Welcome home to this spacious 3-bedroom, 2-bath modular home located in the heart of Cloverdale! Offering nearly 1,600 square feet of comfortable living space, this home features a desirable split-bedroom floor plan that provides both privacy and functionality. The inviting Great Room features a vaulted ceiling, creating an open and airy feel that's perfect for relaxing or entertaining. The Dining Room includes beautiful built-in cabinets, adding both character and extra storage. Major updates provide peace of mind, including a BRAND-NEW ROOF JUST INSTALLED IN JUNE 2026, along with newer gutters, gutter guards, soffits, fascia, and front windows-all just 3 years old. A new vapor barrier was installed in the crawlspace only 3 months ago, adding even more value. Step outside to enjoy both the front deck and side deck, offering great spaces for morning coffee, evening gatherings, or simply relaxing outdoors. The backyard also features a nice mini barn, providing plenty of storage for tools, lawn equipment, and seasonal items. Finding a well-maintained home with this much space, so many updates, and all for under $200,000 is becoming increasingly rare. Don't miss your opportunity to make this Cloverdale home yours-schedule your showing today!
Active
$199,900
151 W Water St, Cloverdale, IN 46120
3beds
1,568sqft
Residential, Single Family Residence
Built in 1986
6,969 Square Feet Lot
$197,900 Zestimate®
$127/sqft
$-- HOA
What's special
Open and airy feelDesirable split-bedroom floor planFront deckSide deckInviting great roomVaulted ceiling
- 2 days |
- 228 |
- 10 |
Zillow last checked:
Listing updated:
Listed by:
Amber Greene 317-370-7869,
Greene Realty, LLC,
Brette Land
Source: MIBOR as distributed by MLS GRID,MLS#: 22112006
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
- Area: 168 Square Feet
- Dimensions: 14x12
Bedroom 2
- Level: Main
- Area: 130 Square Feet
- Dimensions: 13x10
Bedroom 3
- Level: Main
- Area: 120 Square Feet
- Dimensions: 12x10
Dining room
- Level: Main
- Area: 120 Square Feet
- Dimensions: 12x10
Great room
- Level: Main
- Area: 416 Square Feet
- Dimensions: 26x16
Kitchen
- Level: Main
- Area: 168 Square Feet
- Dimensions: 14x12
Laundry
- Level: Main
- Area: 48 Square Feet
- Dimensions: 8x6
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Electric Cooktop, Dishwasher, Electric Water Heater, Oven, Range Hood, Refrigerator
- Laundry: Laundry Room
Features
- Built-in Features, Kitchen Island, Ceiling Fan(s), High Speed Internet, Eat-in Kitchen, Pantry, Walk-In Closet(s)
- Has basement: No
Interior area
- Total structure area: 1,568
- Total interior livable area: 1,568 sqft
Property
Parking
- Parking features: Gravel
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Porch
Lot
- Size: 6,969 Square Feet
- Features: Not In Subdivision, Street Lights, Mature Trees, Trees-Small (Under 20 Ft)
Details
- Additional structures: Barn Mini
- Parcel number: 671601104041000003
- Special conditions: As Is,Defects/None Noted,Sales Disclosure Supplements,Shared Driveway
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Modular
- Property subtype: Residential, Single Family Residence
Materials
- Vinyl Siding
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1986
Utilities & green energy
- Water: Public
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: Mccoy
HOA
- Has HOA: No
Location
- Region: Cloverdale
Financial & listing details
- Price per square foot: $127/sqft
- Tax assessed value: $125,800
- Annual tax amount: $170
- Date on market: 7/4/2026
- Cumulative days on market: 4 days
Estimated market value
$197,900
$188,000 - $208,000
$1,688/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/4/2026 | Listed for sale | $199,900+5.5%$127/sqft |
Source:  MIBOR as distributed by MLS GRID #22112006 Report a problem | ||
| 5/20/2026 | Listing removed | $189,555$121/sqft |
Source: MIBOR as distributed by MLS GRID #22098953 Report a problem | ||
| 5/14/2026 | Listed for sale | $189,555$121/sqft |
Source: MIBOR as distributed by MLS GRID #22098953 Report a problem | ||
| 5/4/2026 | Pending sale | $189,555$121/sqft |
Source: MIBOR as distributed by MLS GRID #22098953 Report a problem | ||
| 4/30/2026 | Listed for sale | $189,555$121/sqft |
Source: MIBOR as distributed by MLS GRID #22098953 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $167 +2% | $125,800 +17.7% |
| 2024 | $163 +2% | $106,900 +20.8% |
| 2023 | $160 +2% | $88,500 +2.1% |
| 2022 | $157 +2% | $86,700 +7.4% |
| 2021 | $154 +2% | $80,700 |
| 2020 | $151 +2% | $80,700 +0.5% |
| 2019 | $148 +2% | $80,300 |
| 2018 | $145 +2% | $80,300 +0.5% |
| 2017 | $142 +2% | $79,900 -2.2% |
| 2016 | $140 +2% | $81,700 +3% |
| 2014 | $137 +2% | $79,300 -4.8% |
| 2013 | $134 +2% | $83,300 +2.5% |
| 2012 | $131 | $81,300 -7.1% |
| 2011 | -- | $87,500 |
| 2010 | $207 +2% | $87,500 |
| 2009 | $203 | $87,500 -5.2% |
| 2006 | -- | $92,300 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 46120
Nearby schools
GreatSchools rating
- 5/10Cloverdale Middle SchoolGrades: 5-8Distance: 0.4 mi
- 7/10Cloverdale High SchoolGrades: 9-12Distance: 0.3 mi
- 5/10Cloverdale Elementary SchoolGrades: PK-4Distance: 0.6 mi
Schools provided by the listing agent
- Elementary: Cloverdale Elementary School
- Middle: Cloverdale Middle School
- High: Cloverdale High School
Source: MIBOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Indiana
- Putnam County
- Cloverdale
- 46120
- 151 W Water St
Nearby cities
Nearby zip codes
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