (Full)
- Level: Second
- Area: 221 Square Feet
- Dimensions: 17X13
Bedroom 2
- Features: Flooring (Carpet), Window Treatments (All)
- Level: Second
- Area: 143 Square Feet
- Dimensions: 13X11
Bedroom 3
- Features: Flooring (Carpet), Window Treatments (All)
- Level: Second
- Area: 143 Square Feet
- Dimensions: 13X11
Dining room
- Features: Flooring (Hardwood), Window Treatments (All)
- Level: Main
- Area: 110 Square Feet
- Dimensions: 11X10
Family room
- Features: Flooring (Hardwood), Window Treatments (All)
- Level: Main
- Area: 143 Square Feet
- Dimensions: 13X11
Game room
- Features: Flooring (Carpet), Window Treatments (All)
- Level: Basement
- Area: 98 Square Feet
- Dimensions: 14X7
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar), Flooring (Hardwood), Window Treatments (All)
- Level: Main
- Area: 88 Square Feet
- Dimensions: 11X8
Living room
- Features: Flooring (Hardwood), Window Treatments (All)
- Level: Main
- Area: 221 Square Feet
- Dimensions: 17X13
Recreation room
- Features: Flooring (Carpet), Window Treatments (All)
- Level: Basement
- Area: 352 Square Feet
- Dimensions: 22X16
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
- Laundry: Washer Hookup
Features
- Storage, Walk-In Closet(s)
- Flooring: Hardwood
- Windows: Screens
- Basement: Finished,Exterior Entry,Full,Walk-Out Access
- Number of fireplaces: 2
- Fireplace features: Gas Log, Gas Starter, Family Room, Basement
Interior area
- Total structure area: 0
- Total interior livable area: 1,610 sqft
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Garage Door Opener, Yes, Garage Owned, Detached, Garage
- Garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Patio & porch: Deck
Lot
- Size: 2,059 Square Feet
- Features: Landscaped, Mature Trees
Details
- Parcel number: 0934451179
- Special conditions: None
- Other equipment: Water-Softener Owned, Ceiling Fan(s)
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse, Single Family Residence
Materials
- Cedar, Stucco
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1978
- Major remodel year: 2026
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Carbon Monoxide Detector(s)
- Subdivision: The Oaks
HOA
- Has HOA: Yes
- Amenities included: Party Room, Pool
- Services included: Insurance, Clubhouse, Pool, Exterior Maintenance, Lawn Care, Snow Removal
- HOA fee: $425 monthly
Location
- Region: St Charles
Financial & listing details
- Price per square foot: $265/sqft
- Tax assessed value: $290,355
- Date on market: 3/18/2026
- Listing terms: Conventional
- Ownership: Fee Simple w/ HO Assn.
Price history
| Date | Event | Price |
|---|---|---|
| 4/21/2026 | Sold | $427,000+2.9%$265/sqft |
Source:  MRED as distributed by MLS GRID #12592753 Report a problem | ||
| 3/23/2026 | Contingent | $415,000$258/sqft |
Source: MRED as distributed by MLS GRID #12592753 Report a problem | ||
| 3/18/2026 | Listed for sale | $415,000+68.2%$258/sqft |
Source: MRED as distributed by MLS GRID #12592753 Report a problem | ||
| 11/14/2025 | Sold | $246,750+10.9%$153/sqft |
Source: MRED as distributed by MLS GRID #12510350 Report a problem | ||
| 6/9/2018 | Sold | $222,500-1.1%$138/sqft |
Source: Public Record Report a problem | ||
| 4/23/2018 | Pending sale | $225,000$140/sqft |
Source: Coldwell Banker-St.Charles #09915199 Report a problem | ||
| 4/13/2018 | Listed for sale | $225,000$140/sqft |
Source: Coldwell Banker Residential #09915199 Report a problem | ||
| 11/23/2017 | Listing removed | $225,000$140/sqft |
Source: Miscella Real Estate #09687949 Report a problem | ||
| 10/25/2017 | Price change | $225,000-6.1%$140/sqft |
Source: Miscella Real Estate #09687949 Report a problem | ||
| 7/13/2017 | Price change | $239,500-4.2%$149/sqft |
Source: Miscella Real Estate #09687949 Report a problem | ||
| 5/18/2017 | Price change | $249,900-5.7%$155/sqft |
Source: Miscella Real Estate #09609589 Report a problem | ||
| 4/28/2017 | Listed for sale | $264,900+53.6%$165/sqft |
Source: Miscella Real Estate #09609589 Report a problem | ||
| 1/14/2014 | Sold | $172,500$107/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $96,785 +11.7% |
| 2023 | -- | $86,624 +12% |
| 2022 | -- | $77,370 +4.9% |
| 2021 | $5,525 +1.1% | $73,749 +1.9% |
| 2020 | $5,463 +1.9% | $72,374 +2% |
| 2019 | $5,360 +96.7% | $70,941 +6.5% |
| 2018 | $2,725 -44.2% | $66,612 +3.5% |
| 2017 | $4,888 -3.7% | $64,335 +15.8% |
| 2016 | $5,074 | $55,544 +2.6% |
| 2015 | -- | $54,138 +3.8% |
| 2014 | -- | $52,166 -3.3% |
| 2013 | -- | $53,943 -5.3% |
| 2012 | -- | $56,947 -6.3% |
| 2011 | -- | $60,799 -7.5% |
| 2010 | -- | $65,753 -5.4% |
| 2009 | -- | $69,478 -4.8% |
| 2008 | -- | $72,954 -2.4% |
| 2007 | -- | $74,782 +4.9% |
| 2006 | -- | $71,270 +12.2% |
| 2005 | -- | $63,534 +3.3% |
| 2004 | -- | $61,493 +3% |
| 2003 | -- | $59,707 +3.3% |
| 2002 | -- | $57,804 +7.8% |
| 2001 | -- | $53,636 -2.6% |
| 2000 | -- | $55,064 |
Find assessor info on the county website
Neighborhood: 60174
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Nearby schools
GreatSchools rating
- 9/10Davis Primary SchoolGrades: K-5Distance: 0.7 mi
- 7/10Thompson Middle SchoolGrades: 6-8Distance: 1.2 mi
- 7/10St Charles East High SchoolGrades: 9-12Distance: 2.4 mi
Schools provided by the listing agent
- Elementary: Davis Elementary School
- Middle: Thompson Middle School
- High: St Charles East High School
- District: 303
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$432,600
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Estimated market value
$432,600
- Illinois
- Kane County
- Saint Charles
- 60174
- 15 White Oak Cir
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