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Sold for $475,000
  • $475,000

    1560 Bell Phipps Rd, Monticello, KY 42633

    4beds
    2,177sqft
    Single Family Residence
    Built in 2014
    2.5 Acres Lot
    $466,100 Zestimate®
    $218/sqft
    $2,427 Estimated rent

    Home value

    $466,100

    $443,000 - $489,000

    $2,427/mo

    Zestimate® history
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    What's special

    Beautifully landscaped groundsFire pitSecluded wooded acresLaundry chuteCustom built-insPrivate natural settingOversized two-bay garage
    Rare opportunity to own a one of a kind property on approximately 2.5 secluded, wooded acres just minutes from two concrete boat ramps on beautiful Lake Cumberland. Whether you're looking for a full time residence, vacation home, or investment property with short term rental potential, this unique estate offers endless possibilities. The custom built primary home features soaring 12 foot ceilings, crown molding, stained glass windows, custom built-ins, abundant cabinetry and countertop space, a walk-in pantry, steam room, laundry chute, an oversized walk-in shower in the primary suite, and a built-in bed with integrated storage. An unfinished upper level with 12-foot ceilings offers excellent potential for additional bedrooms, a game room, home office, or expanded living space. The detached guest house is located above the oversized two-bay garage and is ideal as a mother-in-law suite, private guest quarters, or income-producing Airbnb. It features a full kitchen, spacious living area with king-size sleeping space, a full bath with a walk-in shower, two built-in twin window beds, and a loft for additional sleeping accommodations. The garage level also includes a laundry area and convenient half bath. Outside, you'll enjoy multiple decks, two covered porches, a screened-in porch, beautifully landscaped grounds, peaceful sitting areas, and a fire pit. This would be perfect for entertaining or relaxing after a day on Lake Cumberland. Underground utilities and city water provide modern convenience while preserving the property's private, natural setting. Properties offering this combination of privacy, acreage, proximity to Lake Cumberland, guest accommodations, and short-term rental potential are hard to find. Schedule your private showing today.

    Zillow last checked:

    Listing updated:

    Listed by:

    Brandon Davis 606-802-0123,

    No Wake Real Estate

    Bought with:

    Denver Eaton, 298263

    Re/Max Country Lakes

    Source: Imagine MLS,MLS#: 26019708MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    Primary bedroom
    • Level: First
    Bedroom 2
    • Level: First
    Bedroom 3
    • Level: First
    Bedroom 4
    • Description: Guest house
    • Level: First
    Bathroom 1
    • Description: Primary
    • Level: First
    Bathroom 2
    • Level: First
    Bathroom 3
    • Description: Guest house
    • Level: First
    Dining room
    • Level: First
    Kitchen
    • Description: Guest house
    • Level: First
    Kitchen
    • Level: First
    Living room
    • Description: Guest house
    • Level: First
    Living room
    • Level: First
    Other
    • Description: Walk in pantry
    • Level: First
    Heating
    • Electric, Heat Pump, Propane Tank Leased
    Cooling
    • Attic Fan, Electric, Heat Pump
    Appliances
    • Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
    Features
    • Walk-In Closet(s), Ceiling Fan(s)
    • Flooring: Carpet, Hardwood, Tile
    • Windows: Blinds, Screens
    • Basement: Crawl Space
    • Number of fireplaces: 2
    • Fireplace features: Electric, Free Standing, Gas Log, Living Room, Propane, Ventless
    Interior area
    • Total structure area: 2,177
    • Total interior livable area: 2,177 sqft
    • Finished area above ground: 2,177
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 3
    • Parking features: Attached Garage, Detached Garage, Driveway, Garage Door Opener, Garage Faces Front, Garage Faces Side
    • Garage spaces: 3
    • Has uncovered spaces: Yes
    Features
    • Levels: One
    • Exterior features: Other
    • Has view: Yes
    • View description: Rural, Trees/Woods, Mountain(s), Farm, Lake
    • Has water view: Yes
    • Water view: Lake
    Lot
    • Size: 2.5 Acres
    • Features: Secluded, Wooded
    Details
    • Additional structures: Guest House, Shed(s), Workshop
    • Parcel number: 0140000009.04
    • Horses can be raised: Yes

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Colonial
    • Property subtype: Single Family Residence
    Materials
    • Brick Veneer, HardiPlank Type
    • Foundation: Concrete Perimeter
    • Roof: Dimensional Style,Shingle
    Condition
    • New construction: No
    • Year built: 2014

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Public
    • Utilities for property: Electricity Connected, Water Connected, Propane

    Community & HOA

    Community
    • Subdivision: Rural
    HOA
    • Has HOA: No
    Location
    • Region: Monticello

    Financial & listing details

    • Price per square foot: $218/sqft
    • Tax assessed value: $222,970
    • Annual tax amount: $1,529
    • Date on market: 7/24/2026

    Price history

    DateEventPrice
    9/4/2026Sold$475,000-2.1%$218/sqft
    Source: Imagine MLS #26019708 Report a problem
    8/6/2026Contingent$485,000$223/sqft
    Source: Imagine MLS #26019708 Report a problem
    7/24/2026Listed for sale$485,000$223/sqft
    Source: Imagine MLS #26019708 Report a problem
    7/7/2026Listing removed$485,000$223/sqft
    Source: Imagine MLS #26006654 Report a problem
    6/18/2026Listed for sale$485,000$223/sqft
    Source: Imagine MLS #26006654 Report a problem
    5/22/2026Contingent$485,000$223/sqft
    Source: Imagine MLS #26006654 Report a problem
    4/1/2026Listed for sale$485,000-18.5%$223/sqft
    Source: Imagine MLS #26006654 Report a problem
    12/1/2025Listing removed$595,000$273/sqft
    Source: Imagine MLS #25016879 Report a problem
    10/2/2025Price change$595,000-4.8%$273/sqft
    Source: Imagine MLS #25016879 Report a problem
    9/16/2025Price change$624,900-3.3%$287/sqft
    Source: Imagine MLS #25016879 Report a problem
    8/1/2025Listed for sale$645,900$297/sqft
    Source: Imagine MLS #25016879 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$1,529 -4.1%$222,970
    2024$1,593 +18.3%$222,970 +18%
    2023$1,347 -4.7%$188,970
    2022$1,413 -0.7%$188,970
    2021$1,424 -1.9%$188,970
    2020$1,452 -0.1%$188,970
    2019$1,453 -0.8%$188,970
    2018$1,465 +1.4%$188,970
    2017$1,445 +5.2%$188,970
    2016$1,374 -0.4%$188,970
    2015$1,380 +515.8%$188,970 +215%
    2012$224 $60,000
    2011-- $60,000
    Find assessor info on the county website

    Neighborhood: 42633

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Bell
    • Middle: Wayne Co
    • High: Wayne Co

    Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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