This is a pre-inspected true Victorian masterpiece defined by craftsmanship, scale, and timeless elegance. From the moment you arrive, the impressive brick exterior sets the tone for what awaits inside. Soaring 10 foot ceilings, rich hardwood floors, and extraordinary original character create a sense of grandeur rarely replicated today. Intricate plaster ceiling medallions, detailed 6" wide millwork, the original wood stairwell, and curved craftsmanship seldom seen in modern construction all speak to the artistry of the time. Every detail reflects a level of quality that just cannot be recreated. While the historic character remains beautifully intact, the sellers have made thoughtful investments to enhance comfort and livability. Custom made storm windows improve efficiency, ductwork was added to bring central air to the property, and the laundry was relocated to the main floor for everyday convenience. Electrical and plumbing systems have been updated, offering modern reliability. The kitchen and bathrooms were renovated in a way that feels cohesive and intentional, blending seamlessly with the home's original charm rather than competing with it. Situated on 2.5 city lots combined, this home offers a spacious yard to complement its impressive footprint. The detached garage includes storage space above, an attached insulated and heated workshop, and a lean to for additional covered parking. Previously operated as a Bed & Breakfast, the home has the potential to serve that purpose again, according to the City of St. Charles, offering the possibility of a unique income-producing opportunity. It is a beautifully preserved Victorian that has been respectfully updated and meticulously maintained.
Closed
$425,000
1512 Whitewater Ave, Saint Charles, MN 55972
5beds
5,148sqft
Single Family
Built in 1870
0.6 Acres Lot
$428,300 Zestimate®
$83/sqft
$2,888 Estimated rent
Home value
$428,300
$334,000 - $548,000
$2,888/mo
Zestimate® history
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List your homeWhat's special
Rich hardwood floorsImpressive brick exteriorExtraordinary original characterSpacious yardIntricate plaster ceiling medallionsOriginal wood stairwellCentral air
Zillow last checked:
Listing updated:
Listed by:
Sydney Ellefson 507-202-5433,
Edina Realty, Inc.
Bought with:
Mary Murphy
Edina Realty, Inc.
Kari Storkamp
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7035869
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Bedroom
- Level: Upper
- Area: 210 Square Feet
- Dimensions: 14x15
Bedroom 2
- Level: Upper
- Area: 240 Square Feet
- Dimensions: 16x15
Bedroom 3
- Level: Upper
- Area: 180 Square Feet
- Dimensions: 12x15
Bedroom 4
- Level: Upper
- Area: 99 Square Feet
- Dimensions: 9x11
Bedroom 5
- Level: Main
- Area: 143 Square Feet
- Dimensions: 11x13
Dining room
- Level: Main
- Area: 221 Square Feet
- Dimensions: 17x13
Great room
- Level: Main
- Area: 270 Square Feet
- Dimensions: 18x15
Living room
- Level: Main
- Area: 240 Square Feet
- Dimensions: 16x15
Heating
- Boiler, Hot Water
Cooling
- Central Air
Appliances
- Included: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener Owned
- Laundry: Main Level
Features
- Basement: Storage Space,Unfinished
- Number of fireplaces: 1
- Fireplace features: Electric, Free Standing
Interior area
- Total structure area: 5,148
- Total interior livable area: 5,148 sqft
- Finished area above ground: 3,432
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: Carport, Detached Garage, Concrete, Garage Door Opener, Storage
- Garage spaces: 2
- Carport spaces: 1
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Composite Decking, Deck, Front Porch
- Fencing: Partial,Privacy,Wood
Lot
- Size: 0.6 Acres
- Dimensions: 187 x 140
- Features: Corner Lot
Details
- Additional structures: Storage Shed
- Foundation area: 1716
- Parcel number: 290100910
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Materials
- Roof: Age Over 8 Years,Asphalt,Flat,Pitched,Rubber
Condition
- New construction: No
- Year built: 1870
Utilities & green energy
- Electric: Circuit Breakers
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Community
- Subdivision: Birges 1st Add
HOA
- Has HOA: No
Location
- Region: Saint Charles
Financial & listing details
- Price per square foot: $83/sqft
- Tax assessed value: $341,300
- Annual tax amount: $4,234
- Date on market: 3/16/2026
- Cumulative days on market: 9 days
Price history
| Date | Event | Price |
|---|---|---|
| 5/14/2026 | Sold | $425,000-2.3%$83/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7035869 Report a problem | ||
| 3/25/2026 | Pending sale | $435,000$84/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7035869 Report a problem | ||
| 3/16/2026 | Listed for sale | $435,000+89.2%$84/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7035869 Report a problem | ||
| 1/20/2017 | Sold | $229,900-4.2%$45/sqft |
Source: Public Record Report a problem | ||
| 12/19/2016 | Pending sale | $239,900$47/sqft |
Source: Coldwell Banker At Your Service Realty #4066109 Report a problem | ||
| 10/21/2016 | Price change | $239,900-4%$47/sqft |
Source: Coldwell Banker At Your Service Realty #4066109 Report a problem | ||
| 9/7/2016 | Listed for sale | $249,900$49/sqft |
Source: Coldwell Banker At Your Service Realty #4066109 Report a problem | ||
| 8/30/2016 | Pending sale | $249,900$49/sqft |
Source: Coldwell Banker At Your Service Realty #4066109 Report a problem | ||
| 8/30/2016 | Listed for sale | $249,900$49/sqft |
Source: Coldwell Banker At Your Service Realty #4066109 Report a problem | ||
| 7/31/2016 | Pending sale | $249,900$49/sqft |
Source: Coldwell Banker At Your Service Realty #4066109 Report a problem | ||
| 7/31/2016 | Listed for sale | $249,900$49/sqft |
Source: Coldwell Banker At Your Service Realty #4066109 Report a problem | ||
| 7/7/2016 | Pending sale | $249,900$49/sqft |
Source: Coldwell Banker At Your Service Realty #4066109 Report a problem | ||
| 9/16/2015 | Listed for sale | $249,900$49/sqft |
Source: Coldwell Banker At Your Service Realty #4066109 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,126 +2.1% | $341,300 +1.1% |
| 2024 | $4,040 +17.4% | $337,500 -1.3% |
| 2023 | $3,442 -6.5% | $342,100 +13.6% |
| 2022 | $3,680 +23.7% | $301,100 |
| 2021 | $2,976 -0.6% | $301,100 |
| 2020 | $2,994 +25.5% | -- |
| 2019 | $2,386 +2.8% | $252,600 +16% |
| 2018 | $2,322 -6.4% | $217,800 |
| 2017 | $2,482 | -- |
| 2016 | $2,482 | -- |
| 2015 | $2,482 +1.3% | -- |
| 2014 | $2,450 | -- |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Neighborhood: 55972
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Nearby schools
GreatSchools rating
- 7/10St. Charles Elementary SchoolGrades: PK-6Distance: 0.4 mi
- 9/10St. Charles SecondaryGrades: 7-12Distance: 0.7 mi
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Estimated market value
$428,300
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Estimated market value
$428,300
- Minnesota
- Winona County
- Saint Charles
- 55972
- 1512 Whitewater Ave
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