Pending

$125,000

1520 W 7th St, Waterloo, IA 50702

2beds

1,404sqft

$930/mo

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Single Family Residence

Built in 1940

6,969 Square Feet Lot

$122,700 Zestimate^®

$89/sqft

$-- HOA

What's special

Functional layout

Sweet little charmer! This well-maintained 2-bedroom, 1-bath ranch offers comfort today with endless possibilities for tomorrow. The main level features a functional layout, while the unfinished lower level provides plenty of space to expand your living area. An unfinished walk-up attic adds even more potential for future finishing or additional storage. The roof was replaced in 2018. This home is full of opportunity. With solid maintenance, great bones, and room to build equity, this is a property you won't want to miss!

9 days

464

27

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1

Other

Level: Upper

Other

Level: Main

Other

Level: Lower

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Built-In Oven, Dryer, Microwave, Refrigerator, Washer
Laundry: Lower Level

Features

Basement: Partially Finished
Has fireplace: No
Fireplace features: None

Interior area

Total interior livable area: 1,404 sqft
Finished area below ground: 450

Property

Parking

Total spaces: 1
Parking features: 1 Stall
Carport spaces: 1

Lot

Size: 6,969 Square Feet
Dimensions: 127 x 54

Details

Parcel number: 891335207009
Zoning: R-1
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Shingle Siding, Vinyl Siding
Roof: Shingle,Asphalt

Condition

Year built: 1940

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: GREENFIELD ADDITION

Location

Region: Waterloo

Financial & listing details

Price per square foot: $89/sqft
Tax assessed value: $125,930
Annual tax amount: $2,030
Date on market: 8/5/2026
Cumulative days on market: 11 days
Road surface type: Concrete

Estimated market value

$122,700

$117,000 - $129,000

$1,095/mo

Price history

Date	Event	Price
8/12/2026	Pending sale	$125,000$89/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20263641 Report a problem
8/5/2026	Listed for sale	$125,000+316.7%$89/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20263641 Report a problem
8/8/1990	Sold	$30,000$21/sqft
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,031 +1.5%	$125,930 +7.1%
2024	$2,000 +7.3%	$117,530
2023	$1,863 +2.8%	$117,530 +25.4%
2022	$1,812 -4%	$93,720
2021	$1,888 +1.9%	$93,720 +1.9%
2020	$1,853 -1.2%	$91,960
2019	$1,876 +1.1%	$91,960
2018	$1,856 0%	$91,960
2017	$1,856 -1.7%	$91,960
2016	$1,888	$91,960
2015	$1,888 +6.4%	$91,960 +4.9%
2014	$1,774 -12.7%	$87,660 -8.9%
2012	$2,032 +14.3%	$96,270
2011	$1,777 +3.3%	$96,270 +12.2%
2010	$1,721 +2.8%	$85,780
2009	$1,674 +2.2%	$85,780
2008	$1,638 +1.7%	$85,780 +7%
2007	$1,611 -0.5%	$80,170
2006	$1,619 -2%	$80,170
2005	$1,653 +5.8%	$80,170 +15.1%
2003	$1,562 +1.7%	$69,660
2002	$1,537 +13.1%	$69,660 +18%
2001	$1,359	$59,030

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 50702

Getting around

54 / 100

Somewhat Walkable

25 / 100

Some Transit

48 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Irving Elementary School
Grades: K-5Distance: 0.4 mi
2/10
Central Middle School
Grades: 6-8Distance: 2.9 mi
3/10
West High School
Grades: 9-12Distance: 0.8 mi

Schools provided by the listing agent

Elementary: Irving Elementary - Wloo
Middle: Central Intermediate
High: West High - Waterloo

Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.