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For sale
    • $485,000

    1560 Bell Phipps Rd, Monticello, KY 42633

    4beds
    2,177sqft
    : 
    $2,991/mo
    Get pre-qualified
    Single Family Residence
    Built in 2014
    2.5 Acres Lot
    $457,100 Zestimate®
    $223/sqft
    $-- HOA

    What's special

    Beautifully landscaped groundsFire pitSecluded wooded acresLaundry chuteCustom built-insPrivate natural settingOversized two-bay garage
    Rare opportunity to own a one of a kind property on approximately 2.5 secluded, wooded acres just minutes from two concrete boat ramps on beautiful Lake Cumberland. Whether you're looking for a full time residence, vacation home, or investment property with short term rental potential, this unique estate offers endless possibilities. The custom built primary home features soaring 12 foot ceilings, crown molding, stained glass windows, custom built-ins, abundant cabinetry and countertop space, a walk-in pantry, steam room, laundry chute, an oversized walk-in shower in the primary suite, and a built-in bed with integrated storage. An unfinished upper level with 12-foot ceilings offers excellent potential for additional bedrooms, a game room, home office, or expanded living space. The detached guest house is located above the oversized two-bay garage and is ideal as a mother-in-law suite, private guest quarters, or income-producing Airbnb. It features a full kitchen, spacious living area with king-size sleeping space, a full bath with a walk-in shower, two built-in twin window beds, and a loft for additional sleeping accommodations. The garage level also includes a laundry area and convenient half bath. Outside, you'll enjoy multiple decks, two covered porches, a screened-in porch, beautifully landscaped grounds, peaceful sitting areas, and a fire pit. This would be perfect for entertaining or relaxing after a day on Lake Cumberland. Underground utilities and city water provide modern convenience while preserving the property's private, natural setting. Properties offering this combination of privacy, acreage, proximity to Lake Cumberland, guest accommodations, and short-term rental potential are hard to find. Schedule your private showing today.
    4 days
    |
    696
    |
    73
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Brandon Davis 606-802-0123,

    No Wake Real Estate

    Source: Imagine MLS,MLS#: 26019708MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      Bedroom 2
      • Level: First
      Bedroom 3
      • Level: First
      Bedroom 4
      • Description: Guest house
      • Level: First
      Bathroom 1
      • Description: Primary
      • Level: First
      Bathroom 2
      • Level: First
      Bathroom 3
      • Description: Guest house
      • Level: First
      Dining room
      • Level: First
      Kitchen
      • Description: Guest house
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Description: Guest house
      • Level: First
      Living room
      • Level: First
      Other
      • Description: Walk in pantry
      • Level: First
      Heating
      • Electric, Heat Pump, Propane Tank Leased
      Cooling
      • Attic Fan, Electric, Heat Pump
      Appliances
      • Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
      Features
      • Walk-In Closet(s), Ceiling Fan(s)
      • Flooring: Carpet, Hardwood, Tile
      • Windows: Blinds, Screens
      • Basement: Crawl Space
      • Number of fireplaces: 2
      • Fireplace features: Electric, Free Standing, Gas Log, Living Room, Propane, Ventless
      Interior area
      • Total structure area: 2,177
      • Total interior livable area: 2,177 sqft
      • Finished area above ground: 2,177
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached Garage, Detached Garage, Driveway, Garage Door Opener, Garage Faces Front, Garage Faces Side
      • Garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Exterior features: Other
      • Has view: Yes
      • View description: Rural, Trees/Woods, Mountain(s), Farm, Lake
      • Has water view: Yes
      • Water view: Lake
      Lot
      • Size: 2.5 Acres
      • Features: Secluded, Wooded
      Details
      • Additional structures: Guest House, Shed(s), Workshop
      • Parcel number: 0140000009.04
      • Horses can be raised: Yes

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer, HardiPlank Type
      • Foundation: Concrete Perimeter
      • Roof: Dimensional Style,Shingle
      Condition
      • Year built: 2014

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected, Water Connected, Propane

      Community & HOA

      Community
      • Subdivision: Rural
      HOA
      • Has HOA: No
      Location
      • Region: Monticello

      Financial & listing details

      • Price per square foot: $223/sqft
      • Tax assessed value: $222,970
      • Annual tax amount: $1,593
      • Date on market: 7/24/2026

        Estimated market value

        $457,100

        $434,000 - $480,000

        $717/mo

        Price history

        DateEventPrice
        7/24/2026Listed for sale$485,000$223/sqft
        Source: Imagine MLS #26019708 Report a problem
        7/7/2026Listing removed$485,000$223/sqft
        Source: Imagine MLS #26006654 Report a problem
        6/18/2026Listed for sale$485,000$223/sqft
        Source: Imagine MLS #26006654 Report a problem
        5/22/2026Contingent$485,000$223/sqft
        Source: Imagine MLS #26006654 Report a problem
        4/1/2026Listed for sale$485,000-18.5%$223/sqft
        Source: Imagine MLS #26006654 Report a problem
        12/1/2025Listing removed$595,000$273/sqft
        Source: Imagine MLS #25016879 Report a problem
        10/2/2025Price change$595,000-4.8%$273/sqft
        Source: Imagine MLS #25016879 Report a problem
        9/16/2025Price change$624,900-3.3%$287/sqft
        Source: Imagine MLS #25016879 Report a problem
        8/1/2025Listed for sale$645,900$297/sqft
        Source: Imagine MLS #25016879 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,593 +18.3%$222,970 +18%
        2023$1,347 -4.7%$188,970
        2022$1,413 -0.7%$188,970
        2021$1,424 -1.9%$188,970
        2020$1,452 -0.1%$188,970
        2019$1,453 -0.8%$188,970
        2018$1,465 +1.4%$188,970
        2017$1,445 +5.2%$188,970
        2016$1,374 -0.4%$188,970
        2015$1,380 +515.8%$188,970 +215%
        2012$224 $60,000
        2011-- $60,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 42633

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Bell
        • Middle: Wayne Co
        • High: Wayne Co

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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