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Pending
    • $1,349,000

    1513 Harding Rd, Heathsville, VA 22473

    4beds
    2,558sqft
    : 
    $7,783/mo
    Get pre-qualified
    Single Family Residence
    Built in 1999
    2.05 Acres Lot
    $-- Zestimate®
    $527/sqft
    $30/mo HOA

    What's special

    Tidal pondSand beachGreat dockBeautifully landscaped groundsDetached playhouseBay and wildlife viewsConditioned crawl space
    Southern Living Bay Cottage on Harvey's Creek with incredible Bay and water views with all the charm you could ever desire. Picture perfect point lot with 700ft+ feet of waterfrontage Bay and wildlife views, sand beach, tidal pond, beautifully landscaped grounds.Open living/kitchen with fireplace, cozy family/media room, 2 bedrooms & bath on main level and 3rd bedroom with bath, laundry room and office loft on 2nd level. Cottage is connected by two covered porches to a 2 car oversized garage with outdoor steps from porch up to guest quarters with 4th bedroom with bath. Enjoy the outside grilling deck off the cottage family room. Additional land features include detached playhouse. Perfect place for kids overlooking the water. Outside features include firepit, fantastic water views in all directions, waterside lounging area, great dock, two lifts, water and electricity, plus room for all the water toys and fishing gear. This is a river compound designed for just you or all your family & friends. Beautiful privacy, great community, etc. There is a controlling depth at mouth of Harvey's Creek but accommodates most size power boats. 2.05 acres of privacy in a sought-after community. Features: 5 bedrooms, 4 baths, bulkhead shoreline, conditioned crawl space, generator, sand beach, dock and 15 minutes to Kilmarnock, Country club and all the area's special features. Perfect primary or second home. Home is being sold furnished except for some personal items. A list is available. Make an appointment to visit this ideal waterfront property.
    76 days
    |
    664
    |
    48
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sandra H. Hargett 804-436-3454,

    Liz Moore & Associates 804-436-9145

    Source: Chesapeake Bay & Rivers AOR,MLS#: 202600825Originating MLS: Chesapeake Bay Area MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 2
      • 1/2 bathrooms: 2
      Primary bedroom
      • Level: Second
      • Dimensions: 0 x 0
      Bedroom 2
      • Level: First
      • Dimensions: 0 x 0
      Bedroom 3
      • Level: First
      • Dimensions: 0 x 0
      Bedroom 4
      • Level: Second
      • Dimensions: 0 x 0
      Additional room
      • Description: Guest Apartment over garage
      • Level: Second
      • Dimensions: 0 x 0
      Family room
      • Level: First
      • Dimensions: 0 x 0
      Great room
      • Level: First
      • Dimensions: 0 x 0
      Kitchen
      • Level: First
      • Dimensions: 0 x 0
      Laundry
      • Level: Second
      • Dimensions: 0 x 0
      Heating
      • Electric, Forced Air, Heat Pump
      Cooling
      • Central Air, Electric, Heat Pump
      Appliances
      • Included: Dryer, Dishwasher, Electric Water Heater, Gas Cooking, Microwave, Oven, Refrigerator, Stove, Washer
      • Laundry: Washer Hookup, Dryer Hookup
      Features
      • Bedroom on Main Level, Ceiling Fan(s), Fireplace, High Ceilings
      • Flooring: Tile, Wood
      • Doors: Storm Door(s)
      • Windows: Storm Window(s)
      • Basement: Crawl Space
      • Attic: None
      • Number of fireplaces: 1
      • Fireplace features: Gas
      Interior area
      • Total interior livable area: 2,558 sqft
      • Finished area above ground: 2,558
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Driveway, Garage, Unpaved
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Wrap Around, Deck, Porch
      • Exterior features: Boat Lift, Deck, Dock, Porch, Unpaved Driveway
      • Pool features: None
      • Fencing: None
      • On waterfront: Yes
      • Waterfront features: Creek, Boat Ramp/Lift Access, Waterfront
      • Body of water: Harveys Creek
      • Frontage length: 790.0000,790.0000
      Lot
      • Size: 2.05 Acres
      • Features: Beach Front, Waterfront
      Details
      • Additional structures: Guest House
      • Parcel number: 44060230
      • Other equipment: Generator

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod,Two Story
      • Property subtype: Single Family Residence
      Materials
      • Drywall, Other, Wood Siding
      • Roof: Composition
      Condition
      • Resale
      • New construction: No
      • Year built: 1999

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Harmony Hall Farm
      HOA
      • Has HOA: Yes
      • HOA fee: $360 annually
      Location
      • Region: Heathsville

      Financial & listing details

      • Price per square foot: $527/sqft
      • Tax assessed value: $555,000
      • Annual tax amount: $4,107
      • Date on market: 5/15/2026
      • Ownership: Individuals
      • Ownership type: Sole Proprietor

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/29/2026Pending sale$1,349,000$527/sqft
        Source: Chesapeake Bay & Rivers AOR #202600825 Report a problem
        7/29/2026Contingent$1,349,000$527/sqft
        Source: Northern Neck AOR #120420 Report a problem
        5/26/2026Listed for sale$1,349,000$527/sqft
        Source: Northern Neck AOR #120420 Report a problem
        5/16/2026Contingent$1,349,000$527/sqft
        Source: Northern Neck AOR #120420 Report a problem
        5/14/2026Listed for sale$1,349,000$527/sqft
        Source: Northern Neck AOR #120420 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,107 +12.1%$555,000
        2024$3,663 +8.2%$555,000
        2023$3,386 $555,000
        2022$3,386 $555,000
        2021$3,386 +3.4%$555,000
        2020$3,275 +0.4%$555,000 +0.4%
        2019$3,262 $552,800
        2018-- $552,800
        2017-- $552,800 -0.4%
        2016-- $555,000
        2015-- $555,000
        2014-- $555,000 -13.3%
        2013-- $639,900
        2012-- $639,900
        2011-- $639,900
        2010-- $639,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 22473

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Northumberland
        • Middle: Northumberland
        • High: Northumberland

        Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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