Gorgeous Remodeled Single-Story home in Exclusive Del Rayo Downs, this exquisite residence blends timeless elegance with modern luxury. Extensively remodeled with over $250K in upgrades, the home showcases wood floors, a gourmet kitchen featuring custom cabinetry, granite countertops and backsplash, and premium Sub-Zero, Thermador, and Bosch appliances. The spacious primary suite features a newly redesigned en-suite bath, while every bedroom has a remodeled private bath. Designed for both comfort and sophistication, the home’s open floor plan highlights soaring ceilings, abundant natural light from multiple skylights, and 2 fireplaces, including one in the primary bedroom and one in the living room with custom wood bookcases. A sunken bar complements your entertaining festivities. Improvements included new flooring, interior and exterior paint, new carpet, solar panels, a newer water heater, updated Pentair spa equipment, and 2017 roof and garage doors. The epoxy-finished garage includes storage cabinets, a Solar electrical station, a ladder to attic storage, a Culligan water softener, and smart-home lighting and irrigation controls. Outdoor living shines in the spacious sun-drenched backyard—a private gardener’s paradise, with beautiful brickwork, lush landscaping, and a built-in spa, ideal for executives or empty nesters seeking a low-maintenance retreat. Community amenities include a pool, tennis and pickleball courts, a clubhouse, and breathtaking views of the San Dieguito Valley. All just moments from the world-class Rancho Valencia Tennis Resort & Spa, award-winning schools, and the best of Rancho Santa Fe’s fine dining and shops. A rare blend of luxury, comfort, and convenience—this remarkable home epitomizes Southern California living at its finest.
Under contract
Listed by: Farris Company
Price cut: $112K (4/22)
$3,295,000
15522 Churchill Downs, Rancho Santa Fe, CA 92091
3beds
3,220sqft
Single Family Residence
Built in 1990
9,277 Square Feet Lot
$3,213,900 Zestimate®
$1,023/sqft
$778/mo HOA
What's special
Epoxy-finished garageGorgeous remodeled single-story homeGourmet kitchenCustom cabinetrySolar electrical stationSpacious primary suiteSpacious sun-drenched backyard
- 106 days |
- 428 |
- 15 |
Zillow last checked:
Listing updated:
Listed by:
John Farris DRE #00525511 john@jtfarris.com,
Farris Company
Source: CRMLS,MLS#: NDP2602279
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Rooms
- Room types: Bedroom, Entry/Foyer, Foyer, Kitchen, Laundry, Living Room, Primary Bedroom
Primary bedroom
- Features: Main Level Primary
Bedroom
- Features: Bedroom on Main Level
Bedroom
- Features: All Bedrooms Down
Cooling
- Central Air, Electric
Appliances
- Laundry: Washer Hookup, Gas Dryer Hookup, Laundry Room
Features
- All Bedrooms Down, Bedroom on Main Level, Entrance Foyer, Main Level Primary
- Has fireplace: Yes
- Fireplace features: Gas, Living Room, Primary Bedroom
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 3,220 sqft
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Entry location: Front of home
- Pool features: Community, Fenced, Filtered, In Ground, Association
- Has view: Yes
- View description: Neighborhood, Trees/Woods
Lot
- Size: 9,277 Square Feet
- Features: 0-1 Unit/Acre, Front Yard, Garden
Details
- Parcel number: 3023050400
- Zoning: Residential
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Condition
- New construction: No
- Year built: 1990
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Storm Drain(s), Street Lights, Pool
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Pool, Tennis Court(s)
- HOA fee: $778 monthly
- HOA name: Del Rayo Downs
- HOA phone: 858-514-8820
Location
- Region: Rancho Santa Fe
Financial & listing details
- Price per square foot: $1,023/sqft
- Tax assessed value: $2,944,830
- Date on market: 3/11/2026
- Cumulative days on market: 106 days
- Listing terms: Cash,Cash to New Loan,Conventional
Estimated market value
$3,213,900
$3.05M - $3.37M
$7,854/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/5/2026 | Contingent | $3,375,000$1,048/sqft |
Source:  CRMLS #NDP2602279 Report a problem | ||
| 4/22/2026 | Price change | $3,375,000-3.2%$1,048/sqft |
Source: CRMLS #NDP2602279 Report a problem | ||
| 3/11/2026 | Listed for sale | $3,487,000+25.7%$1,083/sqft |
Source: CRMLS #NDP2602279 Report a problem | ||
| 4/6/2022 | Sold | $2,775,000+2.8%$862/sqft |
Source:  SDMLS #220005719 Report a problem | ||
| 3/22/2022 | Pending sale | $2,699,000$838/sqft |
Source: CRMLS #220005719SD Report a problem | ||
| 3/15/2022 | Listed for sale | $2,699,000+97.2%$838/sqft |
Source: SDMLS #220005719 Report a problem | ||
| 10/24/2016 | Sold | $1,368,500+0.3%$425/sqft |
Source: Public Record Report a problem | ||
| 7/29/2015 | Sold | $1,365,000$424/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $2,944,830 +5.1% |
| 2024 | $30,587 +9.9% | $2,801,000 +9.6% |
| 2023 | $27,835 +67.8% | $2,556,000 +70.8% |
| 2022 | $16,591 +2.1% | $1,496,537 +2% |
| 2021 | $16,244 +1.3% | $1,467,194 +1% |
| 2020 | $16,036 +6% | $1,452,151 +2% |
| 2019 | $15,125 -1.8% | $1,423,678 +2% |
| 2018 | $15,410 +1.7% | $1,395,763 +2% |
| 2017 | $15,155 +4% | $1,368,396 +0.2% |
| 2016 | $14,579 +11.2% | $1,365,000 +11% |
| 2015 | $13,111 +2.1% | $1,229,779 +2% |
| 2014 | $12,846 | $1,205,690 +21.5% |
| 2013 | -- | $992,000 -14% |
| 2012 | -- | $1,153,646 |
| 2011 | -- | $1,153,646 +0.8% |
| 2010 | -- | $1,145,025 -0.2% |
| 2009 | -- | $1,147,746 +2% |
| 2008 | -- | $1,125,242 +2% |
| 2007 | -- | $1,103,179 +2% |
| 2006 | -- | $1,081,549 +2% |
| 2005 | -- | $1,060,343 +2% |
| 2004 | -- | $1,039,552 +1.9% |
| 2003 | -- | $1,020,500 +8.4% |
| 2002 | -- | $941,290 +2% |
| 2001 | -- | $922,834 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 92091
Nearby schools
GreatSchools rating
- 9/10Solana Santa Fe Elementary SchoolGrades: K-6Distance: 0.3 mi
- 8/10Earl Warren Middle SchoolGrades: 7-8Distance: 4.1 mi
- 10/10Torrey Pines High SchoolGrades: 9-12Distance: 3.1 mi
Schools provided by the listing agent
- High: Torrey Pines
Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- California
- San Diego County
- Rancho Santa Fe
- 92091
- 15522 Churchill Downs
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