Contingent

$185,000

1515 Merrill St, Chattanooga, TN 37412

4beds

2,470sqft

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Duplex

Built in 1950

-- sqft lot

$178,100 Zestimate^®

$75/sqft

$-- HOA

What's special

Fenced backyardDual-living potential

Versatile dual-living potential. Strong upside. Prime East Ridge location. This 1950 property is currently functioning as a single-family home but is already configured for duplex-style living with 2 beds/1 bath + kitchen on each level and separate entrances. Ideal for house hacking, multi-gen living, or converting to a true income-producing duplex. The home includes three carports (fits four vehicles), a fenced backyard, and a five-year-old roof. Property will be sold as-is, offering a solid foundation for renovation or repositioning. A smart opportunity in a growing, well-positioned community with strong long-term potential. Equitable Ownership Interest. Contact listing agent for details.

46 days

563

37

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 2

Heating

Central, Electric

Cooling

Central Air, Electric

Appliances

Included: Dishwasher, Electric Range, Electric Water Heater, Free-Standing Electric Oven, Microwave
Laundry: Electric Dryer Hookup, Washer Hookup

Features

Ceiling Fan(s), Whirlpool Tub
Has basement: Yes
Number of fireplaces: 1
Fireplace features: Living Room

Interior area

Total structure area: 2,470
Total interior livable area: 2,470 sqft
Finished area above ground: 1,395
Finished area below ground: 1,075

Property

Parking

Total spaces: 4
Parking features: Driveway
Carport spaces: 4

Features

Patio & porch: Front Porch
Exterior features: Storage
Fencing: Back Yard,Fenced

Lot

Size: 10,454 Square Feet
Dimensions: 70 x 150
Features: Level, Sloped

Details

Additional structures: Outbuilding
Parcel number: 169h B 011
Special conditions: Equitable Ownership Interest

Construction

Type & style

Home type: MultiFamily
Property subtype: Duplex

Materials

Block, Brick, Vinyl Siding
Foundation: Block
Roof: Asphalt

Condition

New construction: No
Year built: 1950

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Connected, Sewer Connected, Water Connected

Community & HOA

Community

Subdivision: None

HOA

Has HOA: No

Location

Region: Chattanooga

Financial & listing details

Price per square foot: $75/sqft
Tax assessed value: $268,800
Annual tax amount: $1,837
Date on market: 5/28/2026
Listing terms: Cash,Conventional

Estimated market value

$178,100

$169,000 - $187,000

$1,416/mo

Price history

Date	Event	Price
6/25/2026	Contingent	$185,000$75/sqft
Source: Greater Chattanooga Realtors #1535555 Report a problem
5/28/2026	Listed for sale	$185,000+146.7%$75/sqft
Source: Greater Chattanooga Realtors #1535555 Report a problem
9/5/2002	Sold	$75,000+4%$30/sqft
Source: Public Record Report a problem
12/23/1997	Sold	$72,100$29/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,838 +26.9%	$67,200 +96.9%
2024	$1,448	$34,125
2023	$1,448	$34,125
2022	$1,448 +89.7%	$34,125
2021	$763 +9.9%	$34,125 +35.8%
2020	$695	$25,125
2019	$695	$25,125
2018	$695 -46.1%	$25,125
2017	$1,289 +9.2%	$25,125
2016	$1,180	--
2015	$1,180	$22,025
2014	$1,180 -2.8%	--
2013	$1,214	$22,025 -7.9%
2012	$1,214	$23,925
2011	$1,214	$23,925
2010	$1,214 +7.9%	$23,925
2009	$1,125	$23,925 +17.7%
2008	--	$20,325
2007	--	$20,325
2006	--	$20,325
2005	--	$20,325 +24.5%
2004	--	$16,325
2003	--	$16,325
2002	--	$16,325
2001	--	$16,325 +7%
2000	--	$15,250

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 37412

Getting around

60 / 100

Somewhat Walkable

0 / 100

No Nearby Transit

50 / 100

Bikeable

Nearby schools

GreatSchools rating

3/10
East Ridge Elementary School
Grades: PK-5Distance: 0.1 mi
4/10
East Ridge Middle School
Grades: 6-8Distance: 0.6 mi
3/10
East Ridge High School
Grades: 9-12Distance: 0.6 mi

Schools provided by the listing agent

Elementary: East Ridge Elementary
Middle: East Ridge Middle
High: East Ridge High

Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.