Skip main navigation
Active under contract
  • $385,000

    1509 Tioga Ravine, Monticello, IN 47960

    4beds
    2,880sqft
    : 
    Loading
    Get pre-qualified
    Single Family Residence
    Built in 1965
    1.22 Acres Lot
    $374,700 Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Waterfront propertyFenced yardFresh front landscapingSteel seawallLower walkout basement deckPatio overlooking the lakeCarpet in the bedrooms
    Tucked away in town like your own private retreat, this waterfront property is the definition of secluded living. Sitting on 1.22 acres with approximately 225 feet of water frontage and a steel seawall, most people don’t even know this hidden oasis exists. Start your mornings sipping coffee on the upper deck overlooking the water or unwind on the lower walkout basement deck enjoying the same peaceful views. The waterfront area is perfect for entertaining, relaxing, fishing, or simply soaking in the scenery, complete with a dock and plenty of room to enjoy lake life. This 4 bedroom, 2 bathroom home offers 2 bedrooms and 1 bath on each level, creating a great setup for guests or multi-generational living. The upstairs master bedroom features its own sunroom with access to the patio overlooking the lake. Picture windows fill the living room with natural light and beautiful water views, while the fireplaces (gas upstairs, wood downstairs) add warmth and charm to both levels of the home. The kitchen features granite countertops, a pantry, and stainless steel appliances. Hardwood and tile flooring run throughout with carpet in the bedrooms. Additional features include a 2-car garage, fenced yard, newly painted decks and steps, some new paint in the interior, and fresh front landscaping. A rare opportunity to own a truly private waterfront escape while still being conveniently located in town.
    38 days
    |
    1,183
    |
    72
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Garrett Criswell 574-297-1436,

    Raeco Realty

    Source: IRMLS,MLS#: 202618827MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bedrooms: 2
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Main
      Dining room
      • Level: Main
      • Area: 140
      • Dimensions: 14 x 10
      Family room
      • Level: Basement
      • Area: 690
      • Dimensions: 30 x 23
      Kitchen
      • Level: Main
      • Area: 228
      • Dimensions: 19 x 12
      Living room
      • Level: Main
      • Area: 266
      • Dimensions: 19 x 14
      Heating
      • Natural Gas, Hot Water, Radiant
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Refrigerator, Washer, Dryer-Gas, Gas Range, Gas Water Heater
      Features
      • Basement: Walk-Out Access
      • Number of fireplaces: 2
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 2,880
      • Total interior livable area: 2,880 sqft
      • Finished area above ground: 1,524
      • Finished area below ground: 1,356
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Has view: Yes
      • On waterfront: Yes
      • Waterfront features: Waterfront-High Bank, Lake Front, Ski Lake, Lake
      • Body of water: Lake Freeman
      • Frontage length: Channel/Canal Frontage(225),Water Frontage(225)
      Lot
      • Size: 1.22 Acres
      Details
      • Parcel number: 917328000021.100021

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding
      Condition
      • New construction: No
      • Year built: 1965

      Utilities & green energy

      • Sewer: City
      • Water: City

      Community & HOA

      Community
      • Subdivision: Lake Freeman
      Location
      • Region: Monticello

      Financial & listing details

      • Tax assessed value: $487,400
      • Annual tax amount: $2,306
      • Date on market: 5/18/2026

        Estimated market value

        $374,700

        $356,000 - $393,000

        $2,491/mo

        Price history

        DateEventPrice
        5/18/2026Listed for sale$385,000-3.6%
        Source: IRMLS #202618827 Report a problem
        1/9/2026Listing removed$399,500
        Source: IRMLS #202526666 Report a problem
        9/18/2025Price change$399,500-6%
        Source: IRMLS #202526666 Report a problem
        7/26/2025Price change$424,900-5.6%
        Source: IRMLS #202526666 Report a problem
        7/10/2025Listed for sale$449,900+72.4%
        Source: IRMLS #202526666 Report a problem
        1/12/2019Sold$261,000-4.2%$91/sqft
        Source: Agent Provided Report a problem
        10/15/2018Price change$272,500-2.6%$95/sqft
        Source: REAL ESTATE NETWORK L.L.C #201824352 Report a problem
        8/21/2018Price change$279,900-1.8%$97/sqft
        Source: REAL ESTATE NETWORK L.L.C #201824352 Report a problem
        7/23/2018Price change$284,900-1.7%$99/sqft
        Source: REAL ESTATE NETWORK L.L.C #201824352 Report a problem
        6/7/2018Listed for sale$289,900+26.1%$101/sqft
        Source: REAL ESTATE NETWORK L.L.C #201824352 Report a problem
        7/11/2015Sold--0
        Source: Agent Provided Report a problem
        3/10/2015Listed for sale$229,900+21.1%$80/sqft
        Source: Keller Williams Realty Signature Partners #201508643 Report a problem
        8/31/1999Sold$189,900$66/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,424 +19.4%$487,400 +11.2%
        2024$3,705 +14.6%$438,500 +20.2%
        2023$3,234 +21.2%$364,800 +12.3%
        2022$2,668 +13.5%$324,700 +21.1%
        2021$2,351 +3.3%$268,100 +13.5%
        2020$2,276 -3.3%$236,300 +3.2%
        2019$2,353 +1.2%$228,900
        2018$2,326 $228,900 +1%
        2017$2,326 +3.4%$226,700
        2016$2,249 $226,700 +2.5%
        2014$2,249 -0.7%$221,200 -0.2%
        2013$2,265 +4%$221,600 +0.9%
        2012$2,178 -3.5%$219,600 -1.3%
        2011$2,256 +3.3%$222,400 +3.5%
        2010$2,185 +5.7%$214,900
        2009$2,067 $214,900 +6.3%
        2007-- $202,200 +0.1%
        2006-- $201,900 +10.4%
        2005-- $182,800

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

          Explore the cost of this home by adjusting the details. Changes won't be saved.
          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
          See how much you could borrow to make a competitive offer.

          Climate risks

          Neighborhood: 47960

          Getting around

          29 / 100
          Car-Dependent
          21 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Meadowlawn
          • Middle: Roosevelt
          • High: Twin Lakes
          • District: Twin Lakes School Corp.

          Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

          A local agent can set up tours, give advice and negotiate with sellers.

          Browse local experts

          Similar homes

          Skip to the end of the carouselSkip to the beginning of the carousel